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All mobile payment methods I have seen so far are still lacking imo. None will give you monthly stats on what you purchase. I want to see the breakdown of my purchases, how much I spend on gas or food or entertainment.

This is what mint.com is for. Or any other personal finance software.
 
I never shop at Walmart.

You are wasting money!

Their basic GREAT VALUE food items are usually cheaper than the brands and many
times that product is made in the same factories where the brands get made.

I do know that many people despise WALMART due to the way they treat suppliers
or do business........

But, if you have money to burn:)
 
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Their basic GREAT VALUE food items are usually cheaper than the brands and many
times that product is made in the same factories where the brands get made.

Are they really? I've considered changing my main grocery store from Wegmans to Walmart. Although Wegmans doesn't break my wallet or anything, and is about 5x closer to home, I've always wanted to see the price comparison between Wegmans and Walmart. At least Walmart takes the chip at this point.
 
"The service was built to make shopping easier and faster, something we know our customers want,"

If you really meant that, you'd embrace Apple Pay, Android Pay, and Samsung Pay that are already in abundance. Forcing customers to download, install, sign up for, and configure your app just for your store is not something that customers want to do.

Couldn't have said it better myself.
 
This is starting to look awfully close to a vertical monopoly...
[doublepost=1463413267][/doublepost]This is starting to look awfully close to a vertical monopoly...
 
people dont mind using a similar system with Starbucks. Plus if it supports wallet then you can have it on your lock screen.

Calm down people it wont touch your precious apple pay.. relax.
 
If you really meant that, you'd embrace Apple Pay, Android Pay, and Samsung Pay that are already in abundance. Forcing customers to download, install, sign up for, and configure your app just for your store is not something that customers want to do.

Stores don't have to embrace Samsung Pay. Walmart already accepts that as a form of payment.
 
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Having receipts available in the app for all my purchases is a huge benefit.

Why? I keep receipts for warranty purposes for big $ items but that's not Walmart. WM is food, toothpaste, and other items usually not returned. These things I typically don't keep receipts around for. But also, I resent having to be coerced into using an app for a store to give me access to my receipts. Target, Home Depot, Nordstrom, MicroCenter, Best Buy and other stores interested in giving offering customer service will gladly look up a purchase if you need to make a return, or even if you need a duplicate for warranty.

So I don't really get why clogging up one's phone with receipts for small change stuff like peanut butter, toilet paper, or motor oil is desirable.
 
"The service was built to make shopping easier and faster, something we know our customers want,"

If you really meant that, you'd embrace Apple Pay, Android Pay, and Samsung Pay that are already in abundance. Forcing customers to download, install, sign up for, and configure your app just for your store is not something that customers want to do.

Agreed, you just described UX 101, something Wal Mart seems to be lacking in this move...
 
Apple Pay. Android Pay. Samsung Pay, Google Pay, SydPay....
Everyone can create their own "xyz pay" even though this may be limited to a small scale.
How about introducing a unified payment system for and by EVERY household around the world?

Do we need more "xyz pay" for purchasing car, grocery, and more? We do not need, yeah?

standards.png
 
So Touch ID is good enough to protect the access to THEIR app, but they refuse to let me use the same Touch ID in conjunction with Apple Pay to protect MY debit card information from them. And they're doing this under the guise of "giving customers what they want"? I don't think so.
 
I shop at Walmart enough that this might be useful. However, I doubt my credit card will be available since it still does not allow Apple Pay. Walmart tries a lot of homegrown solutions in an effort to keep profits in house. I admire them for trying that. Being willing to fail is important for business. I hope they eventually take Apple Pay since that really makes everything easier to have one source.
 
People can't even figure out what, "please insert card" means after they swipe theirs four times and it doesn't work. Yet, Walmart expects their customers to be smart enough to use "Walmart Pay."
 
"The service was built to make shopping easier and faster, something we know our customers want,"

If you really meant that, you'd embrace Apple Pay, Android Pay, and Samsung Pay that are already in abundance. Forcing customers to download, install, sign up for, and configure your app just for your store is not something that customers want to do.

Couldn't have said it better myself.
 
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Does Starbucks allow you to use a credit card? Most payments apps I've seen, and likely Walmart here as well, force you to only use a checking account number as the primary goal of paying via the app is to save them money.
From Walmart's FAQ:

"To use Walmart Pay, customers must create a Walmart.com account and/or update their profile to include a preferred payment method. This can include any credit or debit card, prepaid account or Walmart Gift Card."

And:

"- Customer will sign in or create a Walmart.com account.
- They will be prompted to add a card or they can simply select cards added to Walmart.com.
- The customer can enter the credit card information by capturing it with their phone camera, or enter it manually.
- After adding a card, they will be prompted to create a passcode.
- The customer can now use Walmart Pay."
 
From what I've heard (from KDarling), is one of the main reasons chipped cards take longer to authenticate in the U.S is because our transactions are "online" where as they're "offline" in other parts of the world, like the U.K for instance. I know Visa & MasterCard have come up with newer technology to make chip transactions take two seconds or less in duration, but the companies have also said "not all merchants will qualify for this software upgrade."

They're authorized online in the UK too, so that's not the reason. No, the real reason is that retailers rushed out software that was nowhere near optimized. The exception being Walgreens, apparently.
 
Only two of the places I regularly visit offers Apple Pay. One is a vending machine at work, and the other is a Chinese takeout place. Every time I present my iPhone, the cashier has to find a manager to explain how to take the payment. I have the distinct impression that I'm the only customer that ever uses it.

Say what you want about shopping at Walmart, but I can almost guarantee that they will train their employees how to use their payment system.
The McDonalds and Walgreens I visit most frequently did not do so, and if they did it was not very well.
 
Does it matter? Apple users shop at Walmart ?
Why wouldn't they? Apple user base has grown with iPhone way beyond the traditional base. I'm not rich enough to skip Walmart. I think I bought my iPhone at Walmart.

Walmart is just a company like every other company (just like Apple) trying to make money. Nothing about Walmart is unusual.
 
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