Well said, my MBP is laste 2015 so it's about 5 years old. I would 100% wait for 2021 models if it werent for the promotion through my credit card provider offering a 50% increase in the value of my cc points. This literally discounts my Apple order and doesnt take any cash out of my pocket.I have a 2016 13” MBP, so I’m in at least a similar situation. It’s slow and isn’t as fast as I’d like but it gets the job done for the work I need to do.
My 2 cents: decide now if you want familiarity/dependability or cutting edge tech. You can’t have both. These new machines are absolutely rock solid, but nothing new beyond the chips (which isn’t a small upgrade). Wait and you’ll likely get a new form factor with new bells and whistles, but as my 2016 Pro can attest: that’s not always a good thing. Apple doesn’t have a great track record with Gen 1 products (just look at the recently announced AirPod Pro replacement program), and I wouldn’t buy a Gen 1 product without at least expecting some hiccups, but that’s also where all the sexy new designs will come in. There’s no right or wrong answer.
However, the question still stands as you pointed out.... Is the M1 chip woth upgrading in Q4 of 2020 or should I wait for a new design in 2021? 🤔