Lease vs. buy is always a fun calc, and if you can keep under the yearly mileage limit and buy only high percentage residuals, especially with low demand models, it can be a good deal... sometimes even better than buying/re-selling, especially with interest rates so low.I lease my cars as well. Look for best lease deal, high residual low initial cost cuz they are not moving models. Always have new vehicle, 100% under warranty, zero maintenance. I got sick of fixing my own brakes, shocks, battery, air conditioner, tire, etc don't enjoy crawling under cars any more.
Same with iPhone. Latest and greatest, fresh battery, under warranty, pay for half plus taxes, zero interest then trade in for next one. Get refund for second year of AppleCare+ on phone I trade in.
If I was hurting for cash, just keep phone I have. Had my 4s for three years. But since 6, I have gotten new one each year. Personal choice, not right or wrong, just works for me.
It's kind of a squishy calculation, though. It depends on how much hassle you're willing to deal with, how much your time is worth to you, correctly predicting future resale value and to a great extent how important driving a nearly new car is to you; different people will assign different values to these factors and flip the calc one way or the other as a result.
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