It's because Americans keep jamming their iPhones and Apple Watches in those damn swipe readers. 
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Survey: Only 6% of U.S. iPhone Users Who Set Up Apple Pay Actually Use It
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That's not true last I checked. You can't add the Red Card to Apple Pay. And I just did a quick dirty Google that seems to confirm that is still the case.One person pointed out that they use the Red Card at Target so they get the Target rewards. If the Target card is registered in Apple Pay, it works exactly the same way; you'll get your rewards.
What part of Canada? I haven’t noticed anyone disabling tab on POS in Manitoba. Or is it a specific retailer?
Also, the tap limit (at least for MC and Visa, but apparently not Interac) went up to C$250 in April 2020.
But.. wouldn't that be part of the problem? Doesn't really take any educating to use a credit card. How is Apple Pay going to compete when it has a learning curve for something that should be effortless?
I'm in the credit card camp. It is easier and always accepted. Until Apply Pay is universal literally everywhere I pay money, like my credit card is, I can't see any reason to adopt it. I want one system. Not two.
I believe it. I’ve configured it on every iPhone I’ve have that had it but never used it. I just started using it last year when the pandemic hit to shop while minimizing my interaction with the payment touchpad. I use it for everything these days and find myself actively avoiding stores and gas stations that don’t support it. It’s incredibly secure and if you use it with an AppleCard you get 2% on every transaction. There are better rewards cards out there but I really do like the integration with the ecosystem. The only thing I find annoying is having no way to automatically have the Daily Cash deposited into my bank account. Having to go in there every so often to initiate the transfer is annoying. I get it, they want you to remind that your getting daily cash back but they could do that through a notification like they already do.
Not living in USA, but, with pandemics and mandatory mask wearing, its just natural for me not to use my iPhone for payments. Ill use my contactless debit card. Its super convenient to use my smartphone as payment method, but with Apple its less so due to lack of any other means of authentication other than PIN or face scan.
For the money fingerprint reader should have been must.
For the money fingerprint reader should have been must.
I use Apple Pay all the while. It's very useful in the UK as we have a limit of £45 for contactless purchases (soon to increase to £100) whereas there's no limit for Apple Pay. You can use Apple Pay pretty much everywhere in the UK.
Well it's not a technical reason if store XYZ supports contactless cc payments. It's a business reason. I think it's either they are trying to push their own method of digital payment and/or they want to track the shopping habits of users and/or perhaps it is about the revenue share agreement with Apple Pay.
No. I'm one who has Apple Pay set up but finds no use for it. Why? it just dose not solve any pressing problem. What's worse is that each time I attempt to use Apple Pay I have to check to see if the store accepts it. I NEVER have to ask if the store accepts credit cards. So going straight for the card saves a step
That description and a lost card would make a great ad for Apple Pay.
Not everywhere takes it, so you have to take your card anyway, so I just don't get in the habit of bothering. Whereas my card works everywhere, so I just use it, simple.
I have to admit that I only really use Apple Pay for my online transactions on the phone itself. EG. I'll reload my Starbucks virtual card via Apple Pay while in their app.
I always have my wallet full of credit/debit cards when I'm out anyplace, because it has things like my drivers' license in it too. And like people are saying, Apple Pay doesn't really seem any easier than inserting a chip type credit card and pressing the green button for "credit"? Not when Face ID messes up with a mask on and then you're stuck typing your whole unlock PIN for the phone.
I always have my wallet full of credit/debit cards when I'm out anyplace, because it has things like my drivers' license in it too. And like people are saying, Apple Pay doesn't really seem any easier than inserting a chip type credit card and pressing the green button for "credit"? Not when Face ID messes up with a mask on and then you're stuck typing your whole unlock PIN for the phone.
Don’t believe only 6.1 % of people that have it use it. Sampling of people is small.
Have to say that many small merchants don’t accept contactless payment which is surprising in NYC
Have to say that many small merchants don’t accept contactless payment which is surprising in NYC
I mostly use Apple Pay when I'm trying to unlock my phone. I always accidentally bring up that screen using the fingerprint reader.
In the process of doing a quick touch to unlock and a click to get to the home screen, I often do an impatient double click that brings up Apple Pay. I guess only relatable nowadays if you have a 2020 SE or an older phone.
In the process of doing a quick touch to unlock and a click to get to the home screen, I often do an impatient double click that brings up Apple Pay. I guess only relatable nowadays if you have a 2020 SE or an older phone.
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I noticed in Ontario. All the non-department stores tend to dislike the extra 10 cents per transaction.
In many places it’s just habit as I have my card ready while I’m waiting in line to pay. Other places like restaurants I never use Apple Pay because most places take your card with the check folder or tray. I’ve never actually been to a restaurant where the server came to the table with a terminal for me to use Apple Pay and given the choice between walking to the register to pay vs the server doing it for me, the card wins every time. Also drive thru are a huge point of friction for Apple Pay. There is no way I am dangling my phone out the car window to use it, and my watch is on my right hand so that’s a no-go as well. It’s basically a “nice to have, but backup payment system.”
This is crazy to me. I pay with my watch everywhere that will let me and I wish every place did. It's so much more convenient.
It still annoys me that it took a pandemic for them to finally break down and accept it.
It still annoys me that it took a pandemic for them to finally break down and accept it.
Let's be clear... neither method can be described as "difficult"
But using a credit card requires two hands... one to hold your wallet and the other for grabbing your card. Then you insert the card in the slot... and press a bunch of buttons on a dirty machine while still holding your wallet.
Usually I just have to enter my 4-digit PIN on the card reader... but many stores are asking for all sorts of input now:
"Is this a debit card?"
"Yes/No"
"Enter PIN"
"Is the amount OK?"
etc...
Or I can grab my iPhone from my pocket with one hand and place it near the reader... double-tap the button... DING... and I'm done.
Yes... masks can mess up this process somewhat. And some stores ask for a PIN when using Apple Pay. But I'd still rather use Apple Pay than a card.
But that's just me.
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With any recent CC, you can just swipe it over the reader and it works. No need to double click or type in your code.Let's be clear... neither method can be described as "difficult"
But using a credit card requires two hands... one to hold your wallet and the other for grabbing your card. Then you insert the card in the slot... and press a bunch of buttons on a dirty machine while still holding your wallet.
Usually I just have to enter my 4-digit PIN on the card reader... but many stores are asking for all sorts of input now:
"Is this a debit card?"
"Yes/No"
"Enter PIN"
"Is the amount OK?"
etc...
Or I can grab my iPhone from my pocket with one hand and place it near the reader... double-tap the button... DING... and I'm done.
Yes... masks can mess up this process somewhat. And some stores ask for a PIN when using Apple Pay. But I'd still rather use Apple Pay than a card.
But that's just me.
When I got a new iPhone I went with the SE precisely so I would not be forced to use Face ID. My problem is that there are still very few places in my area which take Apple Pay. Some local 7-11's take it and some others do not and there is no way of knowing until you actually go to pay. I probably use it at McDonalds more than anywhere else.