Well, now, the problem here is that so many people believe they need, or perhaps must have, an AI-capable app. Users with little talent in art, video editing, or other areas will flock to AI and gladly pay for a subscription to be an internet wunderkind.
I do not 'do' subscriptions at all. I own the software, or I do not, and it ends there. That is why, years ago, I let my Windows PhotoShop 6 wither away, as I did not care for the Adobe subscription costs, much less being tied to their server and network. Same with eBooks: if I can't buy the book and download it, I don't buy it. I suppose I am not as needy as others.
Apple's going to a subscription feature was a given when AI became a 'thing'. AI was bound to be commoditized and offered as a subscription. If all the brains are on their servers, then one day your Apple device will be nothing more than a dumb terminal with a cellular or internet connection.
I will admit, though, a fascination with discussing the aspects of the Big Bang, creation, light, and consciousness with Grok.