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Apple Card Now Available to All Customers in United States
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Nope. Everyone knows me: local police, Airport security ( here and in Italy ), FBI, CIA. Mine went through without a hitch.
So, after my invite never worked I tried this morning. Said “Identity could not be verified”. Escalated to Goldman Sachs and they said their system was having trouble with my ID (it’s an Enhanced DL) and there was no manual override. She said to keep trying every half hour as they work quickly to resolve this stuff. I now get a message that “You have applied a number of times so we cannot verify the information you have provided at this time”.
When I reached back out to Goldman Sachs, they said it’s a 30 day deferral after 6 attempts with no other options. Why the first person told me to keep trying....no idea. Frustrating experience overall and no recourse, I guess I’m out.
When I reached back out to Goldman Sachs, they said it’s a 30 day deferral after 6 attempts with no other options. Why the first person told me to keep trying....no idea. Frustrating experience overall and no recourse, I guess I’m out.
I am still not seeing it. when I hit continue the view I get is the camera to hold up a card to add. Did you get an email stating that it was available to you?
Im iOS dev so maybe that has something to do with it.
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I have 400,000 in debt. A 150 credit score and make 25,000/yr.
WHAT?! What kind of person are you? That kind of sound financial logic has NO PLACE around here
I think it is because we do pay off our cards each month. They are not able to make as much money off of us as easily since we do not carry a balance forward to get interest charged.
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Most of us own apple products. I believe this inherently makes us wealthier and stupider than the average.Based on this thread every Macrumors member has a credit score over 800 and makes a six figure salary
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Anyone who has a really good credit line knows better to not even care about the interest rate, because the know better not to accrue interest charges. The whole point of this card is for financially responsible people is to gain rewards and build/keep credit in good standing.Happened to me and I closed my Apple Card account as the lame credit and high interest rate are so not worth it. For others, who are lucky enough to have decent credit line and interest rate, enjoy the card
If you are whining about interest you shouldn’t be applying for it.
Are income and credit scores to be kept private?
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Me too!
Don't exactly need another credit card, but after doing some math on my Bank of America issued rewards card, it made sense. Got the lowest rate of 12.99% with a $15,000 line and the process was super easy and Apple-like. Now let's just hope that Apple Pay acceptance in the US continues to broaden because it is still hit and miss.
You know what, you’re right.....and neither should your SSN and bank account into....I await your reply , you have an inheritance coming!
Nope. That's not the reason. I pay off my cards and NEVER carry a balance. I received a 12.99% APR. Has to be some other reason. Age? Age of credit? Debt to income? Something but not the fact you pay off your cards every month.
go to the link and on the apply option click and it will open the wallet and then a window will pop up showing the steps to apply
https://www.apple.com/apple-card/?rid=287-cid=apy-311-100000070000-100000000000025-301100000000066
Try rebooting phone then trying again? I did that and I saw it after the reboot.
Yes, I got the card a week ago and the phone payment was due today. It was good to see that I received 3% on the IUP loan even though it's technically not an Apple product.
Divulging income, credit scores, APRs, and credit limits have no security concern. SS#s and bank account info does. Most on here don't even use real names only user names. It's kinda like people blocking their licence plate number on photos in car forums. Like they don't drive around with it exposed all day?? Who cares about this stuff? Everyone is just sharing their experiences so we can compare.You know what, you’re right.....and neither should your SSN and bank account into....I await your reply , you have an inheritance coming!
I'm guessing it has more to do with the fact that those with lower scores are less likely to mention their score publicly.
There are also a lot of credit-haters on this forum that will indirectly chastise their credit card use.
What a great Twitter account.
ᴺᴼᵀ Jony Ive (@JonyIveParody)
8/19/19, 12:29 PM
The best way to protect your titanium Apple Card. #OneMoreThingpic.twitter.com/XhNJ8Tu83a
https://twitter.com/jonyiveparody/status/1163503360776921089?s=21
8/19/19, 12:29 PM
The best way to protect your titanium Apple Card. #OneMoreThingpic.twitter.com/XhNJ8Tu83a
https://twitter.com/jonyiveparody/status/1163503360776921089?s=21
no dice. I also tried the link above, and took me to the wallet app with the apple card when I clicked continue, I got a notification that Apple card is not supported in my region, but I am in the US.
They didn't ignore mine. I applied last Thursday and I didn't get a phone call until the next day. Once I got the phone call I was approved within minutes.
Got 21.99% with 19,000. Ratio doesn't really add up, probably because I'm still studying in Uni and have few $k in student loans, also started credit only 3 years ago (when I legally was able to).
My AMEX cards have higher limit, as well as lower APR
Gotta be careful with this card now, it's nice though because I use apple pay at school to buy food, so will have use out of it.
Just wanted to add another thing is DONT PILE UP MONEY AND PAY THAT interest if you have anything over 15% like I got, focus on paying it off literally every week. I'm majoring in finance and this was already not a good idea for me now that I look at it because I will most likely be thinking about this interest.
My AMEX cards have higher limit, as well as lower APR
Gotta be careful with this card now, it's nice though because I use apple pay at school to buy food, so will have use out of it.
Just wanted to add another thing is DONT PILE UP MONEY AND PAY THAT interest if you have anything over 15% like I got, focus on paying it off literally every week. I'm majoring in finance and this was already not a good idea for me now that I look at it because I will most likely be thinking about this interest.
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