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Why did my card change to a brown color after using it for the first time?
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I feel a little guilty because I only signed up for notification two days ago, and then got the invite just hours after. So when I read from people who had signed up a long while back and are still waiting I feel bad. And I waited till the morning to apply... I was hesitant because I recently made a couple big payments to other cards, which would greatly improve my credit utilization, and wondered if I should give it time for that to reflect in my credit report.

Same here. I signed up for notifications only after I started seeing the articles that Apple Card was starting to trickle out. Got my invite on Thursday. Applied today and got approved.
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I wonder if anyone got approved with a score of 550-650 and how much interest and balance. Mine dropped below 650 due to a car loan is signed with someone.

Rebuilding my credit as we speak. 660 fico score (653 in credit karma) and got approved for $2,500 23.99 APR. I believe annual income also plays a part in approval / denial.
 
I guess the physical card would really only ever be used/needed when traveling overseas?
With everything being digital these days, locally I've not needed to use a card for nearly 18 months.
With Apple Pay, PayID, wearables and cardless cash withdrawals from ATM's etc my credit card has not seen the light of day since. O/s I can only imagine that a card would be needed for ATM withdrawals or places where Apple Pay etc aren't accepted.
 
The takeaway is that an Apple credit card seems to be getting way more attention than Samsung’s note 10.

Rough month for Samsung. I kinda understand why they chose to unveil their flagship a month before the iPhone, but ouch...
 
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I guess the physical card would really only ever be used/needed when traveling overseas?
With everything being digital these days, locally I've not needed to use a card for nearly 18 months.
With Apple Pay, PayID, wearables and cardless cash withdrawals from ATM's etc my credit card has not seen the light of day since. O/s I can only imagine that a card would be needed for ATM withdrawals or places where Apple Pay etc aren't accepted.

Think of this common scenario.

What happens if you lose your phone/wearable, but still have your wallet? You still need to carry your driver’s license, right?

Most people carry a physical card because it’s just smarter to do so. The pros greatly outweigh the cons. If you are worried about bulk, they have super slim wallets.
 
Never in my life I would imagine that apple would come up with a ”Credit card” product among its macs and iPhones. Totally unfitting for apple.

Give me a break. They had a partnership with Barclaycard for 10+ years.

Now they have their own credit card that is very unique and has Apple’s aesthetic.

Apple is a large company. They can afford to have their hands in many pots.
 
I guess the physical card would really only ever be used/needed when traveling overseas?
With everything being digital these days, locally I've not needed to use a card for nearly 18 months.
With Apple Pay, PayID, wearables and cardless cash withdrawals from ATM's etc my credit card has not seen the light of day since. O/s I can only imagine that a card would be needed for ATM withdrawals or places where Apple Pay etc aren't accepted.

There are lots of places in the US that don't take Apple Pay and I rarely carry any meaningful amount of cash. I use Apple Pay all the time but I would still need the physical card if I got an Apple Card.
 
The takeaway is that an Apple credit card seems to be getting way more attention than Samsung’s note 10.

Rough month for Samsung. I kinda understand why they chose to unveil their flagship a month before the iPhone, but ouch...
The takeaway is that an Apple credit card seems to be getting way more attention than Samsung’s note 10.

Rough month for Samsung. I kinda understand why they chose to unveil their flagship a month before the iPhone, but ouch...

iPhones sales declined 12% year over year and are decreasing consecutively quarter after quarter. Apple has a huge problem that they’re ignoring.
 
iPhones sales declined 12% year over year and are decreasing consecutively quarter after quarter. Apple has a huge problem that they’re ignoring.

Apple trade-in programme. Resale of 2nd hand iphones. Pivot to wearables and services. Apple is doing plenty to move beyond the iphones. You just aren’t acknowledging them.
 
The takeaway is that an Apple credit card seems to be getting way more attention than Samsung’s note 10.

Rough month for Samsung. I kinda understand why they chose to unveil their flagship a month before the iPhone, but ouch...

It is if you only read Apple fan sites.

The Verge, CNET, Gizmodo and TechCrunch all have coverage of the Note 10 on their homepage. Only one mention of the Apple Card at the bottom of the Gizmodo homepage.

Maybe venture outside of the echo chamber now and again?
 
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Never in my life I would imagine that apple would come up with a ”Credit card” product among its macs and iPhones. Totally unfitting for apple.
Your position makes no sense.

Apple has to sell services once their device count reaches levels we see today. 1.4B active devices with screens means you can and should offer a lot of services. If your iPhone handles payments, a credit card with rewards from Apple makes a ton of sense.

Apple has more reach today than in the past. Why you guys continue to live in the past is beyond me. This is a new, stronger company.
 
Question for those with the card who have gotten this far...I assume you can create an account on the Goldman Sachs website for the card? Can transactions be downloaded to apps like Quicken?
 
Never in my life I would imagine that apple would come up with a ”Credit card” product among its macs and iPhones. Totally unfitting for apple.
I think quite a few people were saying the same type of things when Apple decided to come with an “MP3 player” product.

iPhones sales declined 12% year over year and are decreasing consecutively quarter after quarter. Apple has a huge problem that they’re ignoring.
Or they are basically dealing with reality of a maturing mobile phone market and diversifying, among other things.
 
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