while I agree with you mostly, I can easily see the flip side. If they download an app from the internet, and it didn’t get screened by Apple and had malware imbedded in it, Apple could technically still be held liable. Since it infected their iPhone. Damned if you do, damned if you don’t. Gonna be an interesting year or two as all this dust finally settles.
and this is why I’m against an open iOS. When will people learn, some third party apps nowadays have malware/spyware whatever, I don’t want this with iOS, and it will be against all of Apples commitment to privacy