I can report that this worked! He asked for a network, and I said AT&T as I have access to an account, and could use it to activate the phone if necessary. He didn't need any of my info, or even verify that I was an AT&T customer. The Target mobile rep sold me the device outright. I then popped in my t-mobile sim, and everything is working great! The back of the box says CDMA, so I'm assuming it is unlocked to work on any carrier like verizon, tmobile, sprint, or att. Hope this helps someone searching for a phone.Hmm. I have access to an AT&T account, but I intend to get my new phone activated on T-Mobile. I'm wondering if this will work out after all. I have one reserved at a local target that I am picking up after work. He said he could sell it to me outright, but I'm not sure if the phone would be locked to the AT&T account. Guess we will roll the dice tonight!