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First of all I would like to say that MMS on iphone is totally legal and straightalk allows it on iphones. Its just hard to configure the settings on iphones so we find a "little" hard to get MMS working. If you have iphone 4 like me than sim swap doesnt work but it is actually easy to get MMS working on iphone 4, perhaps other iphone models too. Check out
http://wiki.howardforums.com/index.php/Straight_Talk_iPhone#Data and go through it and than restore the iphone and you will have MMS working on iphone 4 in minutes. I am a second year college student and not a tech savvy(just have some common sense). If I can do it, all you folks out there, can do it as well.
Hope this helped and gave you some zeal to try stuff yourself and feel accomplished like myself!! Or perhaps you can call yourself a little tech savvy after you get it working after this post.
Cheers