Got a tip for us?
Let us know
Become a MacRumors Supporter for $50/year with no ads, ability to filter front page stories, and private forums.
Rite Aid Disables Apple Pay Support After Initially Accepting Payments
- Thread starter MacRumors
- Start date
- Sort by reaction score
Yeah, that's right... Apple broke it. Not RiteAid. No, it couldn't have been RiteAid.
Sheesh.
Yeah, something that has been working for years suddenly stops when Apple gets at it. Pure coincidence
All of these stores do get a "card present" rate. Only over the internet in app payments do not get "card present" rates.
Tim's secretary
----------
Retailers have always had a choice as to which company's products they accept payment from. I see no major outcry over being able to use Discover or American Express. Likewise, it costs a company exactly zero to accept checks (until something goes wrong), yet a majority of places don't take checks anymore. I can't even tell you the last time I pulled out my checkbook... I can tell you that my most recent checks don't even have my current information on them, because they are obsolete payment methods, not worth the effort.
Apple Pay is just another run in a list of companies who have tried to get this idea to float. It will likely be just as successful as the other attempts.
For every one person who gripes about not being able to use Apple Pay somewhere, there will be billions who say "so what..." or "Apple what???" or "glad I didn't spend $700 on a device that can't do what my free card can do... such as work everywhere".
It isn't hard for me to stop shopping at Rite Aid, because I don't shop there now.
On the other hand, my decision to prefer stores that accept Apple Pay is to support myself, not Apple. I want Apple Pay to succeed because it's better for me as a consumer. I don't want to carry a lot of cash around, and I don't want Rite Aid to have my credit account numbers in its system. I don't want Walgreens to have them either. Now when I pay with Apple Pay (or when someone uses Google Wallet), the account number is not seen by Walgreens, its system, or its employees.
And it's not seen by Rite Aid, because I'm not shopping there.
Visa/MC/AMEX should tell RiteAid thanks but no thanks and stop taking any of their business unless they also support ApplePay since it is just another form of taking their cards. Then when customers can only use CurrentC (which is CurrentLY only vaporware) at RiteAid, the customers will really walk!!
Since CurrentC is actually a move against the card companies, it would be interesting to see what would happen if the card companies stopped doing business with any company that uses CurrentC!!
Since CurrentC is actually a move against the card companies, it would be interesting to see what would happen if the card companies stopped doing business with any company that uses CurrentC!!
Old =/= not tech savvy, and young =/= tech savvy. I'm sixty five and regularly explain how to use computer/tech gear to the 20 and 30 year olds I know. Don't assume that the generation that invented the modern personal computer and the Internet doesn't understand smart phones.
My favorite is the broken card reader at the pump. You go in and the person behind the counter is not completely aware that he/she is at work.
Once you get the attention of the employee you are told that you must give the specific amount of the purchase now. I'm filling up. How do I know what the total will be?
One crackpot told me I would have to leave my cc and DL with him if I wanted to fill up. Once refueled come back in to finish transaction.
I always stop at half tank so there is adequate fuel to get to the next station.
That's inconvenient. Not being able to wave a phone, not so much.
Goes without saying any customer has the option to choose where the spend their money.
Thread is very informative. I was unaware of the passion for Apple Pay.
Why would they do that? Apple Pay collects a percentage of the transaction in fees. Why would a Credit Card company get excited about that? Share the wealth... yeah right. I see no incentive for credit card companies to jump all over this and push Apple Pay. Not unless Apple wants to start paying kickbacks to the Credit Card companies.
I already have my PetSmart and REI customer loyalty cards in PassBook. Right where the credit cards will be when I upgrade to the 6.
Exactly...
I specifically avoid the self checkout lines where I can do everything quicker and faster without waiting in line... It's not about time spent at the store... It's about, I'm paying for this stuff, they can do everything for me.
Maybe that sounds silly... but you know, I'm paying markup. They can bag it, they can take my money and count it for me, they can slide my card for me, they can do everything necessary to take my money and get me out of the store. Why, because I don't save any money doing it myself.
You think I'm gonna pull out my cell phone, get an app ready, press a button, etc... no.... I'm gonna hand them a card and say you do it.
If a store wants me to do most of the work, then they can charge me less. I see nothing about Apple Pay that makes my life easier. Just one more thing to mess with. I'll leave my phone in my pocket, and not mess with technology, button presses, etc.
Besides, I'm certainly not spending $700 on a new phone, so that I can do most of the check out process for them, and send a percentage of my purchase to Apple. That's just crazy.
I'll save $700, let the stores do the work I'm paying them to do in the markup of merchandise, let them scan and bag and put everything in the cart for me, and swipe my card for me, and relax and enjoy the time at the checkout stands where I don't have to do anything for a while. Sometimes it's nice to let others do everything for you, sometimes the grocery store is the only place you have someone do anything for you. Why pay for the "privilege" of doing everything yourself?
Your not paying attention at all, it is not the convenience people are worried about, It's the security.
We are the only country in the world using mag strip debit and credit cards still for the most part. That is why there is so much FRAUD, and why hackers are still able to get your credit card information and steal your money.
Payment solutions like Apple Pay make this impossible if not almost impossible until clever thieves find a different means of stealing consumer bank information.
So basically what I am saying if I am saying anything at all is it's about security not convenience.
And then you can spend your time launching apps, and getting things ready for the cashier instead of relaxing.
I'll stick with just setting my store card and credit card on the counter and let the cashier mess with running them when it's time. Or, my favorite... use a store discount card which also has store credit. One card, simple. I drop it on the counter, they bag my stuff, they swipe the card, then when everything is back in the cart, I walk away having enjoyed 5 minutes of relaxation doing nothing. It's a nice treat.
Think about when Apple first started selling iPhone and AT&T was the only cell phone company that offered it. People were in Line to sign up for AT&T just for the iPhone.
Banks recognize this, if one of them signs up then they are all going to sign up for fear of people switching banks. Same goes for the credit processing companies.
My feeling is at this point individual retailers think that this will not affect them because they believe people are going to go to whatever store is closest to them, I suppose only time will tell.
Because every declined ApplePay purchase is also a declined Visa/MC/Amex purchase.
And then once they find a way to compromise the system, we as consumers take on the task of jumping through new hoops to avoid being scammed.
I'll stick with regular credit cards. Simple, secure, and if something happens, they refund the money. Nothing new in Apple Pay that does anything but increase how much time I'll spend messing with things.
The really nice thing, is that I can do everything on the Internet with confidence that nothing I do will accidentally cost me anything. My payment information isn't stored in my computer or my phone. They can hack my phone all they want, and I lose no money.
Haha....Remember when Verizon laughed at the iPhone like it was some kind of toy?
Indeed. At one time Verizon was anti-Apple. If you were using a Mac you could not access Verizon Wireless account info online. Strong support for Microsoft. VZW partnered with MS for a feature I think was called Mobile Web.
The reason I bought my first pc was because I wanted VZW Air Card and OS X was not supported. The pc was bad out of the box. Never got the Air Card as a result.
Thanks.....have left feedback at both sites....but I'm also not opposed to walking out when finding myself denied an expected payment method.
----------
isheep with too much time on their hand.....
So tell me how (in any way) CurrentC is superior to ApplePay, and I will consider embracing it.
Nope... They declined a 4th party payment method. And, insured that Visa and MasterCard still get their full cut of the sales transaction.
No one cares about American Express anyway. So, not part of the equation. They're declined at most places.
So, some guy who spent $700 to pay with a phone walked away and protested... who cares. Did it cost Visa or MasterCard anything? No. Same fool got back in his car, drove somewhere else, used more gas (adding to profits for the credit card company), went inside another store (spending more time), went through the store and picked up what he wanted and probably grabbed a few other things, went to the check out line, and paid by whichever means he did and Visa or MasterCard still got their cut of the sale.
I see nothing that costs Visa or MasterCard a dime by the guy being declined opportunity to use Apple Pay at some other place. In reality, Visa or MasterCard made more money because that guy spent gas money to go somewhere else.
Nothing for Visa or MasterCard to care about at all. They likely came out ahead actually by the guy not being able to use Apple Pay at the first store.
The system we are already using is flawed so why would you even put yourself through the hastle of having your credit/debit card information stolen so then you have to wait for the bank to put the money back, and then wait for a new card to come in the mail.
Right now there is absolutely no easy, cheap, or convenient way for attackers to get your information when it comes to mobile payments, the tokenization pretty much insures that. Atleast for Apple Pay's system this is the way it is.
Also even if there is a way in the future to commit fraud with this system, the banks are still going to refund your money. So your excuse is the tech is too complicated for you?
Most people will care less about whether they could use any electronic device to pay with. Only people who spend $700 on a device to try and pay with it will care. Others really couldn't give a *&^$ about it.
Absolutely incorrect. They declined a MC/Visa payment attempt. Visa and MasterCard both decided to pay Apple for the extra security....both companies already decided the protection from fraud is worth it, and that's why they became ApplePay partners. The merchant pays Visa/MC the same amount and Visa/MC pay Apple for the extra security. If I walk because my ApplePay payment is refused then Visa/MC also lose. If I decide to pay with CurrentC, then Visa/MC get nothing.
Last edited: