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In the past it was said, that when Apple released a product the photocopiers at Microsoft would fire up! I guess it’s now 3D printers at Samsung😉
 
You guys may or may not know, WeChat is the Apple Pay of China, but where EVERYONE uses it. That's why when Trump bans WeChat, he is essentially killing iPhone in China. It is also why there is no China clone of Apple Pay, they don't need it, they already use WeChat, as in everyone uses it to pay for every thing, including to the food delivery guy.
 
such an ignorant statement; Sony were innovating before Apple existed; much of the technology used in an iPhone was developed and innovated by Sony (with Ericsson)..and Samsung amongst many others.

What do Sony's components have to do with their products?

They and Samsung go down a list of what they need to put into a product and check off the list as they add features and the hardware to support them. Neither company actually tests the products to see how well they work, just that they work.

Their components are another matter altogether.
 
You guys may or may not know, WeChat is the Apple Pay of China, but where EVERYONE uses it. That's why when Trump bans WeChat, he is essentially killing iPhone in China. It is also why there is no China clone of Apple Pay, they don't need it, they already use WeChat, as in everyone uses it to pay for every thing, including to the food delivery guy.

There is a clone, it is called Mi Pay by Xiaomi, look it up.
 
There is a clone, it is called Mi Pay by Xiaomi, look it up.

Huawei Pay would be a better example, since they have a much larger market share.

Theres also Samsung Pay.

And, of course, Apple Pay itself.


Also Wechat pay isn’t the biggest payment platform. That honour goes to Alipay, which is capable of exactly the same things in terms of payments related features.
 
Huawei Pay would be a better example, since they have a much larger market share.

Theres also Samsung Pay.

And, of course, Apple Pay itself.


Also Wechat pay isn’t the biggest payment platform. That honour goes to Alipay, which is capable of exactly the same things in terms of payments related features.

I was respond to a statement about Apple Pay clones in China, to that end it is enough to show that a clone exists, e.g. Mi Pay. You mentioned Huawei Pay, great, at least two clones, there might be even more.
 
Pretty soon will have the Pixel Card, the Facebook Card, The Twitter card.Hey, it works for every Airline, retailer and hotel chain. Wall Street has officially taken over Silicon Valley, they've gone from investors to rulers. Selling customers to banks under the guise of disruption.
 
What do Sony's components have to do with their products?

They and Samsung go down a list of what they need to put into a product and check off the list as they add features and the hardware to support them. Neither company actually tests the products to see how well they work, just that they work.

Their components are another matter altogether.

wow...just simply wow. Isn’t a component a product? A camera module is a product and Sony make some of the best. You clearly think because it has to be able to purchased by a consumer in Best Buy that it doesn’t count as a product? Well, even by your warped definition, they make some of the best cameras (consumer and professional) you can buy, TV’s, some of the best headphones a “consumer” can buy...Playstation(s)? Blu-ray? Walkman?

You really can’t accept that Samsung make some of the best phones you can buy? Make some of the best displays, memory, storage tech you can buy?

Apple wouldn’t have any products at all without these two companies amongst many others making great products (and components)
 
I didn’t realize contactless payments in the UK are capped at 45 pounds.

Australia is $100. However that is card only, if using Apple Pay with your phone/watch it's doesn't appear to be limited.
It’s been raised to £45 from £30 since the pandemic to help encourage contactless payments. It’s capped for a very good reason though to stop someone rinsing your account quickly with major purchases should you lose your cards. I wasn’t aware Apple Pay had higher limits as whenever I’ve paid with my watch for shopping it’s always advised there is a £30 now £45 limit.

It’s only £9 less than Australia’s $100 (£54) limit it’s worth noting.
 
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I didn’t realize contactless payments in the UK are capped at 45 pounds.

It used to be £30 for non authenticated contactless (physical card). It was upped to £45 during this pandemic.

For authenticated contactless (phone/watch) the limit can be much higher depending on card issuer and if the terminal has been updated. Tesco still keeps the lower limit to try and push the customer into using their payment app
 
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It’s been raised to £45 from £30 since the pandemic to help encourage contactless payments. It’s capped for a very good reason though to stop someone rinsing your account quickly with major purchases should you lose your cards. I wasn’t aware Apple Pay had higher limits as whenever I’ve paid with my watch for shopping it’s always advised there is a £30 now £45 limit.

It’s only £9 less than Australia’s $100 (£54) limit it’s worth noting.
Not all shop staff are aware of the high limit for device payments. If the contactless symbol appears on the payment screen you can use your phone/watch to pay. If you tried to use your card for anything over £45 it should error and ask you to insert your card.
People still find it funny when I use my watch when paying over £45 and they didn’t expect it to work. (Always check for the contactless symbol so you don’t look like an idiot when it fails)
 
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Not all shop staff are aware of the high limit for device payments. If the contactless symbol appears on the payment screen you can use your phone/watch to pay. If you tried to use your card for anything over £45 it should error and ask you to insert your card.
People still find it funny when I use my watch when paying over £45 and they didn’t expect it to work. (Always check for the contactless symbol so you don’t look like an idiot when it fails)
I think the merchant has to specifically support payments over the limit. I know in Sainsbury’s and Aldi for example there is no limit.
 
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It used to be £30 for non authenticated contactless (physical card). It was upped to £45 during this pandemic.

For authenticated contactless (phone/watch) the limit can be much higher depending on card issuer and if the terminal has been updated. Tesco still keeps the lower limit to try and push the customer into using their payment app

Most Tesco stores are gradually having software updates so you can use digital wallet payments up to £250. I know this because I work for them and have used it several times.

Going back on topic: The 1% Cashback is for three selected retailers you choose and is good for 90 days and Samsung’s Cashback when you purchase from them is good through December 31, 2020.
 
In a more humorous world Apple would troll Samsung for fun by announcing something like a new innovation in headphones that hang like a stethoscope "relieving the pressure on your cranium and enhancing the ability to enjoy sound" and wait for Samsung to copy it to take out another ad with "Gotcha Sammy!"
 


Samsung's answer to Apple Card, Samsung Pay Card, has launched in the UK.

Samsung has paired with Mastercard and fintech company "Curve" to power the new service. Curve allows users to link existing cards together and then decide which accounts should be used for different purchases. For reasons that are not entirely clear, existing Curve customers are ineligible to apply for Samsung Pay Card.

Samsung-pay-curve_KV_D_1440x768.jpg


Curve offers some unique features, such as the ability to "go back in time" on purchases. For example, if you buy something on your credit card, and later decide that the purchase should have been made on a different card, you have up to 90 days to switch the purchase.



Samsung Pay Card offers five percent cashback on purchases from Samsung, and one percent cashback at other retailers. It also offers instant spend notifications and currency conversion at market rates when traveling abroad, which Samsung claims will be cheaper than the currency conversion fees at many high street banks.

Payments are protected by "Samsung Knox" security, a "multi-layered defense-grade" security solution. In the event of a smartphone loss, access to Samsung Pay Card can be instantly locked using another device from the Samsung ecosystem.



Although Samsung Pay Card cashback rates are lower than that of Apple Card, it is important to understand that the UK credit market generally has much lower rates of cashback than the U.S. due to lower merchant fees. A one percent cashback rate could be considered quite competitive within the UK. For comparison, the American Express Platinum Cashback card offers only 0.5 percent; one of the highest cashback rates in the country.

Unlike Apple Card, Samsung Pay Card does not offer a physical card. It is a purely digital service available via NFC on Samsung smartphones and smartwatches. Although contactless payments in the UK are usually capped at £45, a spokesperson for Curve said that there is no spending limit on Samsung Card Pay.

Samsung Pay Card is currently only available in the UK, but a rollout elsewhere is likely at a later date. Apple Card has not yet launched outside of the U.S., meaning that Samsung has a captive market in the UK.

Article Link: Samsung Launches Apple Card Competitor Starting in the UK


Samsung's answer to Apple Card, Samsung Pay Card, has launched in the UK.

Samsung has paired with Mastercard and fintech company "Curve" to power the new service. Curve allows users to link existing cards together and then decide which accounts should be used for different purchases. For reasons that are not entirely clear, existing Curve customers are ineligible to apply for Samsung Pay Card.

Samsung-pay-curve_KV_D_1440x768.jpg


Curve offers some unique features, such as the ability to "go back in time" on purchases. For example, if you buy something on your credit card, and later decide that the purchase should have been made on a different card, you have up to 90 days to switch the purchase.



Samsung Pay Card offers five percent cashback on purchases from Samsung, and one percent cashback at other retailers. It also offers instant spend notifications and currency conversion at market rates when traveling abroad, which Samsung claims will be cheaper than the currency conversion fees at many high street banks.

Payments are protected by "Samsung Knox" security, a "multi-layered defense-grade" security solution. In the event of a smartphone loss, access to Samsung Pay Card can be instantly locked using another device from the Samsung ecosystem.



Although Samsung Pay Card cashback rates are lower than that of Apple Card, it is important to understand that the UK credit market generally has much lower rates of cashback than the U.S. due to lower merchant fees. A one percent cashback rate could be considered quite competitive within the UK. For comparison, the American Express Platinum Cashback card offers only 0.5 percent; one of the highest cashback rates in the country.

Unlike Apple Card, Samsung Pay Card does not offer a physical card. It is a purely digital service available via NFC on Samsung smartphones and smartwatches. Although contactless payments in the UK are usually capped at £45, a spokesperson for Curve said that there is no spending limit on Samsung Card Pay.

Samsung Pay Card is currently only available in the UK, but a rollout elsewhere is likely at a later date. Apple Card has not yet launched outside of the U.S., meaning that Samsung has a captive market in the UK.

Article Link: Samsung Launches Apple Card Competitor Starting in the UK
The 1% cash back only lasts for the initial 90 days. Had considered switching for the 1% but not if it only lasts for 3 months 👎.
 
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