After a few calculations(and coming to my senses), ive decided that im going with the PAYG option. I took the early upgrade option last July on my contract as O2 showed loyalty to their current customers. This year they are not showing loyalty to their current customers(fair enough), so I wont be showing any either. Once my contract comes to an end in December, I will be just sticking with my PAYG sim....These long term contracts were starting to annoy me anyway😡
Also I feel that for next years iPhone, O2 wont be the only provider...So i will be contract fee and free to choose