depends what your current plan is. I was able to get the promo plan 69.99 for unlimited data txt and 450 minutes. Along with a 15% employee discount, so my bill is 67.50 every month. My upgrade is due now but if i get a phone at a subsidized price then I lose the plan I have and have to move to these retarded shared plans thus paying 92 per month for 1gb of data. Essentially paying more for less. I'd save $25 a month by paying 649 for an iphone which is $600 savings over 2 years, the phone itself would cost me around 400+ after i sold my 4. If your plan is around 80-90 a month right now then it makes no sense paying full retail unless you really wanted it and/or didn't care about the money.
In short Apple doesn't allow the early upgrades anymore I was told that by vz either your eligible for a new 2 year at 199 or pay full retail.
