You just restated what I said.
You walk before it's paid off, you pay a balloon payment you wouldn't have to pay if you would have just kept paying the monthly.
Whether it's the ETF or the reminder of the phone, same concept different names.
And yeah I already said it's cheaper in the long run
Yes.. why do you think ATT wants everyone to join the NEXT program. This saves ATT money and costs everyone more in the long run. Well maybe unless you buy an LG phone with a terrible resale value.
ATT... was like... holy crap... T-Mo is stealing our customers and making more profits than we did... Quick... lets get in on that action.