What's your insurance choice this time?

Discussion in 'iPhone' started by AppleFan91, Sep 26, 2015.

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Insurance choice

  1. Carrier (Asurion, etc)

    18 vote(s)
    11.2%
  2. Best Buy Geek Squad

    0 vote(s)
    0.0%
  3. AppleCare +

    69 vote(s)
    42.9%
  4. Squaretrade

    15 vote(s)
    9.3%
  5. No insurance

    45 vote(s)
    28.0%
  6. Credit Card purchase benefit

    10 vote(s)
    6.2%
  7. Other

    4 vote(s)
    2.5%
  1. AppleFan91 macrumors 65816

    AppleFan91

    Joined:
    Sep 11, 2012
    Location:
    Indy, US
    #1
    now that Apple has jumped their AppleCare + cost up, what are your plans for insurance for your shiny new iPhone 6S or 6S+?
     
  2. HelicalSlime macrumors newbie

    Joined:
    Aug 16, 2015
  3. AppleFan91 thread starter macrumors 65816

    AppleFan91

    Joined:
    Sep 11, 2012
    Location:
    Indy, US
    #3
    Traditionally, that is the route I've always taken and ice never had to make a claim. With the price increase I'm more hesitant to do it.
     
  4. Fthree macrumors 6502a

    Joined:
    Mar 14, 2014
    #4
    I have no insurance, received my phone yesterday can i still get applecare? or do y'all recommend something else?
     
  5. AppleFan91 thread starter macrumors 65816

    AppleFan91

    Joined:
    Sep 11, 2012
    Location:
    Indy, US
    #5
    You can most definitely still purchase AplleCare+. You can visit the AppleStore or simply call 1-800-MY-APPLE and add it.
     
  6. HelicalSlime macrumors newbie

    Joined:
    Aug 16, 2015
    #6
    Yeah, not thrilled with the price increase and I didn't even need to use it with my 5S (thankfully) but for me, if I had to make a claim/ get a new phone, I'd rather deal with Apple and their claim process than anybody else.
     
  7. Newtons Apple macrumors P6

    Newtons Apple

    Joined:
    Mar 12, 2014
    Location:
    Jacksonville, Florida
    #7
    Never bought insurance/AC+ for any of my Apple devices except my 42mm SS watch. Never damaged a phone where it no longer worked. I feel like I am money ahead if I do.
     
  8. AppleFan91 thread starter macrumors 65816

    AppleFan91

    Joined:
    Sep 11, 2012
    Location:
    Indy, US
    #8
    Yeah, I live ~30 mins from my nearest Apple Store and the convenience of just walking in and sayin "oops" and walking out with another iPhone is a huge plus.
     
  9. willmtaylor macrumors G3

    willmtaylor

    Joined:
    Oct 31, 2009
    Location:
    A Natural State
    #9
  10. Norcal. macrumors regular

    Joined:
    Dec 7, 2012
    #10
    I believe you can purchase it within 2 or 3 months if you call.

    On topic: I've never usually purchased insurance, and I probably should because I never use cases or screen protectors. Honestly, i'm more worried about loss/theft than I am damage and AppleCare+ doesn't cover that.
     
  11. Fthree macrumors 6502a

    Joined:
    Mar 14, 2014
    #11
    ATT covers theft right? I may be wrong about that though...
     
  12. willmtaylor macrumors G3

    willmtaylor

    Joined:
    Oct 31, 2009
    Location:
    A Natural State
    #12
  13. ec51 macrumors 6502

    Joined:
    Jun 28, 2008
    #13
    Check your homeowners policies...could already have applicable coverage. Check squaretrade as well.
     
  14. Cnasty macrumors 68020

    Cnasty

    Joined:
    Jul 2, 2008
    #14
    AC+ for the first time for me. Going naked this version and want that piece of mind.
     
  15. willmtaylor macrumors G3

    willmtaylor

    Joined:
    Oct 31, 2009
    Location:
    A Natural State
    #15
    I don't know about you, but my homeowner's policy has a high deductible, and a phone isn't worth filing a claim.
     
  16. nabwong macrumors regular

    Joined:
    Apr 4, 2008
  17. ZipZap macrumors 601

    Joined:
    Dec 14, 2007
    #17
    Since I am 99% likely to get the iPhone 7, I will go with square trade. One need 1 year and they are cheaper all around.
     
  18. ZipZap macrumors 601

    Joined:
    Dec 14, 2007
    #18
    Great but there's no accidental damage with Amex.
     
  19. ec51 macrumors 6502

    Joined:
    Jun 28, 2008
    #19
    No deductible here with my travelers policy...
     
  20. kryptticAZ macrumors regular

    Joined:
    Feb 26, 2007
    Location:
    Phoenix, AZ
    #20
    The problem with relying on your homeowners policy is that you won't want to use it for a ~$900 item. Filing a claim for an amount this small isn't worth the potential effect on your rates.
     
  21. Fthree macrumors 6502a

    Joined:
    Mar 14, 2014
    #21
    will it cover water damage?
     
  22. willmtaylor macrumors G3

    willmtaylor

    Joined:
    Oct 31, 2009
    Location:
    A Natural State
    #22
    Exactly.
     
  23. boxermansr macrumors 6502

    boxermansr

    Joined:
    Feb 11, 2011
    Location:
    El Paso, TX
    #23
    I'm trying Upsie out. They seem new, but it was 49.99 for 2 years, and 25.00 deductible for any damage, etc. Doesn't cover loss of theft. Not sure how it will work out, and I've never really had the need for any type of insurance or whatever as I take immaculate care of my phone and don't think I've dropped one in the past 10 years.. *fingers crossed*
     
  24. ZipZap macrumors 601

    Joined:
    Dec 14, 2007
    #24
    No Track record. You dont appear to be able to take to get repaired and then get reimbursed. Have to send in and wait 3 to 5 days. No idea what you get back either. Also, its a repair plan that seems to expire upon repair.
     
  25. jjk454ss macrumors 601

    jjk454ss

    Joined:
    Jul 10, 2008
    #25
    That's the same with the Gerk Squad plans, why I never did it on a phone. They(used to anyway) send your phone in and wait times were terrible. You could get a cheap loaner to get by, but nothing any good.
     

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