You're kidding saying that 920 outperforms 808. It can't even outperform N8.
OIS is just a slight improvement for giving better low-light performance than standard 8MP phone cameras but not a significant improvement which could beat N808 or N8 big sensors.
Maybe OIS can give some breath to L1020 and its smaller sensor compared to N808. But this is only a feature in low light situation. N808's bigger pixels still have better ISO performance so at best you could say they perform the same in low light.
In bight days, no chance for L1020 performing better than 808 in terms of sharpness and dynamic range.
The L920 can capture more light, with a much smaller sensor, than the 808 because of its IOS. For low light, and low light only, the L920 outperforms the 808 because of this. Now the L1020 has a sensor almost as big as the 808, the difference is much smaller than going from a FX to a DX or a DX to micro 4/3s, and the IOS capabilities of the L920.
This means that the L1020 will be marginally worse than the 808 under daylight conditions but much better in low light.
Picture:
http://www.1800pocketpc.com/blog/wp...0/Nokia-Lumia-920-Low-Light-Night-Shots-3.png