Preview invites are sent to people with the highest credit rating.
Apple credit ratings?
Preview invites are sent to people with the highest credit rating.
Hmmm or celebrities. Apple has always been a little starstruck so maybe invites are going out to people like Beyoncé or Kanye West and Cardi B. Those people have millions of followers between them.Preview invites are sent to people with the highest credit rating.
I will admit one reason that it has my attention is the Titanium metal card. I will also admit that it will hardly ever be used as I have much better rewards cards.Never seen so much hype for a credit card.
Preview invites are sent to people with the highest credit rating.
Prices are higher, some there really think the money is free, I am on this other thread right now, people laugh at my comments, seems like they themselves don't get it.
Cashback, whether on the Apple card or whatever card is not free money although it might seem so.
Curious how would apple know someone's current credit rating before having the person apply for the card.
AFAIK you need the person's OK to run their credit.
It would be silly for them not to advertise it once available. But that’s a far cry from saying it’s overhyped right now or even hyped in general by Apple. But it’s not the first “craze” around credit cards and won’t be the last.Wait until it's released. If tomorrow, I wouldn't be surprised if a commercial airs during "America's Got Talent" tomorrow night.
CBS All Access (commercial version) will be having them at the beginning of every program.
Apple credit ratings?
It would be silly for them not to advertise it once available. But that’s a far cry from saying it’s overhyped right now or even hyped in general by Apple. But it’s not the first “craze” around credit cards and won’t be the last.
Without a doubt they will find a way to advertise it as soon as it becomes available. Social media first followed by traditional ads. At some point it wouldn’t surprise me if they sponsor various shows and have them use the Apple Card in the show. It’s how all marketing is done these days.My point was that I'm sure Apple will be advertising advertising it shortly. It may start off slow, preferring to focus on the Apple die-hards first, but I suspect I'll be seeing a commercial A lot before it's over with.
The most important benefit of Apple Pay is greater security. Apple Pay itself isn't inherently any more convenient than waving an NFC contactless credit card in front of the POS terminal.
Curious how would apple know someone's current credit rating before having the person apply for the card.
AFAIK you need the person's OK to run their credit.
We Aussies are still waiting on ECG on Apple Watch, Apple Card will be foreverBeing in the UK is so annoying we won’t get it for a year or so arghhhhh
I barely travel internationally, and the extended warranty protection alone will save me a lot on AppleCare. And they have extra cash back for a rotation of stores, like an extra 5% at Nike and an extra 6% at Macy’syah, then 1.5% after first year and 3% foreign transaction fees - meh
You missed out when Chase Sapphire Reserve was giving out 150,000 points. Chase was having issues stocking the metallic cards and sent the regular credit cards as a temporary replacement.
Pretty sure he was jokingCurious how would apple know someone's current credit rating before having the person apply for the card.
AFAIK you need the person's OK to run their credit.
Curious how would apple know someone's current credit rating before having the person apply for the card.
AFAIK you need the person's OK to run their credit.
Here in the USA, most credit card issuers got rid of the NFC contactless feature in their cards. It was far more common five years ago but the technology did not catch on with the average American consumer.
At least using Apple Pay on the iPhone, I still need to unlock my iPhone, select the Wallet app, maybe select the card that I want to use, then use the double-click. In the end, it's not actually faster than pulling out my wallet. The main benefit is that the Apple Pay NFC contactless transaction is greater security.
I can see how the Apple Watch might change things (I don't have one). Do you need to select a Wallet app on the Apple Watch before you can pay? What about multiple cards?
I can see how the Apple Watch might change things (I don't have one). Do you need to select a Wallet app on the Apple Watch before you can pay? What about multiple cards?
At least using Apple Pay on the iPhone, I still need to unlock my iPhone, select the Wallet app, maybe select the card that I want to use, then double-click the button while staring at the phone (Face ID). In the end, it's not actually faster than pulling out my wallet. The main benefit is that the Apple Pay NFC contactless transaction is greater security.
The Apple Pay authorization is often faster than an EMV chip card transaction admittedly.
Here in the USA, most credit card issuers got rid of the NFC contactless feature in their cards. It was far more common five years ago but the technology did not catch on with the average American consumer.
With my prior phone (7), I would take it out of my pocket, move it over the POS reader while double clicking the TouchID button and it was done (arguably faster than FaceID because the TouchID button was a little easier to click twice with my thumb than the side button).
My understanding is that many credit card issuers will send out an NFC contactless card upon direct request from the customer.
I believe part of the failure the first time around was a fair amount of hysteria about the possibility of people getting their accounts sucked dry by scammers using spying devices. We also saw similar hysteria when Apple Pay was announced.
Preview invites are sent to people with the highest credit rating.
I was excited about Apple Card, but then I saw Chase Freedom Unlimited offers 3% off everything the first year and $150 cash back for spending $500 the first 90 days. Also extended warranty protection.