1. no more like back, shoulder, elbow, neck and rib injuries that airbags cause.Oh @bunnspecial , he got you!
1. I have a 2009 535xi with over 100k miles. My car is worth somewhere on he lower end of 15-20k, if I'm lucky. I could substitute a 2009 Honda Civic and it would be the same story. Keep in my the repair costs of a BMW are profoundly higher than an econobox and they're far more complicated. So it's all relative.
If I break a headlight assembly- it's not just a headlight. It's an swiveling HID light that turns with the steering wheel. So although my car may cost 2x as much, the headlight costs 5x as much as a Honda. Even something generic bumper is probably 2-3x more expensive. Labor 1.5x-2x I would guess too if at a dealer.
2. A life long injury like death? Look at the statistics. Here is a study from the British Medical Journal- one of the top medical journals in the world- one of the top 5. This is is their 2002 opinion on airbags. It's an interesting read, but they favor airbags nonetheless: http://m.emj.bmj.com/content/19/6/490.full Note they also expect future airbag technology, which we now have, will further improve the findings they already have found.
If airbags are more dangerous than accidents, wouldn't it make sense they'd not be in cars? Why not put a retractable bayonet in the steering wheel instead?
3. Yes, That's how everyone's insurance works.
1. What is the difference between AN ass (if you want be nit picky) and being sarcastic? One cannot be a sarcastic ass![]()
1.5. Collision or comprehensive? (You're the one that wanted to play the nit picky game). I hope you pay no more than $250 for your deductible. Can you ever get body parts for your car? It seems like a waste to have collision on your car btw.
2. The same way you replace anything on a car. You take off the old one and put on a new one. It just so happens to be probably the worst repair on a car you can do, because the entire body of the car and all the mechanics must come off. Much like if you had to replace the foundation of a house.
2. Yes, you can get body parts online. I know it's a waste, but the insurance company wont drop the collision coverage, we tried. Plus with the payout I would get from having collision, I could buy a new used car.
Again, legally speaking, not my car, not my insurance policy. It will soon be my car and ill soon get my own policy on it however.I'm surprised he even has insurance in the first place...
I thought he was too good for that.
One of my friends keeps driving her car with no insurance and i hound her on that she says she cant afford it i say then don't drive, she won't listen (like a typical woman) LOL