See I would do that anyway regardless out of fear I'd damage it

It is a pain though having to take your phone/camera out of the ziploc - take a snap - put it back in the ziploc .... Especially if like me you are up a mountain and your hands are dead from the cold winds ...
Yeah, got fed up with the ziploc routine when we were at the water park, beach, etc so I just bit the bullet and picked up a Lifeproof case for those occasions where waterproof is a big benefit. I'm not worried about exposure to water on a daily, or even regular basis so I'd personally rather go this route than make compromises on daily use (i.e. port flaps).
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I finally got my hands on a working unit today and wasn't terribly impressed. Now, I will qualify that after having a few Samsung devices that ran TouchWiz and really disliking the experiences, to be impressed would have required a near paradigm shift on Samsung's part. It seems to be a very good phone. To second the opinions of many before me, the display is fantastic. Its form also is quite comfortable to hold. And for the 15-20 minutes I used it, it was rather quick and with the exception of the Magazine page off the home screen, no real noticeable instances of lag. Even opening the app switcher was near instantaneous, contrary to what I'd read in a few places online.
All that being said, for me, it's just more of the same from Samsung. Same light, cheap
looking and feeling plastic and pretty much the same TouchWiz. TouchWiz's design has a new coat of paint but it still feels over bloated and cartoony. Everything is still so big, especially in places like the notification panel and settings, two places that can't be changed with a launcher.
All in all, I'm sure it's a very capable device. If someone has been a fan of Samsung's devices and software in the past, you'll like be very happy with the S5--improved display, smoother performance, slightly improved camera. However, if you weren't a fan of their previous offerings, I don't see what aspects of their newest device would change your mind. Didn't do anything to change my impressions but of course, that's just my preference.