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Apple has no idea how much you paid. You know, and your bank knows, and nobody else.

Apple gets a percentage of every charge you make with Apple Pay. Do you think they are just going to trust the credit card companies/banks to pay what they owe with zero documentation? Of course not! Even if they did the percentage they get will tell them how much you paid.
 
...that's how I paid for my cat food at Target two days ago, because they don't support Apple Pay.

What's most likely to have happened in this case is that your payment was processed as ATM/debit. This payment does not go through the credit card processors, but rather directly to your bank. To the best of my knowledge, Target does not support chip and pin transactions for credit cards (i.e. transactions processed by a credit card processor).
 
"In a surprise announcement, Walmart has reversed it's decision to not offer Apple Pay in all Walmart locations. Previously Walmart announced that there were no plans to ever roll out Apple Pay in any Walmart locations. Walmart representatives were not available for comment."
 
Eh, I wouldn't underestimate how much the card networks are disliked among the merchant community. The fact that they still accept cards (but with a higher fee) is more of an indication of business reality; if customers weren't demanding to use cards, many of them would likely be cash only.
Yeah, that seems to be the case. Some places are cash and Venmo only, and I don't think they'd get away with tax evasion with Venmo. There are just a couple of very Libertarian Party store owners who only want cash because they don't believe in credit cards, and maybe they aren't paying taxes.
 
WalMart dying would hurt a lot of people but, in the long run, be better for the economy I argue.

But I doubt WalMart is dying anytime soon. Or even in my life time.

I mean, jokingly, all they had to do is install a second story bar and have a PeopleOfWalMartLive.com while people are upstairs drunk and watching...

But seriously, WalMart isn't dying anytime soon. WalMart Pay is quite popular, which kind of pisses me off people are using it and Apple is refusing to assist in better forms of payment other than "their way or the high way".
Yeah. And Amazon is also hurting a lot of local economies. I don't think they're going to die off anytime soon, but it's a slow downward progression for sure. Things like this tend to happen slowly, and then all of a sudden.
 
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True, many people shop at Walmart because they don’t have a real choice — they don’t have the luxury of paying for a better experience.
Honestly the experience at Walmart stores has been good for me. Not that I go there often, but when I do. It's definitely more than worth whatever you lose by not being able to use Apple Pay.

For those claiming they've gone wallet-free and thus cannot carry a credit card (and also don't have an Android phone that does electronic cards): Costco makes you carry a physical Costco membership card.
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The hardware itself costs so little there is no excuse these days. You can get a NFC/chip enabled reader from Square these days for $50 and you can use an old used iPad for the terminal/register.

Strange that that’s happening in LA. I’m in NYC and you see more and more places going credit card/mobile wallet only. They don’t accept cash at all.

My dream is the way they do it in Iceland and some other places in Europe: once you place an order they bring the first things you’ve ordered (food/drinks/whatever) to the table along with a wireless payment terminal. If you’re done after that first serving you insert your card/use your mobile wallet and then just get up and leave. If you want another round of drinks or desserts then flag the waitress, give them your order and then they send the charge to the terminal and you pay again, and then again for another round, etc. No ordering a sandwich and then waiting for the server to bring the check, then wait again for them to come back and get the check with the card/cash, then wait again for them to go ring it up and bring you your change or receipt to tip. That’s such ********. In a busy restaurant it can add 20 or 30 minutes to your stay there. Let me pay at the table and get up and leave.
Apparently it's a problem. Maybe there are costs besides that, both in time and money. No matter where you are, it's less likely a street vendor or self-employed worker is going to take credit card. In China nobody uses it. They use WeChat Pay, which has zero fees and requires nothing but a regular phone, like our Venmo but more streamlined for businesses.

I pay my barber with Venmo, and it's great. I also liked how France handled their payments last time I was there (2010), with wireless payment terminals like you're saying but the waiter still has to bring it like a regular check, except it's regrettable that it's not cost-free like Venmo.
 
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And I have "no plans" to ever walk into a Wal Mart on principle of them holding back the advancement of a consumer-friendly tech.

Plenty of other, better stores just like it.

Kind of like Apple not accepting NFC friendly technology already present in your device?
 
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Yeah. And Amazon is also hurting a lot of local economies. I don't think they're going to die off anytime soon, but it's a slow downward progression for sure. Things like this tend to happen slowly, and then all of a sudden.
Amazon even hurts the USPS because somehow they're making a loss despite doing all of Amazon's shipping. I think they're doing it at breakeven rate then losing from fixed costs, but nobody knows because the USPS keeps their balance sheets private. It really stinks of a secret agreement.

I don't think Walmart is bad for the economy, but Amazon might be later because of their whole Prime thing. They engage in some anti-competitive agreements with sellers that are limiting our choices for products more and more. On the bright side they make shopping a lot easier.
 
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All they need to do is turn on NFC in their card payment terminals. They ones they have already support NFC. It doesn’t matter who is dominant in mobile payments or whatever. It’s literally just some guy in IT that needs to check a box to enable NFC and viola, Apple Pay, Google Pay, Samsung Pay, etc are accepted. Walmart is just stubborn.
It's a little more complicated than that. Especially for Wal-Mart. But your point is correct, they COULD do it if they wanted to. The important point is that they don't and WHY they don't.
 
Berkeley, CA. I think the majority of stores accept card but charge more, often times more than any credit card fee. Some also have minimum purchase limits. For small shops the issue seems to not just be fees but also the hardware itself, plus maybe the shopkeepers consider it too bothersome.

Calling you on that one. I work right down the street in north Oakland. There are tons of places in Berkeley who accept Apple Pay - way more than *just* Walgreens.
 
Calling you on that one. I work right down the street in north Oakland. There are tons of places in Berkeley who accept Apple Pay - way more than *just* Walgreens.
Which, Daiso and grocery stores maybe? Could be that I just never buy anything not from Walgreens that's not food, and those places don't take it. There are clothing stores but eh, they're always empty, doesn't count.
 
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Which, Daiso maybe? Could be that I just never buy anything not from Walgreens that's not food, and those places don't take it. There are clothing stores but eh, they're always empty, doesn't count. And probably the grocery stores take it.

Right off the top of my head: Whole Foods, Safeway, Starbucks, Trader Joe's. As far as little food places, A+ Burger on Telegraph in Oakland does for sure. So does Koja Kitchen, both in Emeryville and Berkeley. The point is, it's way more than just Walgreen's.
 
I never step foot in Wal-Mart’s any more and rarely shop at Walmart.com. I’m getting rid of my Wal-Mart MC I’ve had forever once they go to CapitalOne. I do shop at CostCo regularly and I can’t wait to use my ApplePay there! Awesome it will be at the pump as well. Now if they could let you use the watch to prove you’re a CostCo customer as well that’ll be awesome. No more having to dig out two cards to get gas. I can do it all with the watch & that would be even better!
 
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Conveniently, I have no plans to shop at Walmart, lol. My favorite thing about being in my 30s is that I finally make enough money to avoid Walmart and not feel bad about it. Hy-Vee doesn't take Apple Pay either but we order our groceries online and they show up at our house for free. To me that is worth paying a little more for the cost of groceries!

Hy-Vee is so underrated.
 
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Amazon even hurts the USPS because somehow they're making a loss despite doing all of Amazon's shipping. I think they're doing it at breakeven rate then losing from fixed costs, but nobody knows because the USPS keeps their balance sheets private. It really stinks of a secret agreement.

I don't think Walmart is bad for the economy, but Amazon might be later because of their whole Prime thing. They engage in some anti-competitive agreements with sellers that are limiting our choices for products more and more. On the bright side they make shopping a lot easier.
Yeah I'm always torn about Amazon. I try to buy locally but many times I can't find what I need or it's a lot more difficult to track down. I'm even more pulled in by the 5% cash back I get on my Amazon card which I just used to get an Xbox One X with enough left over to get RDR2 and Fallout 76. Then you have the fast shipping and lower prices. Need an obscure part? A few minutes later you've ordered it. How do you even begin to compete with that?
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Hy-Vee is so underrated.
For some reason I read this as overrated and was about to lay into you, lol. They have great customer service, quality produce and meats, a delicious bakery, a wide variety of premium cheeses, a solid organic/healthy eating section, and free delivery for orders over $100 which is every order for us. The prices are higher than Walmart but it's not significant and not as high as premium grocers. The fact that I don't have to leave my house and waste an hour at the store + gas + travel time + discounts earned on gas at their station more than makes up for it! You can't beat having a free personal shopper.
 
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Yeah. Used it once then I got fraudulent charges through it on walmart.com. I don't trust them. Never again.
 
Yeah, it does. I refuse to contribute to the blue devil's attempts at destroying the economy and people's livelihoods.
Shop at Amazon? They are worse than WalMart. At least the thousands of Walmarts employ hundreds of locals per store. While Amazon employs practically none. Pay sucks at both.
 
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I actually use Walmart Pay at a Walmart Store on my iPhone X. It actually works quite well, since the system is part of the surprisingly useful Walmart iOS app.
 
Yeah I'm always torn about Amazon. I try to buy locally but many times I can't find what I need or it's a lot more difficult to track down. I'm even more pulled in by the 5% cash back I get on my Amazon card which I just used to get an Xbox One X with enough left over to get RDR2 and Fallout 76. Then you have the fast shipping and lower prices. Need an obscure part? A few minutes later you've ordered it. How do you even begin to compete with that?

I avoid Amazon like the cancer it is. Simple to find a smaller online retailer for that obscure part and help out them. Or go to the local hardware store that can get a lot of it. Or even shop in the local big box store which employs hundreds of locals which then support the other local businesses.

For stuff that's hard to get locally (like camera equipment), I'll do B&H - prices better than Amazon and I have it in a day with 0 membership. Or do Best Buy/Walart ship to store. Walmart will send it to you in 2 days free with no membership. And there's 3 of them on the way home from work. Cables and such come from Monoprice. Computer parts from MicroCenter.

It's quite easy to never shop at Amazon and still get the stuff.
 
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Publix refuses to support Apple Pay too. Since Albertson's left Florida their only real competition (I'm not counting Trader Joe's and Whole Foods) is Walmart.
 



Costco, the world's second largest retailer behind Walmart, recently confirmed that it now accepts Apple Pay and other contactless payment methods at all of its 750 warehouse locations in the United States.

walmart-apple-pay-800x528.jpg

Walmart appears to be unfazed by the move, however, as it remains committed to its own Walmart Pay platform in the United States.

"Walmart Pay is the exclusive form of mobile payment accepted at Walmart and we have no plans for that to change," said Walmart spokesperson Erin Hulliberger, in a statement provided to MacRumors today.

Walmart Pay, built into the Walmart app for iOS and Android, works at any checkout lane with any major credit, debit, pre-paid, or Walmart gift card. To use it, a customer must tap on Walmart Pay and scan the QR code displayed at the checkout. An electronic receipt is automatically sent to the app.


Walmart was originally committed to the Merchant Customer Exchange consortium and its payments solution CurrentC, which was later postponed indefinitely, before launching Walmart Pay in 2015. As of July 2016, Walmart has rolled out Walmart Pay to some 4,600 of its locations in all 50 states.

In late 2015, Walmart's senior vice president of services Daniel Eckert said Walmart Pay allows "for integration of other mobile wallets in the future," which provided hope that the big-box chain may eventually accept Apple Pay and other contactless payments, but nearly three years later, that has yet to happen.

Walmart's resistance to Apple Pay continues despite many other large retailers, including Best Buy, Rite Aid, and now Costco, reversing course and accepting the payments solution in stores. Apple recently confirmed that pharmacy chain CVS and 7-Eleven convenience stores will also accept Apple Pay starting later this year.

Last year, rival big-box chain Target likewise said it had "no plans" to make Apple Pay available in its stores, despite accepting it as a payment method in its app. Instead, Target launched a barcode-based solution.

Apple Pay launched in the United States in October 2014, providing tap-to-pay functionality with a compatible iPhone or Apple Watch after setting up a supported credit or debit card in the Wallet app. Apple Pay is now available in more than 20 countries, and is set to launch in Germany later this year.

Article Link: Unlike Costco, Walmart Has 'No Plans' to Accept Apple Pay

Good for them, they are a private business and can do whatever they want. They may loose some business over it, but again, it’s their business. ApplePay is a competitor, so makes sense. And if some don’t like it, then don’t shop there.
 
Right off the top of my head: Whole Foods, Safeway, Starbucks, Trader Joe's. As far as little food places, A+ Burger on Telegraph in Oakland does for sure. So does Koja Kitchen, both in Emeryville and Berkeley. The point is, it's way more than just Walgreen's.
It has to be a very small minority of the stores, and also ones you'd not frequent as much. Grocery stores, yeah. But that's a twice-a-month thing. There aren't many big chain stores, which have standardized robust payment systems. Funny thing is the Taco Bell seems to be card only and no chip reader.
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I will be a cold day in hell before I install anything on my iPhone with the word "Walmart". You couldn't pay me enough to visit their stores. Full of disgustingly obese, useless lumps of human flesh.
Well lots of those shoppers and workers are handicapped through no fault of their own. It's easy for those people to shop there, and it looks like they hire more handicapped workers than other places do.
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I actually use Walmart Pay at a Walmart Store on my iPhone X. It actually works quite well, since the system is part of the surprisingly useful Walmart iOS app.
It may be useful, but it's probably not secure. I wouldn't risk it.
 
Target, like Walmart also doesn't accept Apple Pay. I believe they also have their own pay system. Which is a bit interesting since CVS will be accepting it and they acquired Target's Pharmacy and Clinic business. Only a matter of time for Target to come on board?
 
Apple gets a percentage of every charge you make with Apple Pay. Do you think they are just going to trust the credit card companies/banks to pay what they owe with zero documentation? Of course not! Even if they did the percentage they get will tell them how much you paid.

You really think the credit networks/banks are sending them millions of individual payments for the fractions of a cent Apple gets on each transaction? Come on now.
 
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