Yea, and Apple doesn't use it's size as a huge negotiating point.
Could be an example of what happens when two large solid objects collide.
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Walmart and Best Buy Opt Out of 'Apple Pay' as Apple Leverages Required Point-of-Sale Upgrades
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Could be an example of what happens when two large solid objects collide.
Or local competing shops that have been forced out of business will return, able to charge higher prices but also pay living wages and reasonable benefits, and hiring former Walmart employees. Since this massive workforce will now be paid more and wI'll have benefits that are currently denied them by walmart's shenanigans classifying people as part-time, they can afford the higher non-Walmart prices, and then some. Thus they spend more and the economy gets a huge boost.
LOOOL
Local, small shops with <50 employees have no benefits.
Sometimes they can barely afford minimum wage high school kid part time workers as well.
Most of those people would finish high school and move on to college and be something.
The ones who are making shelf stocker and isle cleaner their life long career... Will learn the welfare system.
Gives me more of a reason to not shop at Walmart. Hate that store. Same w/ BB. I can't remember the last time I actually bought something in that store
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Yea credit card companies in the US have been reluctant to push chip and pin because they feared that the added time to perform the transaction would lead to a decline in credit card use. I can probably count of my hand the number of stores in DC (metro population close to 6 million) that take a EMV card.
I think this is why those same companies are excited about Apple Pay - more secure then EMV but with the added bonus of a quicker transaction.
There are people here who have retuned numerous iPhones, iPads etc because of microscopic flaws. Wait until Friday when it starts again with the iPhone 6. Some people really get excessive about it. And ere are threads here at MR about Amazon shutting people off from returns. Do it enough for frivolous reasons and you may be barred from returning.
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Put 2 million people out of work again and see what happens. Then it would be a huge benefit if Apple went out of business too, wouldn't it?
That used to be true, but after the major security breaches at Target, P.F. Chang's and now Home Depot, everyone is changing their minds fast. In fact, I wouldn't be surprised that chip and PIN credit cards start rolling out a lot earlier than people anticipated, because the credit card companies may not survive a large-scale class-action lawsuit for monetary losses from security breaches.
Because Apple Pay uses a one-use encrypted "token" code that does not reveal the credit card number, security number, expiration date or debit card PIN, that gives it a potential very high level of security. I do think Walmart will cave and replace several hundred thousand point-of-sale terminals with new terminals that support both Apple Pay and the Softcard (formerly ISIS) mobile payment systems.
What retail store cashier sees our name and number with current magstripe cards?
Waiters, on the other hand, do. Which in some cases is good, because they learn your name for the next time
Hmm. With chip & PIN or Apple Pay / other NFC payment, they're going to have to start coming to our table with a portable device.
Hey, non-USA guys! Do all restaurants with waiters who bring a check, have portable card readers for chip cards? Thanks!
I doubt that not supporting NFC payments will drive people away from Walmart or Best Buy. It's not like they're places where you need to tap&go for speed, like a coffee shop.
You know, though, since Best Buy is used by many people just to window shop, perhaps BB should embrace that behavior and just be a showroom / warranty place -- and allow people to buy from Amazon / eBay / etc right at the store (for a cut). Less inventory needed, for one thing.
Don't forget at restaurants like Chili's they use a Ziosk, and at Pita Jungle they use a Rail Pay. The US isn't all too behind.
Thank you very much for the quick reply.
Umm. "Usually" ?
What's a different situation that might arise?
Many small retailers do not have self swipe machines. You hand them your card. And even self swipe machines are vulnerable to skimmers.
Apple pay seems to avoid many of those security weak points.
And I certainly hope restaurants get portable devices. I hate seeing my card disappear for 5 minutes. Maybe I can pay on the way out the door. I hate the 3 step wait to pay and leave. I feel like a prisoner. Umm, can I have the check? Yes sir. 1. Wait a few minutes. Receive the check. Put down credit card. 2. Wait several more minutes for waiter to take card. 3. Then wait for it to be brought back. It's so annoying.
In Australia:
Generally hand-held readers to table. When we went signature-less this year they all updated to cordless handelds in which the card can be inserted.
If its less than $100 they sometimes just scurry off with the card and bring you a receipt. (no pin required for purchases less than $100 - you just insert the chipped card into the machine)
For retail its generally hold your card near the NFC reader or if its over $100 (or no NFC), insert chipped card into reader and enter pin.
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We -- in Canada -- have had chip credit cards and debit cards, I cant remember the last time I actually signed receipt other then when travelling out of Canada.
And yes, they bring you a portable card reader...no a big deal other than the few odd times when the waiters hang around seeing what they re getting as a tip...
I think they would be even more upset if they lost their jobs now. And Apple has squashed or swallowed one or two small businesses over the years too. Hoping a major employer goes out of business for not cow towing to Apple is beyond ridiculous.
Why? The post I replied to before yours was something about hoping Walmart went out of business, all because they didn't want to use
Pay. So a few million people losing their jobs would be worth it to spite Walmart for not following Apple? I think if every Walmart employee lost their job they would be upset and it would effect the economy today. I think it is more relevant to the point than bringing businesses that closed years ago. And Apple has squashed a few in their day too. Both companies throw their weight around and use it to their advantage.
Only in the US ... we have NFC payments is pretty standard in Canada - it came pretty quickly too, took only ~5 years? Mobile payments started happening earlier last year, all the banks/credit companies now offer it but you need to have a NFC compatible SIM card.
I think Apple should have implemented a more standards (i.e. open architecture) based NFC payment scheme.
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I used to sign a smiley face on my receipts, and for some reason, I was aching to do so again at Home Depot in Toronto. I guess I was a bit nostagic.
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Yes, most restaurants will bring a reader to your table - for mom-pop restaurants, they may ask you to walk up-to the counter if they haven't spent the money on a wireless reader or all the readers are in use.
Wow cause it will not take to the new Apple Pay?????? You isheep are something else..........