Anyone who thought otherwise doesnt follow Apple. Steve would never allow another company to announce an Apple product. Late January or even the week of the 6th for a keynote from Jobs and Co.
You are completely right on Moneyman. I, unfortunately, understand why non apple-heads might think it would get announced at CES, but anyone that follows Steve knows that when it is announced it will be at an Apple event, not a Verizon one. My money says announcement sometime in February. Hoping for CDMA/LTE, but have a feeling it will be CDMA only for now.