Rite Aid Disables Apple Pay Support After Initially Accepting Payments

[SusanK]

Thanks.....have left feedback at both sites....but I'm also not opposed to walking out when finding myself denied an expected payment method.

I completely agree that choosing the merchant you want to patronize is your call.

This is sort of OT but I have not been to Starbucks for a few months. I don't care for the pastry from the new bakery. I can get coffee anywhere. I was not consciously boycotting just no longer interested.

Yesterday email form Starbucks that a birthday reward would expire today. It did.

I'm glad we have choices.

 

[AllieNeko]

isheep with too much time on their hand.....

Nonsense, this is NOT just an Apple issue. I don't have an iPhone 6 and I still want people complaining about this. It is about accepting contactless credit/debit cards and Google Wallet and ISIS/Softcard. EVERYONE benefits by from the pressure Apple Pay is putting on merchants to stop holding contactless hostage.

 

[BruiserB]

I completely agree that choosing the merchant you want to patronize is your call.

This is sort of OT but I have not been to Starbucks for a few months. I don't care for the pastry from the new bakery. I can get coffee anywhere. I was not consciously boycotting just no longer interested.

Yesterday email form Starbucks that a birthday reward would expire today. It did.

I'm glad we have choices.

Agreed! We all can make our choices and those with the most choosers will win. Funny, yesterday I went to Starbucks for my first time in months....just because I had a gift card stored in their iOS app.

 

[tigress666]

No one cares about American Express anyway. So, not part of the equation. They're declined at most places.

Yeah you might have been right 10 years ago or more. But these days I barely ever encounter places that don't take Amex. Even many small local places take it.

 

[flyinmac]

The system we are already using is flawed so why would you even put yourself through the hastle of having your credit/debit card information stolen so then you have to wait for the bank to put the money back, and then wait for a new card to come in the mail.

Right now there is absolutely no easy, cheap, or convenient way for attackers to get your information when it comes to mobile payments, the tokenization pretty much insures that. Atleast for Apple Pay's system this is the way it is.

Yeah... ummm.... let's see, an untraceable method of payment provides me more protection? I'd say it provides me less chance of proving I didn't initiate the charges once it's compromised.

The current system is rarely compromised. In numerous decades, I've seen a total of less than $2 charged against of my cards that I wasn't able to account for. And, it took 30 seconds to resolve it and have it refunded to me, despite the fact that it really could have been something I forgot about paying for (price so insignificant I wouldn't have bothered dealing with it anyway if I hadn't already been in the bank doing something else). I only deal with local companies for credit cards. If I can't walk in there and talk to them, I'm not dealing with them. Simple.

There is nothing inherently more secure about Apple's payment method. It just provides new ways to get at my payment information by electronic means.

 

[tmiw]

Yeah... ummm.... let's see, an untraceable method of payment provides me more protection? I'd say it provides me less chance of proving I didn't initiate the charges once it's compromised.

The current system is rarely compromised. In numerous decades, I've seen a total of less than $2 charged against of my cards that I wasn't able to account for. And, it took 30 seconds to resolve it and have it refunded to me, despite the fact that it really could have been something I forgot about paying for (price so insignificant I wouldn't have bothered dealing with it anyway if I hadn't already been in the bank doing something else). I only deal with local companies for credit cards. If I can't walk in there and talk to them, I'm not dealing with them. Simple.

There is nothing inherently more secure about Apple's payment method. It just provides new ways to get at my payment information by electronic means.

You are incredibly lucky then. I had three cards compromised in one year a few years back. One even tried having stuff delivered to my house and I had to drive it back to the UPS warehouse (which is out of the way) to get it returned to the merchants. ANYTHING would be an improvement at this point.

 

[flyinmac]

Yeah you might have been right 10 years ago or more. But these days I barely ever encounter places that don't take Amex. Even many small local places take it.

Weird, I've only seen signs that say no Discover and American Express.

 

[BruiserB]

Yeah... ummm.... let's see, an untraceable method of payment provides me more protection? I'd say it provides me less chance of proving I didn't initiate the charges once it's compromised.

The current system is rarely compromised. In numerous decades, I've seen a total of less than $2 charged against of my cards that I wasn't able to account for. And, it took 30 seconds to resolve it and have it refunded to me, despite the fact that it really could have been something I forgot about paying for (price so insignificant I wouldn't have bothered dealing with it anyway if I hadn't already been in the bank doing something else). I only deal with local companies for credit cards. If I can't walk in there and talk to them, I'm not dealing with them. Simple.

There is nothing inherently more secure about Apple's payment method. It just provides new ways to get at my payment information by electronic means.

So you believe someone can forge your fingerprint more easily than they can scribble something close to your signature or steal your PIN?

 

[doelcm82]

Most people will care less about whether they could use any electronic device to pay with. Only people who spend $700 on a device to try and pay with it will care. Others really couldn't give a *&^$ about it.

You're wrong.

People who bought their device to pay with it will care.

So will people who bought their device for other reasons, but also want to use it to pay for purchases.

 

[tmiw]

So you believe someone can forge your fingerprint more easily than they can scribble something close to your signature or steal your PIN?

To be fair: https://www.youtube.com/watch?v=3Hji3kp_i9k&spfreload=10

 

[flyinmac]

Absolutely incorrect. They declined a MC/Visa payment attempt. Visa and MasterCard both decided to pay Apple for the extra security....both companies already decided the protection from fraud is worth it, and that's why they became ApplePay partners. The merchant pays Visa/MC the same amount and Visa/MC pay Apple for the extra security. If I walk because my ApplePay payment is refused then Visa/MC also lose. If I decide to pay with CurrentC, then Visa/MC get nothing.

It's already been pointed out that CurrentC apparently doesn't exist yet. Perhaps it was you who pointed it out. Either way, irrelevant.

But, in the end, the consumer still went somewhere and purchased the merchandise (unless he pulled out his Visa or MasterCard on the spot). So, in the end, Visa or MasterCard got their cut. Only thing that happened, is that neither Visa or MasterCard ended up sharing money with Apple.

 

[BruiserB]

To be fair: https://www.youtube.com/watch?v=3Hji3kp_i9k&spfreload=10

Yep....I've seen that. How many payment transactions have been fraudulently made by that method?

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It's already been pointed out that CurrentC apparently doesn't exist yet. Perhaps it was you who pointed it out. Either way, irrelevant.

But, in the end, the consumer still went somewhere and purchased the merchandise (unless he pulled out his Visa or MasterCard on the spot). So, in the end, Visa or MasterCard got their cut. Only thing that happened, is that neither Visa or MasterCard ended up sharing money with Apple.

But don't you think Visa/MC decided to share with Apple because they get at least what they paid for? That's called a win/win. Without Apple they bear the burden of extra fraud risk. Apple didn't hold them at gun point to get them to pay. Apple sold them on the extra security. Apple could have never launched this without their participation/endorsement.

 

[Keirasplace]

It's already been pointed out that CurrentC apparently doesn't exist yet. Perhaps it was you who pointed it out. Either way, irrelevant.

But, in the end, the consumer still went somewhere and purchased the merchandise (unless he pulled out his Visa or MasterCard on the spot). So, in the end, Visa or MasterCard got their cut. Only thing that happened, is that neither Visa or MasterCard ended up sharing money with Apple.

The reason they are "sharing" money with Apple is the added security helps cut fraud. So, I don't think it was really zero sum. They did lose in the end.

 

[flyinmac]

So you believe someone can forge your fingerprint more easily than they can scribble something close to your signature or steal your PIN?

I believe that more people / entities are likely to find a way into my electronically stored information on my phone than are likely to get my credit card out of my pocket.

If the phone can communicate with the outside world, then the outside world can communicate with it. I don't store credit card information on my computer. I'm not storing it on my phone either.

 

[tmiw]

Yep....I've seen that. How many payment transactions have been fraudulently made by that method?

None yet. But unless people start wearing gloves when touching their phones, it's plausible.

 

[Keirasplace]

Yeah... ummm.... let's see, an untraceable method of payment provides me more protection? I'd say it provides me less chance of proving I didn't initiate the charges once it's compromised.

The current system is rarely compromised. In numerous decades, I've seen a total of less than $2 charged against of my cards that I wasn't able to account for. And, it took 30 seconds to resolve it and have it refunded to me, despite the fact that it really could have been something I forgot about paying for (price so insignificant I wouldn't have bothered dealing with it anyway if I hadn't already been in the bank doing something else). I only deal with local companies for credit cards. If I can't walk in there and talk to them, I'm not dealing with them. Simple.

There is nothing inherently more secure about Apple's payment method. It just provides new ways to get at my payment information by electronic means.

Oh, right... Anecdote trumps what the credit company know, and the thousands of different news items about identity theft, security breaches, etc. Bravo for pushing a non sensical argument. You never lost anything, so it cannot and will not happen.

 

[Mukist]

Yeah... ummm.... let's see, an untraceable method of payment provides me more protection? I'd say it provides me less chance of proving I didn't initiate the charges once it's compromised.

The current system is rarely compromised. In numerous decades, I've seen a total of less than $2 charged against of my cards that I wasn't able to account for. And, it took 30 seconds to resolve it and have it refunded to me, despite the fact that it really could have been something I forgot about paying for (price so insignificant I wouldn't have bothered dealing with it anyway if I hadn't already been in the bank doing something else). I only deal with local companies for credit cards. If I can't walk in there and talk to them, I'm not dealing with them. Simple.

There is nothing inherently more secure about Apple's payment method. It just provides new ways to get at my payment information by electronic means.

What are you talking about untraceable? It's traced by the bank. The current system is compromised all the time by retailers servers being hacked and you credit card information being released into the wild.

 

[Aragornii]

Old =/= not tech savvy, and young =/= tech savvy. I'm sixty five and regularly explain how to use computer/tech gear to the 20 and 30 year olds I know. Don't assume that the generation that invented the modern personal computer and the Internet doesn't understand smart phones.

I'm eligible for AARP membership myself and also extremely tech savvy, but we're talking averages not anecdotes.

 

[doelcm82]

Yeah... ummm.... let's see, an untraceable method of payment provides me more protection? I'd say it provides me less chance of proving I didn't initiate the charges once it's compromised.

The current system is rarely compromised. In numerous decades, I've seen a total of less than $2 charged against of my cards that I wasn't able to account for. And, it took 30 seconds to resolve it and have it refunded to me, despite the fact that it really could have been something I forgot about paying for (price so insignificant I wouldn't have bothered dealing with it anyway if I hadn't already been in the bank doing something else). I only deal with local companies for credit cards. If I can't walk in there and talk to them, I'm not dealing with them. Simple.

There is nothing inherently more secure about Apple's payment method. It just provides new ways to get at my payment information by electronic means.

If you've never been inconvenienced by having your account number stolen, and having to do without the card while you wait for a replacement, I can see why you'd be a hard sell.

But your objections ring hollow to those of us who have had our data compromised. I'm in that situation now.

You have a chance at convincing those who feel the current swipe and sign or the coming chip and sign are secure enough. That group is going to be shrinking as time goes on.

 

[BruiserB]

I'm eligible for AARP membership myself and also extremely tech savvy, but we're talking averages not anecdotes.

LOL! My AARP Chase Visa was my first account loaded into ApplePay....and the first used at McDonald's for 3% back on restaurant transactions! And I'm not even 50 yet, but my spouse is!

 

[882188]

This is BS! Thanks for nothing apple!
Revolutionary my arse!

 

[flyinmac]

The reason they are "sharing" money with Apple is the added security helps cut fraud. So, I don't think it was really zero sum. They did lose in the end.

That doesn't even make sense. They got their cut. Neither Visa or MasterCard is upset. In fact, they didn't notice or care. They certainly won't be losing any sleep over it. And, they certainly won't be ordering Rite Aid or anyone else to accept Apple Pay if they want to continue to charge Visa and MasterCard credit cards.

Trying to institute a policy that requires all companies to take Apple Pay if they want to accept Visa or MasterCard would be a move that would hurt Visa and MasterCard. There would be a huge jump in stores dropping Visa and MasterCard and moving to cash only, store cards, etc. Yes, I've seen it happen before over smaller issues than Apple Pay.

 

[Mukist]

Oh, right... Anecdote trumps what the credit company know, and the thousands of different news items about identity theft, security breaches, etc. Bravo for pushing a non sensical argument. You never lost anything, so it cannot and will not happen.

He just wants to wave his torch and pitchfork at something new and foreign that he has little understanding of. Having done security analyst work I understand how powerful 1 time tokens are in systems like these.

They are not immune from attack but are extremely difficult to attack.

 

[BruiserB]

If you've never been inconvenienced by having your account number stolen, and having to do without the card while you wait for a replacement, I can see why you'd be a hard sell.

But your objections ring hollow to those of us who have had our data compromised. I'm in that situation now.

You have a chance at convincing those who feel the current swipe and sign or the coming chip and sign are secure enough. That group is going to be shrinking as time goes on.

Yep! I'm in the process of having my BarclayCard Arrival+ card replaced just because I used it at HomeDepot to buy a new toilet seat the week before the breech was discovered. Almost too funny to be true....but true nonetheless! Glad Barclay Bank is in the next wave of ApplePay cards.

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This is BS! Thanks for nothing apple!
Revolutionary my arse!

The NFC part isn't revolutionary, but the way they did it is. Thanks Apple!

 

[StyxMaker]

And then you can spend your time launching apps, and getting things ready for the cashier instead of relaxing.



I'll stick with just setting my store card and credit card on the counter and let the cashier mess with running them when it's time. Or, my favorite... use a store discount card which also has store credit. One card, simple. I drop it on the counter, they bag my stuff, they swipe the card, then when everything is back in the cart, I walk away having enjoyed 5 minutes of relaxation doing nothing. It's a nice treat.

You seem to have a problem relaxing, if you can only relax when you have nothing as complicated as selecting an app on your phone to do. Since I can relax while I'm doing other things, I don't have to worry about it.