Become a MacRumors Supporter for $50/year with no ads, ability to filter front page stories, and private forums.
They may have only sent invites to developers
Or celebrities and select you tubers such as Rihanna or iJustine.
[doublepost=1565038022][/doublepost]
didn't get an email...what do those people have that i dont?
They're famous and have millions of people following them in the media and social networks. Don't expect an invite unless you're Rihanna, iJustine, Britney Spears or a journalist from a mainstream media outlet.
 
This is exxxcitinggg!

Better believe Apple is launching before mid August:

Back to school sales just before Trump Tarrifs affect consumer goods from everything in clothing, food and electronics (incl Apple products).

Also preparing for announcement and early shipping of iPhone XI (or XZ; copying Sony naming convention) for September.

Apple will heavily market the Apple Card as a way to offset costs over time along with trade in.


- I just hope that’s apple iPhone trade in and upgrade every 2yrs becomes a global offering and they cut off that partnership with Brightstar.
 
I assume that like Apple Pay, Walmart will not accept the Apple Credit card? They can’t spy on it..
Walmart will have to accept the physical titanium Apple Card. They have no grounds to reject it since it's a chip card and it's Mastercard, and they do accept both at their stores.
[doublepost=1565038367][/doublepost]
Or Apple employees, or Goldman Sachs employees.

Or.... maybe invites haven't been sent yet, at ALL!!
Apple and GS employees already got to test the card during the last two months. I'm sure this preview is for the media and celebrities.
 

Yeah, ok. But then I feel as if it should be redirecting... As a web developer I think that everything should be SSL if it can be, regardless of what is on the page. Apple websites should always be SSL I think, and especially when what they are talking about is something you want to be as secure as possible like a credit card. It just feels like a mixed message of sorts. But no real problem either way.

They may have only sent invites to developers

I also am a registered developer, with an app in the App Store, and who tries out (on secondary devices) and sends feedback to all the betas. No invite here. Maybe in a week or two it’ll be open to everyone, and then I’ll apply.
 
Unless Goldman Sachs has a chartered retail consumer group there you won't get it.

Who says? Branded cards often go with different banks in different countries. For example, the British Airways card is American Express in the UK, Chase in the US, Sofinco in France, and Agos in Italy. The big Costco deal is with Visa and Citibank in the US, but is nearly the opposite with Mastercard and Capital One in Canada.
 
Last edited:
  • Like
Reactions: Alan Gordon
Apple and GS employees already got to test the card during the last two months. I'm sure this preview is for the media and celebrities.

Very possible, especially people like iJustine, etc. (not so much for Rihanna), but I wouldn't be surprised if the e-mail invites go out to people who subscribed to updates before the general public as well. A soft launch is always good.
 
Pretty decent card if you buy Apple stuff or use ApplePay a lot, but Amazon's 5% Prime Visa, and Amex Blue Cash Preferred's 6% back at US supermarkets kind of win, day to day.

And what’s the requirements to get either card vs Apple’s?

Can’t wait! Now I can put my drivers license and :apple: Card on the back of my wallet case and can leave the wallet behind :D

Hehehe I think you completely confused on the idea of leaving your wallet home. In the USA is it required to always carry your drivers license when driving or do you have 24hrs/30 days to submit it if pulled over or ticketed?

You are not missing much, it is not a good card compared to every other card without an annual fee. Does not even include additional warranty or fraud protection like AMEX. The cashback is mediocre (freedom visa and uber are better) and for 3% on apple products is not much since with another card you would be getting protection, a bonus for opening a card, reliable bank, warranty extension and much more. The general public is typically uneducated about what cards to buy and well a lot of other things. Not a good card at all and its made out of metal which is worse than plastic for the environment.

For some of us, this card is a good way to get started on credit or monitoring credit in real time va a sign in page (yet another set of credentials). Since the benefits doesn’t seem to be so limited to Apple only and when it becomes available outside of the USA then Amex or Amazon start to make less sense.
 
  • Like
Reactions: Robert.Walter
On the wallet.apple.com website it list the compatible devices as
  • iPhone models with Face ID
  • iPhone models with Touch ID (except for iPhone 5s)
  • iPad models with Touch or Face ID

Why isn't the MacBook with Touch ID considered a compatible device?
 
I can see how the Apple Watch might change things (I don't have one). Do you need to select a Wallet app on the Apple Watch before you can pay? What about multiple cards?

At least using Apple Pay on the iPhone, I still need to unlock my iPhone, select the Wallet app, maybe select the card that I want to use, then double-click the button while staring at the phone (Face ID).
You don't need to do all that process you described for the iPhone. On Face ID equipped iPhones, you just double click the sleep/wake button and Apple Pay will come up (works even with the iPhone locked), then you can select your card and hold near the reader to pay. On older iPhones with Touch ID, you double click the home button, select your card and pay (or if you're just using the default card, on older iPhones you can just hold your phone near the reader with your finger on the Touch ID sensor to make the payment).

On Apple Watch, you just double click the side button to bring up your default card. If you wish to select another card, you simply swipe from right to left to scroll through all your stored cards until you find the one you want to use. Here's a video I recorded while paying with apple pay at a pharmacy in Mexico so you can get an idea of how it works with Apple Watch.
Pay (apple pay) en Mexico
 
Prices are higher, some there really think the money is free, I am on this other thread right now, people laugh at my comments, seems like they themselves don't get it.
Cashback, whether on the Apple card or whatever card is not free money although it might seem so.

Yes, cashback is rare in Europe.
Dude, it’s even less free if you don’t use a cashback or reward card when you can. Reason other folks are “laughing” at your statements is that your commentary is that of a credit card Luddite/Puritan seeing forest but not trees. Calling rewards a scam because the fee cost is baked into the price, and apparently not using a reward card to recapture that cost, at the expense of actually paying a couple percent more than those that do, might strike some as funny but not in a ha ha sort of way. But c’est la vie and to each their own (but not without scrutiny or comment.)
[doublepost=1565039723][/doublepost]
Yep. That was a steal. Discovers double cash back combined with 10% Apple Pay was memorable too.

I usually recommend chase for beginners. 5/24 rule and all. Chase points are usually valued higher because they can be transferred or redeemed for at least 1.5x.

The Apple Card isn’t bad but such a waste for that physical card. Apple should have said 3% for restaurants for physical card. There’s probably even a commercial there somewhere.
Apple’s goal is to get customers to push merchants to upgrade their pos equipment to the nfc standard. Offering high % on card vs Apple Pay would work directly against their objective.
 
Prices are higher, some there really think the money is free, I am on this other thread right now, people laugh at my comments, seems like they themselves don't get it.
Cashback, whether on the Apple card or whatever card is not free money although it might seem so.

Yes, cashback is rare in Europe.

Not necessarily. The original justification for cash back is that they are issued to customers who are very good credit risks. Therefore, the entire interchange fee the bank gets is not needed, as the cost of credit is lower. Cash back/rewards cards almost always have a higher APR as well.

Corporate cards and certain small business cards (Amex Plum) also give cash back when the customer pays earlier than normal, so the bank doesn't incur the full interest cost. A typical corporate charge card is arranged with a higher level of cash back, but interest begins accumulating as soon as 15 days after the charge date (not the statement date).

This is common with business banking. Instead of bundling everything together, every single service is charged and offset against a higher deposit interest or cash back rate. I've seen large contracts that even charge for the first card you get.
 
There actually was no double-clicking with Touch ID. You just put your finger on the button while it was sleeping and then tapped the phone on the reader.
Unless you wanted to pay with a card other than your default card. In that case you did have to double click the home button to manually bring up Apple Pay and be able to select a different card.
 
  • Like
Reactions: Robert.Walter
I can see how the Apple Watch might change things (I don't have one). Do you need to select a Wallet app on the Apple Watch before you can pay? What about multiple cards?

At least using Apple Pay on the iPhone, I still need to unlock my iPhone, select the Wallet app, maybe select the card that I want to use, then double-click the button while staring at the phone (Face ID). In the end, it's not actually faster than pulling out my wallet. The main benefit is that the Apple Pay NFC contactless transaction is greater security.

The Apple Pay authorization is often faster than an EMV chip card transaction admittedly.

Here in the USA, most credit card issuers got rid of the NFC contactless feature in their cards. It was far more common five years ago but the technology did not catch on with the average American consumer.
The embedded NFC antenna cost the issuers extra and more than half of the merchant pos didn’t have nfc. It was an expense without a broad benefit so smart issuers stopped ordering it.
 
Unless you freeze your credit and/or have used the DMA opt out process.

Actually, a freeze won't stop them from doing soft pulls/preapprovals. It only stops them from issuing a new card unless you give them a pin or unfreeze the report. Existing creditors still need to run soft pulls to monitor your credit.

Only the centralized opt-out process (run by the credit bureaus, not DMA) blocks preapprovals.
 
Pretty decent card if you buy Apple stuff or use ApplePay a lot, but Amazon's 5% Prime Visa, and Amex Blue Cash Preferred's 6% back at US supermarkets kind of win, day to day.

That's not really a fair statement, it depends on what you're buying. I spend more on travel and dining and those those cards would be awful for me day to day.
 
Can you share with us the reason that you're so sure about that?
Apple always lets celebrities and notorious youtubers preview and review their products at least a few days before they are released to the general public as a way to promote them. They do that with the new iPhones and iPads every year, why wouldn't they do the same with the Apple Card now?
 
The embedded NFC antenna cost the issuers extra and more than half of the merchant pos didn’t have nfc. It was an expense without a broad benefit so smart issuers stopped ordering it.
It probably didn't help that there were endless stories about how insecure some of these cards were. A lot of scare stories about how you could walk around an airport (for example) stealing people's card information with a NFC reader in your shoulder bag. Remember when Mythbusters were going to do a segment about it and legal counsel of both Discovery Channel and the card issuers were like "No, no you're not going to do that" and shut it down?
 
  • Like
Reactions: DeepIn2U
Register on MacRumors! This sidebar will go away, and you'll see fewer ads.