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Oh yes, cause that sounds a lost faster, more secure and more convenient than Apple Pay.

Get a grip Walmart. I hope to God ASDA (owned by Walmart) don't introduce this here in the UK because I think I'd just vomit over the till instead of paying.
 
16 pages so I'm late to the party but..

Do people who can afford iPhones even shop at Wal-Mart?

Seriously though, I'm by no means rich. I get by.. But I refuse to shop at Wal-Mart.
 
They certainly don't treat their suppliers very nicely. Walmart doesn't negotiate. They know exactly how much it costs to produce a given item, they then add the tiniest amount to that figure and tell the supplier what Walmart will pay them for supplying said item. If a manufacturer or supplier as much as wants to 'discuss' the quoted rate, Walmart turns elsewhere and will not buy from that manufacturer again. With their huge purchasing power they can afford to be arrogant and squeeze every last penny of profit out of their suppliers with impunity. Those supplying Walmart are in most cases just 'shoe-stringing' along to keep their factories operating, and their employees employed.

It's thru such policies that Walmart has squeezed out virtually all smaller mom & pop stores, who invariably pay more wholesale to purchase merchandise, than the price Walmart is able to sell for to consumers. Even many larger chains are struggling to stay afloat. Drive thru small-town America and you'll see all the boarded-up former local shops until you reach the one single Walmart in town, with a full parking lot.

Sadly it's us, the consumers who, with our short-sighted shopping habits, have let this happen. Once all the competition is gone, Walmart will have zero incentive to continue to offer us those 'great prices'.


I know, I used to work there...and they don't treat the employees well...but they're so damn big now they have become and institution. WE NEED THEM, low income America can't afford to shop elsewhere, at least not all the time.
 
Because Apple makes things and Walmart sells things. Walmart is the world's largest retailer. If someone is buying an Apple product at Walmart with cash, Apple Pay CurrentC, GooglePay, traveller's checks, layaway—Apple still gets the money.

So there should be no issue if WalMart has it's own payment system.
 
16 pages so I'm late to the party but..

Do people who can afford iPhones even shop at Wal-Mart?

Seriously though, I'm by no means rich. I get by.. But I refuse to shop at Wal-Mart.

Since Walmart SELLS iPhones.. pretty sure those that shop there can afford them. What a silly thing to suggest.
 
What do you think of apple ignoring eu Directives about making all phone chargers micro USB. . And continuing with their proprietary cable ?

Since the "directive" start date isn't until 2017, not sure you can say they're ignoring this. Since my phone arrives with this proprietary cable not sure this is quite the same.
 
Hopefully they have a better solution that Home Depot for chip cards. I tried to swipe my card their a couple of weeks ago and the clerk told me, because it has a cup, I have to use their chip reader, which requires you insert the card and leave it in the terminal while you answer a bunch of questions (cash back? emailed receipt? coupons? discount card?). You can't take it out until the entire process is complete or you have to start over. I almost walked out and forgot by card because I'm used to swiping it and returning it immediately to my wallet. What a dumb, cumbersome system.

Actually where I live, we've been using the chip for several years and it does have a way that you reminds you of your card. You can't complete the sale until you remove your card. That is once you type in your pin and the sale goes through the register won't open and you won't get a receipt until you take the card out. The cashier can't go to the next customer until this is done. As for all those questions, I've only gotten them at Walmart and Home Depot. I really like tapping, but it has it's limits on how much you can spend each time.
 
With Apple Pay the steps are (on iPhone):

- Double tap home button to bring up Apple Pay screen;
- Swipe phone on/near Apple Pay terminal when requested by cashier;

It's not even THAT complicated.

All I have to do here is hold the phone up to the terminal with my thumb on the home button at some point after the first item has been scanned by the clerk. Not a single button is even pushed.
 
Scanning QR codes is basically mobile payment for the sake of mobile payment. It's not better than credit cards in any way.

Well, considering I did the EXACT same thing at the Apple Store two days ago, it's a bit of an eye roll. Wanted to buy two things, but didn't want to wait for a res shirt to become available to conduct the transaction, so I used the Apple Store app to scan the bar codes of the items with my phone and then pay for them with Apple Pay. Obviously, Apple implements the concept much better.
 
I don't know what banks or CCs you use or know about in the US. But I contested fraudulent charges on my Chase Debit/CC and within 24-48 hours they were taken off. There WAS an investigation that took about 20-30 days. But they money was back in my account. Amex is extremely responsive.

Yep. Amex contacted me about charges they had already reversed and just wanted to confirm I didn't make them. Great service.
 
You might want to try two things. 1) add another card to apple pay (even if you don't intend to keep it in apple pay) and see if that works. That'll let you know if the NFC chip in the phone is really working correctly, not just telling the reader it's nearby. And if that works 2) remove and re-add the card to Apple pay. The banks usually require a verification step after the card is added. Chase for example texts a code. If that step got bungled by the bank, the card will be in Apple Pay but not work right.


I am in Canada so only Amex works and I only have one Amex card. It works fine at like half the places I have used it at
 
They certainly don't treat their suppliers very nicely. Walmart doesn't negotiate. They know exactly how much it costs to produce a given item, they then add the tiniest amount to that figure and tell the supplier what Walmart will pay them for supplying said item. If a manufacturer or supplier as much as wants to 'discuss' the quoted rate, Walmart turns elsewhere and will not buy from that manufacturer again. With their huge purchasing power they can afford to be arrogant and squeeze every last penny of profit out of their suppliers with impunity. Those supplying Walmart are in most cases just 'shoe-stringing' along to keep their factories operating, and their employees employed.

It's thru such policies that Walmart has squeezed out virtually all smaller mom & pop stores, who invariably pay more wholesale to purchase merchandise, than the price Walmart is able to sell for to consumers. Even many larger chains are struggling to stay afloat. Drive thru small-town America and you'll see all the boarded-up former local shops until you reach the one single Walmart in town, with a full parking lot.

Sadly it's us, the consumers who, with our short-sighted shopping habits, have let this happen. Once all the competition is gone, Walmart will have zero incentive to continue to offer us those 'great prices'.
How does Apple treat their suppliers?
 
Calm down and take your meds. You may have noticed that I said another reason?

Walmart is a nasty and depressing place to shop, and an unethical and hypocritical company.

But, they have specifically chosen to sidestep a great service that they could easily support, and that would not impact their bottom line in order to keep access to my personal information. So yes, that is enough to keep me from shopping there. When a company engages in blatant consumer unfriendly behavior I vote with my wallet.
Would you be happy if Walmart had accepted only Android Pay? But not Apple Pay?
 
They certainly don't treat their suppliers very nicely. Walmart doesn't negotiate. They know exactly how much it costs to produce a given item, they then add the tiniest amount to that figure and tell the supplier what Walmart will pay them for supplying said item. If a manufacturer or supplier as much as wants to 'discuss' the quoted rate, Walmart turns elsewhere and will not buy from that manufacturer again. With their huge purchasing power they can afford to be arrogant and squeeze every last penny of profit out of their suppliers with impunity. Those supplying Walmart are in most cases just 'shoe-stringing' along to keep their factories operating, and their employees employed.

It's thru such policies that Walmart has squeezed out virtually all smaller mom & pop stores, who invariably pay more wholesale to purchase merchandise, than the price Walmart is able to sell for to consumers. Even many larger chains are struggling to stay afloat. Drive thru small-town America and you'll see all the boarded-up former local shops until you reach the one single Walmart in town, with a full parking lot.

Sadly it's us, the consumers who, with our short-sighted shopping habits, have let this happen. Once all the competition is gone, Walmart will have zero incentive to continue to offer us those 'great prices'.
All you did was describe how a company leveraged their size in order to gain a competitive advantage in the marketplace.

Apple does the same exact thing when it comes to negotiating with their supplies who provide chips. The more you order the more leverage you have and the more ability you have to win at the negotiating table. It's just smart business.

If you hate Walmart for doing this, then you are a hypocrite for being an Apple fan.
 
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All you did was describe how a company leveraged their size in order to gain a competitive advantage in the marketplace.

Apple does the same exact thing when it comes to negotiating with their supplies who provide chips. The more you order the more leverage you have and the more ability you have to win at the negotiating table. It's just smart business.

If you hate Walmart for doing this, then you are a hypocrite for being an Apple fan.

Hard-nosed negotiations is not a reason to hate Walmart. But there are plenty more. Such as the fact that they are always 120 days out on paying invoices. They do this to float their vendors' money, and make interest. And they do it because they know that companies like UPS (who I personally know they do it to) will not cancel their account. That's despicable and unethical behavior, and it's only one example of the way they operate.
 
A Gallup poll said 13% of all smartphones with a mobile payment system used them. And of those only 76% used them in the last month.

I'd say this is much ado about nothing at this point.
 
Hard-nosed negotiations is not a reason to hate Walmart. But there are plenty more. Such as the fact that they are always 120 days out on paying invoices. They do this to float their vendors' money, and make interest. And they do it because they know that companies like UPS (who I personally know they do it to) will not cancel their account. That's despicable and unethical behavior, and it's only one example of the way they operate.
that's a common practice that is not unique to Walmart. Plenty of companies do that, perhaps Apple as well.
 
All this hate for W-M, but no one sees this announcement as yet another brick in the wall. The war is on cash payments and anonymous consumer transactions.

On the contrary, the war is on merchant fees. Walmart has said from the beginning that fundamentally the idea was to get rid of the middleman between them and their customer's money. Walmart wants those payments to be EFT, as that costs them substantially less than credit/debit cards.

Cash will always be the most welcomed option because 2% of it doesn't disappear off the top in transaction fees.
 
And this is easier and more convenient than just "swiping" my normal credit card how?
 
Since the "directive" start date isn't until 2017, not sure you can say they're ignoring this. Since my phone arrives with this proprietary cable not sure this is quite the same.
Give over man, every other oems have abided by the rules for years now.. bar one, which you choose to buy products from.. some would say slightly hypocritical on your part.. so IN 2017 you will have an issue with proprietary cables will you.. nope, didn't think so. ..
 
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