Got a tip for us?
Let us know
Become a MacRumors Supporter for $50/year with no ads, ability to filter front page stories, and private forums.
Walmart Announces Apple Pay Competitor 'Walmart Pay' for iOS
- Thread starter MacRumors
- Start date
- Sort by reaction score
I'd image that the idea behind it is more like a 'Store Card' rather than as a competitor to Apple Pay (bit of a sensationalist title to this article). Department Stores always had their own version of credit card, solely for use in their particular store, and have offered customer various incentives to use it. I see this as purely a more modern approach.
So to answer your question, all those that have owned this sort of 'Store Card' would no doubt be their target market.
I guess it's the security, my biggest issue is that only some places take Apple Pay, while most take contactless , so you still end Up using your card , for most transactions , unless u change your lifestyle around shops that take Apple Pay....
And by security, this is what I mean http://www.theguardian.com/money/2015/jul/23/contactless-card-is-too-easy-says-which
I used to live in a town where the only options were Walmart and Kmart. And oh boy, that Kmart was run down...
It's a matter of trusting Google and Apple to keep your data safe, which are tech companies, or Walmart....
You are a human not an ape (are you?). You observe your animal and rate a damn product, cannot be that hard.
Or are you just trolling? If so, I'm sorry for the misunderstanding.
Agreed. In fact, how DARE any company try to compete with our beloved Apple on anything. I think we agree that whatever product or service that Apple creates, there should be a law preventing others from competing with them, and if they already have a product or service in that category ... abandon it immediately. Because, you know, like, Apple's solution has got to be the best, right?
Do US retailers not have pay a similar transaction fee to deposit cash into a business account? They do in the UK.
That's easy, because of Apple. They are the first to promote fragmentation on every level with "App for this and that" and now its biting them back. Flawed concept led by greed to make more money while demeaning user experience.
Now that they have seen what they have done they are trying to remedy that by obstructing third party apps by not allowing them to be default apps or to use some low level features but its little too late.
And then you get home and hand out your credit card number in much less secure places like websites.
'Walmart Pay's QR code-based checkout process will involve opening the Walmart app, selecting Walmart Pay, activating the camera, scanning the code displayed at the register and waiting for the cashier to finish bagging your items'...
No thanks!
No thanks!
Apparently it's been a while for you, because Walmart makes you insert the card if you have an EMV chip on it.
I know that we are all blaming Walmart for this and that we will never shop there again (except for me) but isn't the ultimate failure in Apple's court? Ask yourselves why is Walmart doing this in the first place? Is Apple going about this in the wrong way? And it's not only Walmart? I haven't used Apple pay in over a month because it so inconsistent at the locations I shop at.
Why is taking my money so difficult now? I wouldn't even mind paying a small percentage fee (less than 0.1%) to the store just for the convenience of using it at way more places. Apple should not get a cut because your buying a phone from them in the first place. It's a selling point.
Why is taking my money so difficult now? I wouldn't even mind paying a small percentage fee (less than 0.1%) to the store just for the convenience of using it at way more places. Apple should not get a cut because your buying a phone from them in the first place. It's a selling point.
The employee doesn't suffer, they are paid regardless. The merchant however, will clearly see big ticket sales walk in direct response to not supporting Apple Pay. Simply going elsewhere is a passive way of sending the message, one the merchant may never understand.
I'm chuckling over all of the people here who are not going to shop at Walmart as a result of Walmart not going with Apple Pay... as if they would shop there in the first place.
I'd like to see this in action before drawing a conclusion. I currently use an app for all of my loyalty cards. It takes a few seconds to take my phone, open the app, select the store and show the cashier the barcode to scan it. If this Walmart solution to payment is similar, then it should work fine for the many people who DON'T own an iPhone 6 and beyond.
I'd like to see this in action before drawing a conclusion. I currently use an app for all of my loyalty cards. It takes a few seconds to take my phone, open the app, select the store and show the cashier the barcode to scan it. If this Walmart solution to payment is similar, then it should work fine for the many people who DON'T own an iPhone 6 and beyond.
You don't need an iPhone 6 or above to use mobile payments.
Most Android phones have NFC... Samsung's newest Phones have MST and NFC built into them, and of course you can use your Apple Watch for payments if you have an iPhone 5 or 5S, or above. The guy is acting like there's two phones out there that are capable of doing NFC payments, which isn't true.
I have an android phone without NFC that I got less than two years ago. Most budget phones don't have NFC and most iPhone users don't have an AW. That is the inherent benefit of the QR payment system a customer doesn't need to have a particular phone to use it. That doesn't however mean that they shouldn't support AP/GW
Most people don't own a budget phone. Even a lot of the cheap phones have NFC... Did you check your settings? Are you 100% sure your phone doesn't have an NFC chip inside of it?
I'm 100% sure.
If you look at the market share Android/iOS market share I you'll see that most people don't own high end phones if they did most of the of the Android OEM's would be rolling in dough but most are barely surviving. That will all change in the coming decade and NFC becomes common and cheap but right now only recent high end devices have NFC