It's called debt. I have tried to avoid it myself, aside from student loans. I am still paying on my truck (the blue Nissan back 1 page) but it was a small loan for that. However, those vehicles I posted are 12, 19, 20, and 21 years old. No wonder I can't keep them running!
It becomes painfully clear to me now... I have a loan on my car, but it'll be paid off before the end of summer. I almost bought an '05 300C, which would've been another $20 a month, but I'd be paying on that for the next five stinkin' years.. the Cool-to-Cost ratio wasn't worth it.