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Where you use watch and Apple Pay
- Thread starter ttexxan
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express the new abercrombie in fitch, just go to jcrew and thank me later
. They need apple pay already it annoys me
That happens to me most of the time at McDonalds.
I think they need to train the cashiers on how to use the NFC. You try to use Apple Pay and they all stand there with vacant looks on their faces
It would have something with this emblem:
It could be any size though, and POS's don't all look like this. It was just a good size to be able to show you
However, NOT all terminals that support Apple Pay/contactless payments have this logo. And, of course, not all terminals that have the contactless hardware are able to process the transactions.. YMMV.
By October, yes, you'll be able to use chip-and-sig, but right now? Here is Seattle, I can use Apple Pay at about a third of the places I shop. I can use chip-and-sig nowhere.
Also, chip-and-pin is not the same as chip-and-signature, which is what's rolling out in the US. Same chip, yes, but it lacks the PIN security. Apple Pay is still more secure.
Walmart, some Targets, and Home Depots for large stores for chip.
Many mom and pop stores have chip especially newer ones, or they'll get a software update that'll turn it on.
Many of these chip terminals have NFC.
Also signature and PIN is up to the CVM on your card, not as a country as a whole. There are a few places to get a Chip & PIN rather than Chip & Sig, such as First Tech credit union, or the Target RedCard MasterCard (that works everywhere)
Well, that's why I can't use chip anywhere - I don't shop at big box stores. Yes, the mom and pop places have the chip terminals, but they're not turned on yet. Again, right now 0% of the places I shop at have it turned on. Those same machines DO have NFC turned on, hence the Apple Pay usage.
Yes, sig v PIN *is* up to the banks, but the majority of the banks in the US are using signature, so unless you choose one of the small number of cards that use PIN, in the US, you're getting chip-and-sig, even when the same exact bank issues chip-and-PIN cards overseas.
Some banks and credit unions are also claiming their cards are "chip and PIN" when in reality their cardholders will still be signing for stuff most of the time. Over-simplifying at best, misleading at worst.
Oh, and NFC acceptance is going to be very uncommon for certain industries as a result of us not doing chip and PIN. For example, table service restaurants--I've already run into one that doesn't have the necessary portable terminals (ask me how I know). Fortunately Apple Pay also works in-app, so I foresee restaurants writing their own apps to enable pay at the table or using something like OpenTable.
Today I tried to use it at a McDonalds drive thru that I've used my iPhone at several times. The woman in the window said that she couldn't do it because her scanner would not go out the window. I explained to her that I knew it would because it had on other occasions, and she tried. Then I blew it because I forgot to double tap the button on the watch. I paid with my iPhone as usual.
Later in a Walgreens I did used Apple pay with my watch and it worked, the cashier had seen people use their iPhones and was used to that, but was really amazed to see me use my watch. "Wow!" she said, "Using your watch, who would ever have thought of it."
Tomorrow I'm going to Panera's for my first Chicken, Poppy Seed, salad of the summer, and I plan to use it there as well. I'm addicted to those salads, and can't wait for them to come back each year.
Later in a Walgreens I did used Apple pay with my watch and it worked, the cashier had seen people use their iPhones and was used to that, but was really amazed to see me use my watch. "Wow!" she said, "Using your watch, who would ever have thought of it."
Tomorrow I'm going to Panera's for my first Chicken, Poppy Seed, salad of the summer, and I plan to use it there as well. I'm addicted to those salads, and can't wait for them to come back each year.
I've used mine at Panera, Meijer, McDonald's and the Apple Store. Unfortunately, neither my watch nor my phone seem to work in McDonald's drive thrus and I always have to go inside to use them.
Whenever I can, I use Apple Pay. I got to work once in Toys R Us. My wife and I went to shop rite and we split the bill and we both used apple pay. It was incredible. The cashier was flipping out. I can't wait till I can use this at most places.
I'm glad Apple has announced at their WWDC press conference that it will finally be introduced here in the UK next month and at 250,000 locations which is more then during the initial roll out in the US which was 200,000. Also the bank I use has signed up for it. I'm looking forward to trying it out.
I know, it was crazy fast buying AppleCare in the store with it. I just wish I could use it everywhere.
With the exception that the token-to-PAN database for GW is held at Google, where each bank holds it in the Apple Pay model.
Actually, I can remove my watch from my wrist and not have it lock just by placing my finger between my wrist and the watch as I remove it. I can then place it back on my wrist and still not have it lock. So there is a vulnerability there, but to be honest, it would be easier to just steal my wallet and more effective, since I would have a much harder time calling the credit card companies with no card to refer to for the customer service number and card number.
Tried paying via the watch today at Sprouts but it didn't work. Maybe I wasn't holding it right so I just whipped out the phone and used that instead.
Is it possible to do that yourself? Yes. Is it possible for a thief do do that, without you noticing? I highly doubt it.
Yes, I can do it myself.
I'm not saying that it wouldn't be noticed; but it could either be under duress or while you've dozed off or something. As I said, it's not terribly practical, but I was just noting that it *can* be done.
Ok, if you're under duress it doesn't matter. Even if this issue weren't there whoever was putting The gun to your head would just ask you your PIN and you would give it to them.
Asleep? Really? If you're falling asleep someplace where you don't trust the other people there not to steal your stuff, then you have bigger problems. Plus they could just steal your wallet.
I have yet to see an argument regarding this flaw that didn't boil down to the fact that just stealing your wallet is lots easier.
Asleep? Really? If you're falling asleep someplace where you don't trust the other people there not to steal your stuff, then you have bigger problems. Plus they could just steal your wallet.
I have yet to see an argument regarding this flaw that didn't boil down to the fact that just stealing your wallet is lots easier.
My credit card number was compromised, so the CC company canceled the card and is in the process of sending me a new card with a new number. Happens all the time. The old card was enrolled in Apple Pay. I was surprised to find that Apple Pay worked buying groceries at Key Foods (with signature) even though I have not yet received and activated the replacement credit card.
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