That's the issue I'm having right now. I only use the old Apple ID strictly for iTunes purchases and nothing else. I'm hoping that they iron it out, otherwise I'll have to cancel the card because I'd never be able to actually use it.
Got a tip for us?
Let us know
Become a MacRumors Supporter for $50/year with no ads, ability to filter front page stories, and private forums.
Apple Card Offers Benefits From Mastercard, Base APR Lowered to 12.99%
- Thread starter MacRumors
- Start date
- Sort by reaction score
That's the issue I'm having right now. I only use the old Apple ID strictly for iTunes purchases and nothing else. I'm hoping that they iron it out, otherwise I'll have to cancel the card because I'd never be able to actually use it.
Are they going to make any money off the card? I don't know for a fact, but I think all the money from the card will go to GS. For Apple, it's all about locking the consumer into the Apple ecosystem. Give up your iPhone and the credit card goes along with it and if you have to cancel it as a result, your credit report gets dinged!
No, it really is. There’s nothing difficult at all. Get this: I lost my card recently. Called Chase automated, reported lost card. As soon as I hung up, the card in my wallet was automatically updated to the new card number and information - both on my phone and watch.
Not saying it’s difficult. We’re saying it’s easier than any other card experience out there.
Have you signed up for Apple Card, tracked purchases, and navigated through its user interface through the Wallet app yet? If not, how can you say it’s not as easier and simpler than that experience?
I can’t imagine how much easier it will be. I’m having ZERO issues doing all of that, plus purchase protection, 1.5% back, zero annual fee, works flawlessly with Apple Pay (including auto-updating card).
I’m in no way saying people shouldn’t get this card. I wouldn’t dare to assume that it’s not a good thing for everyone. For some, they will like it just fine.
And that’s where Apple usually comes in and subverts expectations, when you least expect it. No one was complaining about MP3 players or smart phones until Apple stepped in those markets.
That’s great that you have zero issues, but that doesn’t mean there’s no room for improvement. For example, just look at the maps feature that AC offers where it tracks every transaction through GPS and integrates it with Maps and also automatically renames any transaction that particular business name instead of an obscure name. It’s extremely user friendly. I have two Chase cards myself (Amazon and Freedom) and neither gives me that type of info or feature set.
Last edited:
"Purchase protection and extended warranties offered by some credit cards as benefits are not available with the Apple Card."
Two of the biggest benefits in my book, but of course Apple Card wouldn't offer extended warranties as AppleCare purchases would take a hit. I think without those two, I'd wind up using other cards I have with extra 1 or 2 years warranty and purchase protect for bigger dollar purchases.
For me, Apple Card is DOA.
Two of the biggest benefits in my book, but of course Apple Card wouldn't offer extended warranties as AppleCare purchases would take a hit. I think without those two, I'd wind up using other cards I have with extra 1 or 2 years warranty and purchase protect for bigger dollar purchases.
For me, Apple Card is DOA.
At least it's interesting / different. Not sure it's better and/or practical though. I might sign up out of curiosity. I've been wanting to get a card w/ rewards of some kind. I haven't carried a cc balance in ~15 years, but the 12% interest rate is better than many cards on the off chance that I forget to pay the bill.
I completely agree. That took me by surprise and I had to think through my response for a minute.
I also don't like the fact that they automatically set your credit limit, and I can't seem to find a way to change that. (I want it lower.) The one thing I'm really looking forward to: the titanium card. That's just so Apple.
EDIT: I got my answer to the credit limit question. There's a "message" button in the Apple Card wallet settings. A rep from Goldman-Sachs said credit limit adjustments are not currently supported.
Last edited:
Apple have taken a simple service and made it needlessly convoluted
That would make sense on products that Apple sells. What about a flatscreen TV or a toaster? Consumers would be SOL compared to a card that does offer extended warranty.
Apple really subverted expectations by tying your money to a phone and particular Apple ID, guaranteeing you're really screwed if you lose it
Apple considers it stealing when you give money to other companies. The sooner Tim can just get all Americans paying a 30% income tax straight to Apple the better.
[doublepost=1565127098][/doublepost]
Far worse than any other bank IMO. Apple effectively says "stop buying our phones/watches and we'll crash your credit rating"
[doublepost=1565127383][/doublepost]
Purchase protection is the main reason to have a credit card for me. A credit card without it is just a very high rate loan.
This is actually not new. My BoA credit cards in Apple Pay do this too. When I tap on an in-store transaction it shows this:
I don’t understand. How are you screwed? It works with your iPad too. Or do I have to lose both my iPhone and iPad to be really screwed?
[doublepost=1565128079][/doublepost]
I have 9 credit cards in Apple Pay and I have never seen Maps in any transaction....
So long as you carry around your iPhone and iPad whenever you go out, but keep them separate so losing one doesn't lose the other... yeah this is really simple stuff from Apple. A card that just works on its own was too difficult.