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Excuse me, what?

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Well, I don't see it that way, and you don't provide any arguments for me to change my mind.

Then stay ignorant. If you dont see any use for NFC or any other feature that doesnt "solve a problem".....dont use it! Just because NFC may roll out doesnt mean you have to use it.
 
Tapping an smartphone is easier and faster than passing a card and entering a PIN.

Tapping an smartphone is more convenient than passing a card.

I don't agree, making a card payment consists of putting the card in the terminal and enter a 4 digit code. It's a process that takes a couple of seconds.

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Then stay ignorant. If you dont see any use for NFC or any other feature that doesnt "solve a problem".....dont use it! Just because NFC may roll out doesnt mean you have to use it.

I'm sorry how is it ignorant? It's hardly a question of being forced to use it. I asked for legitimate benefits of NFC payments, again why is that ignorant.
 
I don't agree, making a card payment consists of putting the card in the terminal and enter a 4 digit code. It's a process that takes a couple of seconds.

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I'm sorry how is it ignorant? It's hardly a question of being forced to use it. I asked for legitimate benefits of NFC payments, again why is that ignorant.

People have been giving you the benefits of NFC. But you don't see them as benefits for some reason.....which is fine. Seems like your bored and just want to argue.
Ive used NFC for payments a few times. Works great, simple and fast.
 
People have been giving you the benefits of NFC. But you don't see them as benefits for some reason.....which is fine. Seems like your bored and just want to argue. Ive used NFC for payments a few times. Works great, simple and fast.

The question I ask myself is, will this take hold and become a widespread method of payment. When doing so I try to see what benefits NFC payments add to existing payment methods. Serious herd mentality here.
 
From my understanding through my friends in Cupertino, a few iPhone 5 prototypes had NFC. However, talks between credit companies fell flat when Apple demanded a percentage of all NFC transactions. Passbook was set to implement NFC. Sadly, Apple released a non-NFC device (it wasn't due to a lack of tech or room for transmitters in the current iPhone 5 since prototypes with NFC tech were slightly modified for use).

Huge mistake by Apple, maybe even a mortal mistake, IMHO.

Rather they had it and renegotiate with CC companies later then not have it at all and have no leverage (hey, CC companies, we have XXX million iPhone users who spend XXX billions of dollars annually, want some action??)

Tim Cook does not have any balls to push the innovation envelope.
 
The question I ask myself is, will this take hold and become a widespread method of payment. When doing so I try to see what benefits NFC payments add to existing payment methods. Serious herd mentality here.

Why does a feature have to add so much benefit? Its an addition. Some may like it and find it useful. Some may not. Not that hard to understand. You either take out your credit/debit card and swipe or take out your phone. I for one find it useful. I very rarely carry cash on me. Use my debit card for just about everything. There have been times where I didnt have my debit card on me. Not a problem Ill just use my phone to pay.
 
controlling other devices, short range data sharing etc..


the s-beam requires everyone to have a galaxy s3 which makes it useless

i can email, text or photo stream pictures to people from my iphone just fine without having to be near the person i'm sending them to

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It takes literally seconds to make an NFC payment. That alone is worth it when you consider the amount of time you waste:

1. Waiting for the cashier to press the card payment
2. Inserting card
3. Processing
4. Entering PIN
5. Authorising
6. Removing card
7. Printing receipt

Most NFC payments don't print out a receipt here, so that saves paper too.

Not to mention the time you will save NOT waiting for everyone else in the queue to do the above.

Over time I imagine this will add up to quite a bit of time saved.

compared to take out phone, unlock it, open payment app, touch, enter a PIN code and wait for the authorization

what if your phone is about to die?
 
the s-beam requires everyone to have a galaxy s3 which makes it useless

Android beam works with any NFC equipped Android

i can email, text or photo stream pictures to people from my iphone just fine without having to be near the person i'm sending them to


So Android phones can, the difference is that with Android beam you don't need to send anything, just

compared to take out phone, unlock it, open payment app, touch, enter a PIN code and wait for the authorization


Take out phone, unlock it, enter pin. The app opens automatically

what if your phone is about to die?

You just take out the card

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Funny to see that from you that so often holds a contrarian opinion here, one would think you would also testify to that.

Please, point any single comment when I insult others with that "herd mentality".

Perhaps it is a novel concept for you, but someone can have a different opinion and not insult the others that don't agree
 
Really? I havent seen it used anywhere. Granted, its built into all payment terminals where I live, but afaik, it hasnt been activated. I havent seen anyone use it for other purposes either. I think apple holding back on this is wise. We dont need phones filled with crap 1% of users will benefit from.

You have to leave North America ;)

I think every store I have try to pay with tap and go has fail. Store have the systems around me, but they don't work!

That's RFID, not NFC. Completely different systems. It's also the example I gave regarding stolen accounts as RFID is not very secure, especially compared to NFC. NFC systems are about non-existent in North America, especially compared to Japan, China, and many other first world nations.
 
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Please, point any single comment when I insult others with that "herd mentality".

Perhaps it is a novel concept for you, but someone can have a different opinion and not insult the others that don't agree

Are you serious? Because it sure looks like you're only trying win an argument by putting guilt on me, and for something very harmless at that. I said "one would think" implying that you would have noticed a MR herd mentality, it's very common in online communities.
 
And what exactly is wrong with just paying for things with cash?

I was thinking the same thing. The more things get tied to a mobile device the more trouble we'll be in when that device breaks down, gets stolen or simply runs out of battery.

My phone would need to be military spec or better if I were to allow access to my bank accounts...

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Android beam works with any NFC equipped Android

So Android phones can, the difference is that with Android beam you don't need to send anything, just

Take out phone, unlock it, enter pin. The app opens automatically

You just take out the card

If you feel that you need to educate someone about the merits of Android please do so via PM or create a new thread in the appropriate sub-forum. All this bickering has become just too annoying to bare. :mad:

Please, point any single comment when I insult others with that "herd mentality".

Perhaps it is a novel concept for you, but someone can have a different opinion and not insult the others that don't agree

As above...
 
I was thinking the same thing. The more things get tied to a mobile device the more trouble we'll be in when that device breaks down, gets stolen or simply runs out of battery.

My phone would need to be military spec or better if I were to allow access to my bank accounts...
Oh my God, I agree so much! In fact, this is the exact reason why I don't have a smartphone and instead walk around with a flip-phone in one pocket and an iPod Touch in the other.

That, and the outrageous monthly costs for a data plan and subsidizing the cost of the device.

I don't want to put all my eggs in one basket like this. Any convenience it would offer seems negligible.
 
the s-beam requires everyone to have a galaxy s3 which makes it useless

i can email, text or photo stream pictures to people from my iphone just fine without having to be near the person i'm sending them to


I don't have "S-Beam" in my Nexus 4, and it works fine. There is something built in into Android itself , called Android Beam, "S-beam" is rebranded extension by Samsung which allows (probably) more integration with their software and/or more things to be used with.
 
If you feel that you need to educate someone about the merits of Android please do so via PM or create a new thread in the appropriate sub-forum. All this bickering has become just too annoying to bare. :mad:



As above...



There is a great feature called ignore. If you don't like reading about Android when talking about NFC don't read the thread and stop acting like a moderator
 
I was thinking the same thing. The more things get tied to a mobile device the more trouble we'll be in when that device breaks down, gets stolen or simply runs out of battery.

My phone would need to be military spec or better if I were to allow access to my bank accounts...



They (people) said the same with CDROM , who needs cdrom when we got Vinyls and suddenly the Vinyls was gone. The same with all the technology that we are using and will use. Physical payment cards? in 1-5 yrs u will forget about them. The same as you're not (probably) using audio cd's anymore, just high quality downloadable music files.

NFC is just another extension, to get our lives even simpler. Yes, for sure there is a lot in security by using NFC (especially payment, i disabled touch to pay option in my Mastercard, due to bank not allowing to controll "touch" payment options and lack of security on the card). If NFC will not work, we will for sure another version of it, thats how the tech world rolls.


Regarding previous topics about "who needs fingerprint sensor". Saying that "someone will steal your finger data" is plain ... bad. Most of high end pc's using this technology to secure its content. Encryption based on your finger data is way more secure that "patterns" or "pin" at the device screen. To cheat it you should probably cut other hand (which may happen, the same as someone may beat you to death asking for your password or pattern to unlock device).

NFC is an failry old technology (2006 was first device (Nokia phone) with NFC), as for now, most of the phones have it - instead of apple devices.
Combaining it with fingerprint sensor , makes UBER secure payment device, UBER secure data on device protection and easier to use software/hardware connectivity, purchasing etc.

Most of you should just look around whats going on in tech world instead of posting here a stupid comments like "i dont need it" , "i dont like it" ... u WILL use it and YOU"RE probably already doing it.

Thats my 2c
 
I'll give you security, but I just don't feel that Paul g for things with my phone is natural or that much more convenient.

Also, as a side note, a lot of people here are extolling the virtues if NFC by claims it's widespread adoption in Asia, but here in Taiwan it's still uncommon to find NFC yet. The closest equivalent is the metro's EasyCard, which can be used at select places like Starbucks and 7-11. But considering most businesses here don't even accept debit cards, perhaps if would be more specific to limit that argument to places such as Japan and South Korea.

Putting on my pedant cap, but when a point is moot, it actually means it's debatable.

The great thing about NFC, as I mentioned, is that it is literally so small you won't notice it's there. For those who want to pay with cash, or keep using their cards, awesome. Don't use NFC. As a person who sometimes forgets his wallet, but NEVER his phone, I would welcome payments like this. Even more baffling to me are the people that use passbook to pay for things but seem to be against this tech. I simply don't understand that logic AT ALL.

I think you are right in that most people are thinking Japan, but saying Asia. But, FWIW, there are plenty of store credit card machines that I see on a daily basis (in the states) that technically accept NFC, but it is limited to cards (I don't get the point of NFC within a debit card, but it is what it is). Why? Because we don't really have a way to pay with our devices. Why? Because everybody wants a piece of the pie. They don't only want to incorporate the tech into their handsets, they want to find a way to monetize each and every transaction you make.

At the end of the day, "in its infancy" is just a cop out. Doesn't Apple pride themselves for innovation? Didn't the iPhone itself change the way that the world sees smartphones? I guess I just don't get the excuses. Well, I do. It's a CEO's job to explain away their reasoning behind their decisions and not sounding like they are saying we did this because it is how we felt we could make the most money". Because, at the end of the day, that is what they are doing, it's just not what the consumer wants to hear.
 
NFC Marketing

Tap NFC enabled poster to download a music track via an NFC enabled iTunes App and pay via your iTunes account. Or tap for a movie, or purchase of a product in an Apple store. How about integrating with a voucher platform for lots of other things to tap in your town/city.

A few simple use cases there without even mentioning a mobile wallet that can be done NOW!
 
Tap NFC enabled poster to download a music track via an NFC enabled iTunes App and pay via your iTunes account. Or tap for a movie, or purchase of a product in an Apple store. How about integrating with a voucher platform for lots of other things to tap in your town/city.

A few simple use cases there without even mentioning a mobile wallet that can be done NOW!

i see lots of posters with QR codes in the NYC subway. too bad there is no cell phone signal in most stations.

anything NFC can do, can be done in other ways as well. this is like the fandroids hyping the galaxy S3 for months. and when i finally played with one i was like, meh. nice phone but nothing special
 
For it to work well, every store in the USA would have to invest/buy/change their payment terminals to NFC, so yes, the mobile payments are "just getting started."

Not to say worldwide, most countries don't even know about it, and no, I'm not going to buy an Infinity just because it has NFC, out of the top 50 cars manufacturers only one is starting to use it, so yes, it still "in its infancy."

So if Apple decides not to use a product (NFC) that will only serve less then 1% of their customer that's fine by me..

Look at cars....they all have ipod, iphone connections. Why? Cuz apple got in the game of music. What will happen if apple gets in the payment game? The same kind of thing. The reason imo its not popular is because apple isn't doing it. They have that much pull.
 
I was thinking the same thing. The more things get tied to a mobile device the more trouble we'll be in when that device breaks down, gets stolen or simply runs out of battery.

My phone would need to be military spec or better if I were to allow access to my bank accounts...

I am going to make no presumptions about your personal methods of paying for services, but I think there are certainly people who fall in the category of being willing to let the waiter walk away with their credit card and run the bill. They certainly have ample time to take down all relevant information for using your cards. How about giving your social as well as credit card info to a medical office? What about that 4 digit pin (same as the 4 digit lock code on mobile devices) used to pull money out of an ATM?

At the end of the day, losing your phone is less risky than losing your wallet, especially if the phone is passcode locked (and most NFC type deals require a second passcode to get past). The odds of some person finding your phone, somehow hacking it, and then getting into your bank information are far less than said person just getting the needed information right from your card. For the people that literally do everything in front of a live teller and never use plastic, only cash, I can respect your paranoia. Otherwise you are assuming this tech is automatically less safe than the tech that has been around for decades already.
 
I was thinking the same thing. The more things get tied to a mobile device the more trouble we'll be in when that device breaks down, gets stolen or simply runs out of battery.

My phone would need to be military spec or better if I were to allow access to my bank accounts...

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If you feel that you need to educate someone about the merits of Android please do so via PM or create a new thread in the appropriate sub-forum. All this bickering has become just too annoying to bare. :mad:
As above...

He was correcting someone's point and they had wrong info. Whats wrong with that. :mad:

Im confused. Are you referring to NFC or just anything tied to your mobile device? Cause if your referring to NFC and your phone died....well your credit/debit card or cash would still work...
Not directed at you but seems like some people make it sound like if NFC does take off they HAVE to use it and cant use anything else.
 
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