Someone else here said the same thing. They said Apple Card was denied, but other cards in Apple Pay still work
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Apple Card Begins Arriving to Customers, Wide Range of Credit Scores Reportedly Being Approved
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Same. Signed up about 25 minutes ago and got approved. I was thinking I would get an email or something, but nothing so far, just that I have the card now in my wallet app, had the option of ordering a titanium card from my wallet app, so I did that too. Guess I will sit back and wait.
World Elite Mastercard
https://www.axios.com/apple-card-ve...nts-c46bed93-eedc-4c4a-919b-ae21dc237de6.html
Still nothing. Did mine about the same time
All of my comment was tongue in cheek.
Considering the wide denials of credit...I had to harass. Personally, I am surprised that I even got one.
Gotcha. I was pre-coffee. Skipped the 15 pages of comments so wasn’t sure if there was a big credit terms discussion going on.
I signed up yesterday to be notified, but nothing yet. I keep checking my wallet app and still don’t see anything.
This is typical Apple.
Step 1: "We're going to be releasing _______."
Step 2: Rumors of _______ beta testers around.
Step 3: A wider group of beta testers for ______.
Step 4: "We're going to release _______ soon."
Step 5: Even more beta testers.
Step 6: "Where the f*** is mine?!?"
They've just applied the rule of scarcity to a credit card.
[doublepost=1565627166][/doublepost]That said, still no email. Still no wallet option to sign up.
Step 1: "We're going to be releasing _______."
Step 2: Rumors of _______ beta testers around.
Step 3: A wider group of beta testers for ______.
Step 4: "We're going to release _______ soon."
Step 5: Even more beta testers.
Step 6: "Where the f*** is mine?!?"
They've just applied the rule of scarcity to a credit card.
[doublepost=1565627166][/doublepost]That said, still no email. Still no wallet option to sign up.
I don't how banks could get away with credit card Interest rates between 12.99-23.99.
Has anyone heard of loan sharks?
Has anyone heard of loan sharks?
My credit score is right around there, and I was offered the same terms. Tell me... why were you willing to accept a rate so high?
I can't speak for @LS3 POWER , but I was willing to accept the same rate because I pay in full every month, which makes that rate effectively 0%.
Interesting, especially given that it doesn't seem to have most of the benefits that "World Elite" cards normally have:
https://wallethub.com/edu/cc/world-elite-mastercard/52556/
Just got an email notification for early access and literally got approved on my phone in less than a minute. Really amazing user experience to get an approval and offer so quickly. Looking forward to the physical card arriving in a few days. (Just a fanboy who barely uses credit cards but likes this one!)
What was the process to remove the freeze? During sign-up I got the "You have placed a fraud alert on your credit report. Goldman will call you w/in 24 hours to verify ID."
Did you call TransUnion and then re-start the process in Wallet; or did you wait (and get) that call?
Thanks!
$6500 Limit / 23.99% APR
770 Experian
754 TransUnion
777 Equifax
Yeah, I have 820+ credit score, and they offered me a super low limit at the max APR.
I clicked 'No Thanks'.
Apparently Apple is expanding who can “test” the Apple Card, or they’re already letting everyone sign up.
I simply checked my Wallet app and the application was there. I was approved. My credit score is in the mid 600’s.
I simply checked my Wallet app and the application was there. I was approved. My credit score is in the mid 600’s.
Kind of annoyed about the APR.
I got approved for $20K with an interest rate of 17.99% - - Credit Score is 815
What gives with the crappy interest rate!
I got approved for $20K with an interest rate of 17.99% - - Credit Score is 815
What gives with the crappy interest rate!
That is the million dollar question. There is no rhyme or reason for that.
I get the rate and amount I got...not as stellar as some here...Pay off each month and the rate is 0%.
Honestly, because I will never carry a balance on this card. I do not carry a balance really on any card, and this one in particular I will use more to replace my debit card and pay it off weekly as things settle. So interest rate really means nothing to me on this card.
Card r
I agree, interest rates do not matter if you pay off your bill each month. I plan to only carry my iphone and this one card. Safer when you go out in public.
Honestly, because I will never carry a balance on this card. I do not carry a balance really on any card, and this one in particular I will use more to replace my debit card and pay it off weekly as things settle. So interest rate really means nothing to me on this card.
I agree, interest rates do not matter if you pay off your bill each month. I plan to only carry my iphone and this one card. Safer when you go out in public.