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Squaretrade 35% off iPhone 4 warranty

So if I understand this correct, If my 32GB iPhone 4 breaks, they will cover me upto $599? I thought that a 32GB iPhone costs $699 no-commitment? If I used my early upgrade ability today to buy my 32GB for $499, will I be able to buy it once again for $499?

THanks.
 
Walter Bell said:
So if I understand this correct, If my 32GB iPhone 4 breaks, they will cover me upto $599? I thought that a 32GB iPhone costs $699 no-commitment? If I used my early upgrade ability today to buy my 32GB for $499, will I be able to buy it once again for $499?

THanks.
Click to expand...

No you won't be able to get the $499 price again
 
What if i swap phones?

Mine has some funky display problem and i am planning to try to swap it on Tuesday. How would that affect the Square Trade warranty or should i just wait until after Tuesday?
 
jwwpua said:
..If we pre-ordered the 15th, then accidental damage isn't covered for another 20 days. And if it starts on the day you actually received your item, then we missed immediate protection by a few hours!
Click to expand...

mloffa said:
Question, guys.

When SquareTrade asks for the purchase date do they want:

June 15 (pre-order from apple.com)
June 23 (my delivery + acitvation date)
June 24 (official launch)

Don't wanna screw this up!
Click to expand...


The June 15 date you placed an order is NOT the purchase date, the purchase date is the date they delivered.
 
I called Square Trade. If you swap your phone at Apple you need to send Square Trade documentation of the exchange and the serial number of the new phone.

You can purchase the warranty up to 90 days after buying the phone.
 
The apple salesman that was trying to sell me AppleCare said that square trade covers accidental damage but doesn't cover system failure like apple care. Which I guess would still be fine. I rarely keep an iPhone longer then the first year haha.
 
On the phone with SquareTrade now, when I called yesterday to buy a policy for both my phone and my wife's I had a 20% coupon. The guy said they had a 30% special running and offered me that.

The guy I'm talking to now is actually in claims, they have had so much interest their sales staff is swamped. The guy is very helpful and trying his best to figure out how to apply the discount, my dealings with this company have been really top-notch.

I've only heard great things about them, and to me, spending $100 per phone for coverage over the next two years and to have to shell out a max $50 per phone for potential full replacement cost is well worth it.

I can't believe those other plans that cost 2-3 times as much per month and have 2-3 times the deductible!
 
mloffa said:
Question, guys.

When SquareTrade asks for the purchase date do they want:

June 15 (pre-order from apple.com)
June 23 (my delivery + acitvation date)
June 24 (official launch)

Don't wanna screw this up!
Click to expand...

I have asked them this last year. Use your ship date.
 
CrAkD said:
The apple salesman that was trying to sell me AppleCare said that square trade covers accidental damage but doesn't cover system failure like apple care. Which I guess would still be fine. I rarely keep an iPhone longer then the first year haha.
Click to expand...

I think this is false.

From their website:

"Extended coverage of the manufacturer's warranty: The SquareTrade iPhone warranty also extends the same coverage as the manufacturer's warranty. This covers all mechanical and electrical problems that arise out of normal use. This includes most hardware failures and power/charging failures."
 
From their website:

For reimbursements, we will pay you the replacement cost of your iPhone with a new 2-year contract from your carrier, up to a maximum of $599.

What does this exactly mean?
 
NikeTalk said:
From their website:

For reimbursements, we will pay you the replacement cost of your iPhone with a new 2-year contract from your carrier, up to a maximum of $599.

What does this exactly mean?
Click to expand...

This sounds like they will pay $199 or $299 replacment cost (current contract price).
 
dmk1974 said:
I've never bought a warranty for any of my iPhones, but this really is tempting. $80.44 (after coupon code) for up to 2 years complete coverage. Probably a better investment than the lousy $30 bumper. Hmmm....
Click to expand...

Same here. I generally avoid extended warranties, but I took the plunge at this price. Too many pictures of broken screens out there, I guess!
 
They are saying you have to take advantage of any early upgrade subsidized pricing.

For example, if I broke my phone tomorrow and they could not repair, they would pay $599 for a new phone (since if I signed a new contract with AT&T tomorrow I would have no subsidy based on having just received the full upgrade discount.

If I was eligible for "early upgrade" pricing, usually 299 for 16gb and 399 for 32 gb (I think), I would have to use that early upgrade, and Squaretrade would reimburse either the 299 or 399 I had to spend.

If the phone broke in 1 year and 11 months, and for some reason I wanted to replace using the $50 deductible instead of a getting a new phone entirely, I would have to use the full upgrade discount, thus making the elegible reimbursement 199 for 16 gb or 299 for 32.

Make sense? They are saying that if you are elegible for cheaper pricing through AT&T subsidy for signing a new 2 year contract, they will only reimburse for the subsidy you are elegible for.

Now, having said that, you wouldn't have to sign up for a new 2 year contract, you'd just have to eat the difference in price between what you COULD have bought it for with a new 2 year plan and what you actually paid if you didn't sign a new contract.

That help?
 
bigdaddyjo said:
They are saying you have to take advantage of any early upgrade subsidized pricing.

For example, if I broke my phone tomorrow and they could not repair, they would pay $599 for a new phone (since if I signed a new contract with AT&T tomorrow I would have no subsidy based on having just received the full upgrade discount.

If I was eligible for "early upgrade" pricing, usually 299 for 16gb and 399 for 32 gb (I think), I would have to use that early upgrade, and Squaretrade would reimburse either the 299 or 399 I had to spend.

If the phone broke in 1 year and 11 months, and for some reason I wanted to replace using the $50 deductible instead of a getting a new phone entirely, I would have to use the full upgrade discount, thus making the elegible reimbursement 199 for 16 gb or 299 for 32.

Make sense? They are saying that if you are elegible for cheaper pricing through AT&T subsidy for signing a new 2 year contract, they will only reimburse for the subsidy you are elegible for.

Now, having said that, you wouldn't have to sign up for a new 2 year contract, you'd just have to eat the difference in price between what you COULD have bought it for with a new 2 year plan and what you actually paid if you didn't sign a new contract.

That help?
Click to expand...
Oh ok now that makes better sense. Appreciate it.
 
The point would be a total sunk cost of $150 if the phone breaks, gets water spilled on it and won't work, etc.

Compare that to the total cost of other insurance programs, not to mention the completely unsubsidized price. I'd rather pay $100 and have an option to buy a phone for $50 than have a phone break on me and have the choice of either paying $600 or going back to my 3 year old samsung flip phone.
 
bigdaddyjo said:
The point would be a total sunk cost of $150 if the phone breaks, gets water spilled on it and won't work, etc.

Compare that to the total cost of other insurance programs, not to mention the completely unsubsidized price. I'd rather pay $100 and have an option to buy a phone for $50 than have a phone break on me and have the choice of either paying $600 or going back to my 3 year old samsung flip phone.
Click to expand...

Does that include State Farm's program? How does it compare?
 
Anyone know how long they are running the special for those who haven't received their phones yet? I'm thinking of going naked with this phone, and I gather it's slippery.
 
bigdaddyjo said:
The point would be a total sunk cost of $150 if the phone breaks, gets water spilled on it and won't work, etc.

Compare that to the total cost of other insurance programs, not to mention the completely unsubsidized price. I'd rather pay $100 and have an option to buy a phone for $50 than have a phone break on me and have the choice of either paying $600 or going back to my 3 year old samsung flip phone.
Click to expand...

how many of people here will buy the insurance? I never bought anything for my cellphone before.
 
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