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Walmart and Best Buy Opt Out of 'Apple Pay' as Apple Leverages Required Point-of-Sale Upgrades
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The quickest I ever have transactions complete is when using an AMEX card with a mag stripe, it's almost immediate. Visa is just slow to authenticate and NFC take 5 seconds to just read. Swiping is always faster in my experience.Walmart and Sam's Club started their new "chip and pin" system just recently --- every-single-time it is used, takes FOREVER, plus, they don't even enter in a pin, just push the card in, 3-4 times later it finally reads it, goes though the slow process of authentication, then asks if you want cash back, then another slow process to finish. Mean while if you had stripe, you'd be done in 30 seconds, Apple Pay, 5 seconds if you have a clean finger
Wow cause it will not take to the new Apple Pay?????? You isheep are something else..........
They're pretty awful stores. Particularly best buy since it purports to be something better than it is.
I don't know how much I'll be able to use Apple Pay here yet so it's not like the iPhone 6 will be replacing my wallet anytime soon. Walmart opting out doesn't bother me one bit, I hate my local Walmart so I never go there. Best Buy, however, I do frequent. Unless Meijer gets it, I don't see me using it much.
Look at it this way, are you going to be completely changing all the places you frequently purchase things at based on whether or not they support Apple Pay? Or are you going to live your life normally and just use Apple Pay if the opportunity presents itself? If you're the former, then I can see you periodically running into an issue where you want to buy something from a merchant, but can't because you don't have your wallet/purse and you were hoping for them to support Apple Pay.
Look at it this way, are you going to be completely changing all the places you frequently purchase things at based on whether or not they support Apple Pay? Or are you going to live your life normally and just use Apple Pay if the opportunity presents itself? If you're the former, then I can see you periodically running into an issue where you want to buy something from a merchant, but can't because you don't have your wallet/purse and you were hoping for them to support Apple Pay.
If you did this, how would the merchant get the message to install it? They have to get the message somehow, and you have to vote with your wallet...err...iPhone
Wow cause it will not take to the new Apple Pay?????? You isheep are something else..........
Aren't they though? They can't slobber the apple knob enough. Funny thing is that apple doesn't care ONE bit about them at all, just keep taking their money every year for upgrades. Clowns.
My Chase Disney Visa has the chip in it where I can tap to pay. Home Depot and McDonalds both have terminals that work with this. I love it. I wish other places had it.
Walmart and Best Buy Opt Out of 'Apple Pay' as Apple Leverages Required Point...
It's not necessarily an isheep comment. I pretty much use credit cards to pay for everything. Who carries a checkbook around anymore? When I was young no grocery store took credit cards. Over time that began to change. Now every store takes cards.
Best Buy and WalMart saying they won't take ApplePay (or any other NFC payment) is akin to a supermarket chain in the early 90's saying they won't take card payments. They may hold out for a while, but customers will begin to demand it.
In a few years someone in line ahead of you using a physical card will cause you to sigh and shake your head in the same way as someone writing a check does today. And retailers who don't adapt, will lose some customers until they adapt. I hardly expect this will drive Walmart out of business, but it will eventually drive them to change their minds.
And I'm not saying Apple has the lock on this. I'm sure Samsung/Google/others will develop similar solutions and lawyers will spend years suing each other. But using phones (or I suppose watches or even glasses) to pay is the future.
Wow cause it will not take to the new Apple Pay?????? You isheep are something else..........
It's not necessarily an isheep comment. I pretty much use credit cards to pay for everything. Who carries a checkbook around anymore? When I was young no grocery store took credit cards. Over time that began to change. Now every store takes cards.
Best Buy and WalMart saying they won't take ApplePay (or any other NFC payment) is akin to a supermarket chain in the early 90's saying they won't take card payments. They may hold out for a while, but customers will begin to demand it.
In a few years someone in line ahead of you using a physical card will cause you to sigh and shake your head in the same way as someone writing a check does today. And retailers who don't adapt, will lose some customers until they adapt. I hardly expect this will drive Walmart out of business, but it will eventually drive them to change their minds.
And I'm not saying Apple has the lock on this. I'm sure Samsung/Google/others will develop similar solutions and lawyers will spend years suing each other. But using phones (or I suppose watches or even glasses) to pay is the future.
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Once Apple Pay is working well, I don't plan to carry a wallet. Since both banks that I deal with are on board with Apple Pay, I will go to leaving those cards in my home safe. I want to go to a simple ID folder. Now some may see that as iSheep but I will certainly frequent places that accept Apple Pay far more than those that don't.
Wouldn't that be a BIGGER reason why Target should support Pay? My point was that Target would be better off with it.
The problem with that is: what happens if your battery dies?
It'd still be smart to always carry emergency cash or card.
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One of the neat things about Mastercard/VISA/etc supporting tokenization (which they were doing even without Apple) is that merchants can also take advantage of it.
In other words, they could accept regular card numbers, but instead of storing those, they can ask the payment service to return a token for that transaction.
Then the merchant (e.g. Target) can simply store the token instead of the CC number itself, and the token will still be good for things like chargebacks.
Wotcha gonna do when Apple Pay services or NFC terminals are down? That's happened to me at McDonald's a couple times and I was asked to swipe my card.
I'm sure there will be a point when we no we no longer have to carry anything around with us. But there will be that one, single time, that you leave your phone at home or the office.
Yeah but to boycott a store that not going to use the app, that is just ridiculous. How about this, if a store does not use it why not try this old method of paying for it: reaching in your wallet and using a physical card???? Like I said apple fans boys are something.....
Wotcha gonna do when Apple Pay services or NFC terminals are down? That's happened to me at McDonald's a couple times and I was asked to swipe my card.
I'm sure there will be a point when we no we no longer have to carry anything around with us. But there will be that one, single time, that you leave your phone at home or the office.
In the event that service is down, I'll do the same thing I do now when the credit card machines are down... I don't buy it. I haven't carried cash for several years.
Yeah but to boycott a store that not going to use the app, that is just ridiculous. How about this, if a store does not use it why not try this old method of paying for it: reaching in your wallet and using a physical card???? Like I said apple fans boys are something.....
I'm not going to join a "boycott anyone who doesn't take ApplePay" movement immediately. But as soon as I can use it most places, my cards will come out of my wallet. I don't see this happening in the next 6 months, but I bet that by Oct 2015 when most retailers upgrade to EMV, most will also have turned on NFC. Then once I get burned by going somewhere that doesn't take it, I won't be too likely to return.
I won't be consciously boycotting anyone, but I will just stop going there. Just like there were a few restaurants I stopped going to that didn't take credit cards. The ones I'm thinking of have since started taking them, presumably because they saw their business drop off. I never said a word to them about being displeased with them not taking cards. I just stopped going. I think the same will happen with NFC over time. (I consciously say NFC to avoid fanboyism...I realize Android users will demand the same convenience at the register.)
Not sure if I would go there. Betamax was actually better quality than VHS
Perhaps, but VHS was more adopted! Picking the wrong hardware was sad for people who wanted to purchase movies after a couple of years.
Considering that Cook said that no one would be able to track the sale besides you+bank/CC, I don't believe BB has a way of tracking viaPay
That's not what he said. He said the transaction was between you, the merchant and your bank. He said so in the context of and with the meaning that the transaction excluded Apple (or anyone else).
I have no illusions that the merchant (though not the sales clerk) will not know exactly who you are.
I really hope MCX fails. If you think BANKS are anti-consumer, wait until the merchants get to pillage you and rip you off directly.
They more than likely will once they get their new register software. The same software they are waiting on for Chip & PIN deployment.
Target says they'll have Chip & PIN By 2015, let's see if they enable NFC as well.
Or, Apple Pay is a desperate attempt by some big banks to maintain control and make sure CurrentC fails (not that it won't anyway)... I LOVE it but customers have spoken they don't want this. Many millions have phones that support Google Wallet and/or SoftCard. Almost no one uses it (I do!)
CurrentC will absolutely fail. There are few things funnier in this world to me than directly linking my checking account to any retailer. Add on to that how inconvenient it is.
Like Bruiser said, people will just start avoiding places that don't accept NFC. As an example, sometimes I'll stop and grab a Red Bull before heading to the gym. I don't carry my wallet with me when going there, because who wants to work out with a wallet in their pocket? Used to stop by 7-11 to grab one, but they yanked NFC due to this CurrentC crap. Now I just stop by CVS/Walgreen's instead.
Isolated and incidental? Absolutely. But there is a reason why people use the Starbucks app, for example. Walking through the airport, it's more convenient to stop at McDonald's and tap to pay than grab my wallet out of the backpack.
However, in the end I don't know what will prompt stores to actually start using NFC if this POS replacement next year doesn't require it. 7-11 isn't going out of business without my $50 of Red Bull a year. It's not like most people are going to throw a huge fit in line at Walmart because they have to use a credit card. I just know they're not going to use CurrentC.
Although, upon further reflection, I'm sure a lot of retailers didn't think they'd ever accept credit card in addition to cash/check. Why bother? lol.
Like Bruiser said, people will just start avoiding places that don't accept NFC. As an example, sometimes I'll stop and grab a Red Bull before heading to the gym. I don't carry my wallet with me when going there, because who wants to work out with a wallet in their pocket? Used to stop by 7-11 to grab one, but they yanked NFC due to this CurrentC crap. Now I just stop by CVS/Walgreen's instead.
Isolated and incidental? Absolutely. But there is a reason why people use the Starbucks app, for example. Walking through the airport, it's more convenient to stop at McDonald's and tap to pay than grab my wallet out of the backpack.
However, in the end I don't know what will prompt stores to actually start using NFC if this POS replacement next year doesn't require it. 7-11 isn't going out of business without my $50 of Red Bull a year. It's not like most people are going to throw a huge fit in line at Walmart because they have to use a credit card. I just know they're not going to use CurrentC.
Although, upon further reflection, I'm sure a lot of retailers didn't think they'd ever accept credit card in addition to cash/check. Why bother? lol.
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