Yeah, I'm the kind of guy who wouldn't even use a phone if I didn't have a skin waiting for it out of the box. But I always buy my phones outright and sell them. This year I got sick of doing that and plan on just paying monthly and turning it in at the end of the year for a new one. So I don't really care much about scratches as long as they accept it back, and AppleCare takes care of any drops or major damage. I'm just sick of covering up my phones all these years.
After carrying it around like this for a week I don't think I could ever go back to covering up this beauty.
Going naked is always the best experience unless your a clumsy oaf or your work environment is dirty and dangerous.