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Oh, and FYI, just because some of us shop at Walmart, does not mean that we're poor. Having a credit card with a high credit limit doesn't make you rich either.

True.

I don't shop at walmart or have any credit cards. Can't make an assessment of someone that does either though
 
Yeah, this ....

In the Washington DC area, Best Buy is really pathetic.
They have a store with a *super* prime location, right off a metro station in Tenleytown -- yet that store consistently has the WORST selection!

Every time I actually think of some item I want that I could grab and go from that Best Buy, I find out that store is "out of stock" on it.



No great loss. Every time I go into a Walmart, there 5000 people in ONE LINE and every time I go into BestBuy, I get ignored.
 
Actually, having a high credit limit means that at some point you had the money to repay that much. They do look at tax returns as well as credit score for credit increases. I'm not necessarily going to stop shopping at Walmart & BB (I pay w/ PayPal at BB) b/c of this, but it is going to make me stop and see if there's a deal somewhere where :apple:Pay is accepted.

Nonsense. They do consider income but rarely ask for tax returns. You can get very high limits without much income though. I've been given a $15,600 limit right off the bad when my income was $25,000....
 
Who go to walmart anyways? ..., peopleofwalmart?

Are you brain dead? You know Walmart does almost 500b in revenue, almost triple apple, and many small items. Who goes to walmart? Who doesn't is the better question genius.
 
Are you brain dead? You know Walmart does almost 500b in revenue, almost triple apple, and many small items. Who goes to walmart? Who doesn't is the better question genius.

The self righteous too good for Walmart crowd, it appears.
 
Amazon now charges tax in a lot of states, including mine. So the only reason that I don't shop at BB is that a) I don't have a car and b) return profiles.

Still not done in mine, but I know the days of this are probably numbered.

I'm pretty sure Amazon is keeping return profiles on customers too.

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The self righteous too good for Walmart crowd, it appears.

I'd have no shame about going to Walmart if I felt they had the best value/convenience. Used to be a fairly regular shopper, but Amazon, eBay and Costco have largely replaced any need to go there.
 
The keynote talked about McDonalds, so that at least shows some lower end market space. Was Target mentioned?

Very surprised by Best Buy. I’m wondering about Microcenters, Fryes, etc.

Why are you surprised. It is technically a SAMSUNG showroom. The desission was probably taken by SAMSUNG.:eek:
 
Why are you surprised. It is technically a SAMSUNG showroom. The desission was probably taken by SAMSUNG.:eek:
What I don't think you understand is...that best buy is not saying no to just apple, they are saying no to NFC..
Its been said quite a few times already...apple pay is just NFC, there is no difference in the device the merchant needs to have. In other words it won't be taking payments from anyone via nfc
 
Why not think of it in a simpler way. Decision maker in Walmart and best buy uses android/window. So they Don wan to implement sth they can't use.
 
Why not think of it in a simpler way. Decision maker in Walmart and best buy uses android/window. So they Don wan to implement sth they can't use.
Why wouldn't they want to implement it if they have androids or window?
 
Wait.. I thought owners of iPhones are too rich to shop at Wal-Mart. Haha. Isn't that the stigma ?
 
He's pretending that this isn't just Apple finally doing NFC payments with a twist.
Ah...that makes sense, I figured after reading the thread and how it works, he would have known that is the same thing no matter which device you use.

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Wait.. I thought owners of iPhones are too rich to shop at Wal-Mart. Haha. Isn't that the stigma ?
I thought that Walmart sold iPhones
 
You people are bringing the religion of Apple way too into this... Best Buy had complaints about contactless debit routing policies thus disabling it in protest against Visa. Apple Pay is unrelated.
 
I believe that Walmart is going to have to reverse their decision to not accept Apple Pay. If grocery chains like Public, Kroger, Ingles, etc. get on board Walmart will be forced to join in.

If I had to guess, I'd say that Walmart probably demanded a better deal than everyone else. Walmart uses its size as a huge negotiating point when dealing with suppliers. In Apple's position, I'd mount a campaign showing people using Apple Pay at merchants and choosing to shop only at places that take it.

Personally, after I see that it works well, I'm planning to no longer carry a wallet. Just a simple ID folder will work.

Yea, and Apple doesn't use it's size as a huge negotiating point. :rolleyes:
 
You people are bringing the religion of Apple way too into this... Best Buy had complaints about contactless debit routing policies thus disabling it in protest against Visa. Apple Pay is unrelated.
Exactly...no NFC means no one can use their phone to pay...it still seems that some people aren't understanding that no matter which phone you use its still going to be run through the same machine to process the payment, there is no apple specific equipment that is used
 
Amazon now charges tax in a lot of states, including mine. So the only reason that I don't shop at BB is that a) I don't have a car and b) return profiles.

Make too many returns at Amazon and see what happens.

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WalMart parking lots are where crimes either begin or end. If they were closed down the crime rate would drop 38%.

And the US would go into another recession.
 
Nonsense. They do consider income but rarely ask for tax returns. You can get very high limits without much income though. I've been given a $15,600 limit right off the bad when my income was $25,000....

Wow, that's actually a really high limit. What was the APR on that card? I rarely see that, although I admit I do see relatively high limits. My point was that having a high limit usually means that you can pay it off.
 
Wow, that's actually a really high limit. What was the APR on that card? I rarely see that, although I admit I do see relatively high limits. My point was that having a high limit usually means that you can pay it off.

No idea, the answer is always "too high" - if the APR on a credit card matters to you, you probably shouldn't have a credit card. Credit cards should be used to take advantage of the consumer protection and other benefits they offer, NOT to borrow money. The interest rates are always ridiculous. (At least 14% or so on good credit cards). I literally have no idea what the interest rate of my credit cards is because I never have and never intend to pay one penny of interest.
 
Make too many returns at Amazon and see what happens.

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And the US would go into another recession.

Well the thing is that BB only allows ~3 returns per a period of time (depends on what the tech they're using flags) regardless of reason. Amazon will allow unlimited if it's their fault, and much more than 3 in any given quarter. So my point still stands.

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No idea, the answer is always "too high" - if the APR on a credit card matters to you, you probably shouldn't have a credit card. Credit cards should be used to take advantage of the consumer protection and other benefits they offer, NOT to borrow money. The interest rates are always ridiculous. (At least 14% or so on good credit cards). I literally have no idea what the interest rate of my credit cards is because I never have and never intend to pay one penny of interest.

I think I may have misrepresented my point. I refuse to pay anything less than full, but, from what I understand, higher credit limit = higher APR? I dunno, I'm dumb. :rolleyes:
 
I think I may have misrepresented my point. I refuse to pay anything less than full, but, from what I understand, higher credit limit = higher APR? I dunno, I'm dumb. :rolleyes:

I don't know that that's necessarily true but premium cards (good consumer protections, rewards, etc) have higher APRs in general. You can get basic cards under 10% (which is still awfully high). The idea being that those benefits are paid for by those who fail to pay in full every month. Works for me...
 
Once I discovered Amazon and Newegg I never set foot in a Best Buy again...the only reason I ever did was to price compare and buy the item online from another retailer while I was in the store.

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Wal-Mart: 45 registers, 3 open on a Saturday afternoon.


Me as well. Bye to BB as of 2003.
 
No idea, the answer is always "too high" - if the APR on a credit card matters to you, you probably shouldn't have a credit card. Credit cards should be used to take advantage of the consumer protection and other benefits they offer, NOT to borrow money. The interest rates are always ridiculous. (At least 14% or so on good credit cards). I literally have no idea what the interest rate of my credit cards is because I never have and never intend to pay one penny of interest.

I recently went into Lowe's to get my limit raised to $2000. They somehow raised it to $25000. I do like my credit card though. I never pay interest. They pay me to use it.
 
I recently went into Lowe's to get my limit raised to $2000. They somehow raised it to $25000. I do like my credit card though. I never pay interest. They pay me to use it.

A store card is a totally different game... I usually avoid them. They do not offer the protections of the major brands.
 
Make too many returns at Amazon and see what happens.

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Agreed. People just don't get it when it comes to returns and how things work. They assume that whatever gets returned is magically re boxed and sold as new, probably that same day so the store loses nothing. Wrong. Returns are a killer for most retail stores and eat away at what are already pretty thin margins.

And let's be honest here, someone who keeps returning item after item has an agenda. They aren't just unlucky or whatever. Nope, they are playing games and milking the system and that's the reality of it. Unless something is truly defective I don't even see why things get returned? How do you decide to buy a giant TV or a new computer only to figure out that four days later you don't "want it" any longer? Gimme a break. Return privileges get abused quite often. Don't get mad at BB or retail stores, get mad at loser consumers and scam artists who milk it for all it's got.
 
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