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Fail to move with the times and you get left behind. It may be that in a decade there is no Walmart because they just refused to evolve with customer demand.
And yet, financially Walmart is doing just fine. Target, on the other hand, not so much. Perhaps, Apple fans (and shareholders) have no clue.
 
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It's not a huge deal, and it doesn't keep me from shopping at Walmart.

But it's a needless inconvenience that generates bad vibes when you have to pull out your wallet and card at only ONE store. And they're being stubborn about it for a really stupid reason; if they want people to use the Walmart app, give them incentives to use it, IE, use a carrot, not the stick of banning tap to pay.

I will never, EVER install Walmart Pay as long as they have tap to pay blocked. It's a matter of principle. I still shop there though because I'm not willing to inconvenience myself that much over something that minor.
What principle is that? Are you such devotee of tap to pay? How did you survive before tap to pay became a thing?

People claiming that the quality of goods in Walmart is low: where do you shop then? It's not like Neiman Marcus or Apple Stores have a huge selection of coffee makers or towels.
 
Walmart payment terminals always give me issues with my chase debit card, it never accepts my card when I insert nor does it accept tap.

Add the fact all the unnecessary things that are now locked & you need an employee to unlock & they’re nowhere to be found nor do they come. No longer shop there
 
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What’s wild is that when Apple Pay first launched, Walmart’s terminals actually supported it. But once it became clear that Apple wouldn’t share consumer data with merchants, Walmart quickly disabled the tap-to-pay feature across all their card readers. I remember working at Sam’s Club (a subsidiary of Walmart) when a customer tried to use Apple Pay and the register blocked the transaction, saying it wasn’t authorized. A manager told us that corporate had instructed stores to reject tap payments and push chip card use instead. At one point they even replaced every card reader nationwide because it had the tap to pay symbol on it and customers would ask us why it wasn’t working on the daily. All to push CurrentC, which later failed.

Walmart Pay, on the other hand, is unreliable at best. It frequently glitches, takes forever to load, and if your cell service is spotty inside the store, good luck. You’re stuck trying to connect to their WiFi, which now requires an email linked to your Walmart account just to get access. It’s a hassle for something that’s supposed to be convenient.
 
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I’d rather have the lowest prices that I can have and Walmart usually has the lowest prices - not accepting Apple Pay is a reason why prices are lower at Walmart

The main reason that I use Apple Pay (or contactless payments in general) is so that I DON’T have to carry a physical card on me and Walmart solves that problem in their stores with ‘Walmart Pay’
This is totally incorrect. Apple Pay does not cost a store anything other than the standardised credit card fees that they would pay anyway. Using Apple Pay has no relationship to prices charged.
 


Walmart still does not accept contactless payment options like Apple Pay and Google Pay at its more than 4,500 stores across the United States.

Apple-Pay-Walmart-Feature.jpg

It is not the first time that we have reported on this topic, but Walmart has still not changed course, despite endless customer complaints.

Earlier this year, a Walmart spokesperson told MacRumors that the retailer remained focused on its own payment technologies in the Walmart app, including Walmart Pay and Scan & Go. We have followed up with Walmart today to see if that remains the company's position, and we will update this article if the company responds.

Of course, Walmart's payment systems also allow it to track a customer's purchase history.

Walmart Pay allows customers to scan a QR code displayed at checkout to pay for their purchase with a payment card stored in the Walmart app. Scan & Go allows Walmart+ members to save time by scanning barcodes on items while they shop, rather than having to scan all of the items at a self-checkout register later.

Apple Pay launched more than 10 years ago, and it was accepted at more than 90 percent of U.S. retailers as of 2022, according to Apple. Some other major Apple Pay holdouts in the U.S. have reversed course and started accepting it over the past few years, including The Home Depot, Lowe's, Kroger, and Texas grocery store chain H-E-B, leaving Walmart as one of the country's only major retailers that does not accept Apple Pay.

There is an exception: Walmart has accepted Apple Pay in Canada since 2020.

Article Link: Walmart Still Doesn't Accept Apple Pay in U.S. Despite Daily Complaints
I am happy to say I am at least 40 miles from the nearest Walmart
 
They pay the same fee if people use a credit card or Apple Pay/Google Pay. They want your info and using Apple Pay, they don't get that.
No. They have Walmart Pay, and that is all they offer outside of credit card and cash. They are the payment processor in this case. They don't pay the fees. 3% is the difference between Walmart breaking even and losing money on a sale.
 
They still pay merchant fees because when you use Walmart Pay with a linked card they pay the fees then. The only way no merchant fees are involved is if they were doing direct bank account debit like the Target Red Card.
And that is exactly what they do, push, and incentivize. It is the entire reason Walmart Pay exists.
 
How can a store not accept a card payment? Where I live Apple Pay was automatically compatible with all card readers the moment it became available, with no possible exceptions, since it uses the same technology as Visa and Mastercard. A shop can't just refuse ApplePay unless they also refuse all cards that your Apple Pay is "emulating". If you have a Visa card linked to your Apple Pay account, then the card reader sees a regular Visa card, it doesn't know it's Apple Pay. There's no technical difference between a regular bank card and Apple Pay as far as the card reader is concerned.
Because WalMart in the USA doesn’t accept tap to pay. I always laugh when I’m in the states at how old and backwards their payment systems feel. Restaurants still walk away with your credit card instead of bringing you a terminal, and too many places make you sign pieces of paper. I haven’t had to do that in Canada since like 2009.
 
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Walmart stores in the USA have the market mechanisms to stay in business despite not allowing tap-to-pay, Apple Pay, Google Pay, and Samsung Pay.


Why?


It is the largest company in the USA with extremely high revenue.


It also has a large and loyal customer base that values low prices, making it unlikely to go out of business—even as the last major retailer to resist adopting a payment method used by all other major retailers in the country.


So, the only real consequence is that Walmart employees will continue dealing with complaints about the lack of tap-to-pay for many years to come, due to an unpopular corporate decision.
Dude Walmart's annual profit is approximately 2-3% of revenue. They are large by revenue, because they do volume. But they don't make any money. They are purely kept alive by volume and cash flow.
 
No. They have Walmart Pay, and that is all they offer outside of credit card and cash. They are the payment processor in this case. They don't pay the fees. 3% is the difference between Walmart breaking even and losing money on a sale.
I use a credit card when I go, so yes, they pay the fee. Not a debit card, my credit card. If there isn’t Apple Pay at the store I’m at, I use a credit card to pay.
I don’t go to Walmart enough to justify downloading another app I use twice a year.
 
It is the lack of tap to pay in any form (not just Apple Pay) that sucks the most here. Just follows in the tracks of Byzantine payment systems in the US. Don’t even get me started on magstrip and taking my credit card to pay after a meal.
I lived in the States for a few years and it wasn't until the pandemic that the company I rented from accepted any payment methods other than cheques. I know that was partly a small town thing, but it was shocking to me how common cheques still are in that country as a whole.
 
Dude Walmart's annual profit is approximately 2-3% of revenue. They are large by revenue, because they do volume. But they don't make any money. They are purely kept alive by volume and cash flow.

I think he is saying that Walmart stores in the USA have the market capacity to continue doing business for many years while resisting tap-to-pay methods such as Apple Pay, Google Pay, and Samsung Pay, due to their high customer loyalty for low prices and substantial revenue in the USA.
 

No takes mag stripe in the US anymore, or it's very rare. I haven't been asked for a few years now, even living in the middle of the nowhere Midwest.

I can't find any reference to requiring anything other than chip.
Happens quite often at Walmart and other stores. Either the machine won’t read the chip even if the card is new or if the chip is damaged ( card split across chip ) then you have to swipe. Once again it’s ridiculous that Walmart is so primitive they have no Tap To Pay yet. But also once again it doesn’t matter. By 2027 they’ll all have to upgrade every terminal to ones that have no swipe lane and must have Tap To Pay along with the chip slot.
 
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I know about mag stripe, as I said, I haven't used that for years and already have a card without a mag stripe. I'm talking specifically about tap-to-pay, and can't find any requirement for that. I see the stripe is disappearing, but that doesn't mean Walmart can't still require you to insert the chipped card.

Chip has already been required for several years now, lest the merchant be on the hook for fraud. Since 2015 for regular merchants and 2021 at fuel pumps (in the US).
The terminal manufacturers are not selling any new models without Tap To Pay. Even Visa is mandating after Sept. 1st 2025 that terminals that accept their cards must meet the new NFC standard for Tap To Pay. No merchant going forward will have a choice. Not even Wal-Mart.
 
I’d rather have the lowest prices that I can have and Walmart usually has the lowest prices - not accepting Apple Pay is a reason why prices are lower at Walmart

The main reason that I use Apple Pay (or contactless payments in general) is so that I DON’T have to carry a physical card on me and Walmart solves that problem in their stores with ‘Walmart Pay’
ApplePay dose not effect the price at all. If that was the reason they would only accept cash as it is the only way to avoid merchant fees
 
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