having a million is not the same as being bill gates
but with fewer than one in three hundred as a millionaire...after taxes

...it's not as common as having, let's say credit card debt, or too many macs, or too many phones
it is true that a million dollars in the late 1890s was a formidable amount of money
if we all could be honest with our net worth, doctor q could do a graph on the active posters here on macrumors and we would probably all be surprised how few of us are really worth a million bucks
i met a man, great at his job but not a money man (he lives in the ghetto), and he said, "oh heck, i am like a millionaire. too...i make $50,000 dollars a year and i have been here for 20 years...20 times fifty thousand is a million, right?"
fuzzy fuzzy math dude
1) you didn't start your analyst job as a full colonel twenty years ago
2) you do pay taxes on the fifty grand
3) and you must pay some of the remaining net for your rent on your house, your groceries, medical bills, and other expenses
it would be surprising if you had one hundred grand cash in the bank and in investments