I had/have the same question. I normally order phones and watches in space black or gray. However I am looking to go for a more professional look for the office and loved how the silver looked with a brown leather band on Hermès model. While I couldn’t justify the $1300 for the Hermès, I did end up ordering a silver SS S4 and plan on picking up a nice leather band to go with it.
I can't justify it either, so will be going SS and buying another band (had previously purchased a band for my ceramic) from the below seller, she does great work and is lovely to deal with.
https://juxlihome.com/