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iPhone 13 Pro Max Thoughts on ditching your physical wallet and just using your iPhone?

Seanm87 said:
Live in the UK and ditched my wallet years ago. Most people I know have done the same too. Everywhere takes contactless.
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I wish. Just not the same here in the US. For a country that’s is supposed to be so advanced they are miles behind. I live in Canada for sometime anD everything is tap there And have been for years. Sometimes I feel like I live in the stone age here. Please don’t get me wrong I do love being back home in the US.
 
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There's an app developed by the government of my country to store our digital identity cards and personal financial infos ,just saying
 
I have mostly gone without my wallet and only carried my iPhone with Apple MagSafe Wallet that I have my driver’s license, Apple Card & bank debit card in it since January. The only time I carry my wallet anymore is when I go out of town and might need something that is only carried in my wallet.

The MagSafe Wallet also makes it much easier to hold the iPhone 13 Pro Max one-handed for me.
 
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I have used a Shieldon wallet folio case for my last several iPhones. I have my drivers license and a credit card in it. I have the Stocard app that holds all my various discount and membership cards. I keep a little cash in it and that is all I carry.

ShieldonWalletCase.jpg
 
ericwn said:
So what do you do with your driver’s license, ID cards etc? Are you allowed to just carry them as an image on your device and that is sufficient for police, health uses etc?
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UK here too. I stopped carrying cash about 18 months ago & have gradually stopped carrying cards too. *Everywhere* takes contactless / Apple Pay now. Do a family shop for £300 in the supermarket? Contactless!

There's been some initiatives (a very few) to give contactless payment pads to homeless people and buskers so that they can receive donations from people who don't carry cash.

One part of the UK unwritten constitution is that no law-abiding person is obliged to prove who they are in public. So there is no need to carry ID or driver's licence etc. If stopped by the police, there is no obligation to even give your name / address. However that means they can detain you for longer until they're satisfied. As sadly usual, this is something that is far more likely to go well if you're white & middle class. Generally it's wise to give your name and address when asked by a police officer. They'll check it against their online databases.

There are no ID checks for access to health care. NHS is free to all at the point of use. This also applies to tourists and immigrants for primary (GP services) and emergency health care (but not secondary / long-term care).

There is no need to carry a driver's licence. If stopped for a traffic offence and you are the car owner, police will already know if you have a licence / driving insurance or not. If there is any doubt over whether you have a licence / insurance, you'll be asked to show your driver's licence and driving insurance papers at a police station within a few days.
 
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I would absolutely love to and use Apple Pay whenever I can. I already ditched cash for credit cards 99% of the time a long time ago. I feel like the USA is a long way from making what you said a reality.
 
RedTomato said:
UK here too. I stopped carrying cash about 18 months ago & have gradually stopped carrying cards too. *Everywhere* takes contactless / Apple Pay now. Do a family shop for £300 in the supermarket? Contactless!

There's been some initiatives (a very few) to give contactless payment pads to homeless people and buskers so that they can receive donations from people who don't carry cash.

One part of the UK unwritten constitution is that no law-abiding person is obliged to prove who they are in public. So there is no need to carry ID or driver's licence etc. If stopped by the police, there is no obligation to even give your name / address. However that means they can detain you for longer until they're satisfied. As sadly usual, this is something that is far more likely to go well if you're white & middle class. Generally it's wise to give your name and address when asked by a police officer. They'll check it against their online databases.

There are no ID checks for access to health care. NHS is free to all at the point of use. This also applies to tourists and immigrants for primary (GP services) and emergency health care (but not secondary / long-term care).

There is no need to carry a driver's licence. If stopped for a traffic offence and you are the car owner, police will already know if you have a licence / driving insurance or not. If there is any doubt over whether you have a licence / insurance, you'll be asked to show your driver's licence and driving insurance papers at a police station within a few days.
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Thanks much for the additional context!
 
I carry too much stuff in my wallet to go without, and not all of it will work as digital versions. Apple Pay isn't a big thing where I live yet, probably only about 30% of merchants use it. I also have some transactions which require cash, so I need to carry cash with me. I'm perfectly happy sticking with my wallet, I've carried one virtually my whole life and would feel naked without it anyway.
 
kat.hayes said:
I would like to leave the house with just my iPhone, and use the Apple Wallet to make purchases, and maybe keep photographs on the phone of my car insurance, health card, and maybe just take my driver's license with me. I do not think a photograph will work just yet for my California ID. Wondering if anyone has done this, and what your thoughts are on ditching your physical wallet.

Thanks
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Things are definitely trending in that way. I’ve reduced my everyday carry to just watch, iPhone and magbak wallet. I do maintain a slim wallet for travel situations where I might need additional cards/cash - but rarely have to carry it. It’s RFID proof and front pocket carry only.

America should be leading on this front, but just the opposite seems to be occurring - America seems to purposely lag on developing and supporting an infrastructure that supports this. It’s inevitable though that a cashless society and digital ID’s will be mainstream.
 
I ditched my wallet when I started using Apple Pay, never had an issue anywhere with it here in Aus. But because I look extremely young I had to bring my wallet if I was planning on going to a bar or bottle shop, also if I were going somewhere that needed a health card. Ended up picking up a MagSafe wallet early this year and attach it everytime I leave the house.
 
As someone else put, the only gripe here in the UK is pay at pump petrol stations, even a new supermarket one that opened last year was still chip and pin.
Anyone else in the uk contacted their bank since Friday and reduced their contactless limit? I’ve done one down to £20 and keep meaning to phone the other. I only use my physical cards at the petrol pump and to get cash out for my sons barbers, so I have no need for a £100 contactless limit…
 
Almost everyplace where I live takes Apple Pay now. One problem for me is how to tip the person who carries out the groceries. I always have to make certain I have cash for that. Similarly, a trip to Las Vegas would be impossible for me without cash for tipping.
 
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kat.hayes said:
I would like to leave the house with just my iPhone, and use the Apple Wallet to make purchases, and maybe keep photographs on the phone of my car insurance, health card, and maybe just take my driver's license with me. I do not think a photograph will work just yet for my California ID. Wondering if anyone has done this, and what your thoughts are on ditching your physical wallet.

Thanks
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You and me both! I dream of the day when I can leave the house with just my cell phone. But for now I'll settle for just my keys and cell phone. Unfortunately I still need to carry a wallet. The upside is more and more places are accepting electronic payments, not necessarily Apple Pay, but now have their own apps where you can store your credit card information. Whichever allows me to leave my wallet behind, I'm all for it.

I kind of wish we adopt QR codes payments on this side of the water like they do overseas. I'm all for any digital payments, the more the merrier. It's good to have options.
 
xraydoc said:
I’m doing this more and more with my 13 mini and MagSafe wallet. My state doesn’t have digital driver’s licenses yet, but hoping that they will jump on the bandwagon. And since not every merchant takes ApplePay (or equivalent tap-to-pay), I need at least one physical credit card, too. I am able to leave my ATM card behind, fortunately, as my bank’s (Wells Fargo) ATMs will work with Apple’s NFC capability for tapping instead of physically inserting the ATM card If I need cash.

Insurance cards and such are kept in digital form on the phone or on paper and left in the car, so I’ve found I don’t need them physically on my person.

At certain other times I need an additional specific ID card which unfortunately doesn’t fit in the MagSafe wallet (taller and wider than a standard credit card), so that I have to shove in my pocket by itself.

But I’ve definitely discovered that I don’t need to keep as much with me as I once did, sometimes requiring only 2 or 3 items/cards which easily fits in the MagSafe wallet.
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How secure is the magsafe wallet? Does it come off pretty easily?
 
And then there's those loyalty cards in the wallet or on the keychain. Most stores now accept a phone number in lieu of a loyalty card. Stocard is another option for the iPhone, and works on the Watch. So at a self serve terminal, I no longer have to enter my phone number, just flash the loyalty card barcode from my Watch. Some gas stations are moving to contactless card readers, but Sheetz still requires their physical loyalty card to be read by the ancient magnetic strip. Our local CVS has our cc on file for picking up prescriptions. No fussing with the terminal at all. Haven't found a contactless ATM yet.
 
kappaknight said:
How secure is the magsafe wallet? Does it come off pretty easily?
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It's pretty good. I have the 13 mini, so the wallet edges line up perfectly with the edge of the phone/case. I've never yet had it pop off unexpectedly or rotate much more than a few millimeters. I suppose one could pop it off by trying to slide the phone into a tight skinny-jeans pocket or something like that if you weren't being careful, but it's never yet been an issue for me.

With three cards in the wallet (driver's license and two credit cards), I typically have to pop the wallet off the phone and use the rear thumb hole to push out the cards as they're in there reasonably tight. One card or two thin ones might be slightly loose in the wallet and could potentially slide out of the phone was upside down in your pocket. But with three cards, the cards are snug enough not to slide out unintentionally.
 
Already done. I haven’t licence and Apple Pay. Food and coffee places have apps. During covid some places don’t even accept cash.

To be honest that was a few years ago now. Had I still carried a wallet as well, don’t know if I would carry the 13PM as well.

I’d need a man purse.
 
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AMDK said:
Still sticking to physical cards since I dislike the idea of pressing the home button twice for authentication and we are required to mask up in the public in my country, so it is a hassle to mask down for Face ID
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I know what you mean about the double press. My Apple Watch unlocks my iPhone when I’m masked up. I love it.

I don’t carry a wallet and haven’t in 30 years. I do keep my debit and a credit card with me though, because we eat out a lot and most here don’t have Apple Pay.

I’m lucky with my drivers license. Georgia and Arizona will be the first states to have digital license soon!
At the airport now, I’ll be able to show/scan my boarding pass and license and the TSA will accept it.
We travel a lot so….

So I’ve reduced my everyday carry to, my 13PM, two cards, my Apple Watch, key fob and most importantly MY HELLCAT MICRO 9.
 
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