No extended warranty, of course. Any Citi card is significantly better, extending your AppleCare out to 5 years if you pay for it, or giving you free AppleCare (1+2). You'd have to be crazy to not purchase Apple products with a Citi card.
Agreed. Was really geeked about my mom and sis getting this card but without the supplemental coverages like warranty extensions or purchase protections, the card isn’t really competitive for big ticket items.
With their (Membership needed) Citi Costco Card they get back 4/3/2/1% on gas/trav&rest/Costco/all else.
With their (Free) AMEX Blue Skymiles Card they get 1mi/$, which is worth ca. 2¢, or % (or 2mi/$ in restaurants, so 4¢, or %).
Plus both cards have good supplemental coverages.
So, I’m not sure Apple Card’s extra 1% over Amex on Apple hardware purchases makes sense, e.g. on a 1000$ phone purchase, it’s essentially 10$ above and beyond the Citi Costco Visa, but to gain that 10$ via AC, you loose warranty extension and purchase protection.
As far as I can tell, compared to the above two cards, the AC may be worth my sister using it to autopay her iTunes music and iCloud storage, but not much else.
One concrete example: she bought a pair of BeatsX and nearly 2 years later one side stopped working. Apple warranty was expired a year before, but because of the warranty extension, she called the card company and they arranged for a new replacement. If she had used Apple Card, she would have been sunk.
Maybe this card will make sense in Europe where (generally) the annual and special fees are high, the rebates are low and the supplementals are weak or non existent. But as I see it now, against US cards, it’s not very competitive in most categories.
So Caveat Emptor baby!
