Well of course you did... Importers/exporters obviously need lots of credit.
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Apple Card Rolling Out Today to Limited Number of Customers
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Well of course you did... Importers/exporters obviously need lots of credit.
Got $9,000 limit at 17.99%.
Credit is great, so kinda high interest rate considering, but I don’t keep a balance anyway.
I don’t know what credit agency it pulled from. Process was seamless. It asks for a picture of your ID. Then it asks to set as the default payment option for Apple/iTunes. Finally, it asks if you want a physical card.
Credit is great, so kinda high interest rate considering, but I don’t keep a balance anyway.
I don’t know what credit agency it pulled from. Process was seamless. It asks for a picture of your ID. Then it asks to set as the default payment option for Apple/iTunes. Finally, it asks if you want a physical card.
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did you try contacting them through the apple wallet app and speak to someone? they could potentially lower it, especially if you have other credit cards with lower interest rate.
Drill a hole through the chip and de-magnetize the mag-stripe, and then use it as a spatula.Bummer. That's going to make it much harder to cut up after you pay it off and close the account.
Seriously, Chase sends you a postage free envelope to return metal cards. I imagine Apple/Goldman will do the same.
Yup! We’ll see. I am just shocked they gave me 17.99. Ugghhh!!
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Yes. Although it hasn't happened recently, we used to have what I believe were losses due to online security issues regularly (at least once a year). I also had a physical card duplicated once several years ago. I am a zealous user and advocate for Apple Pay and I really like the security features of this card.
He was incorrect. Sounds like they will re-evaluate the interest rate in 6 months. Bummer!!
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Moderator Note:
Quite a few posts discussing the wisdom of using credit cards were removed as off-topic. Anybody wishing to discuss that topic is welcome to start a thread on the subject, but it is off-topic to this thread.
Quite a few posts discussing the wisdom of using credit cards were removed as off-topic. Anybody wishing to discuss that topic is welcome to start a thread on the subject, but it is off-topic to this thread.
Actually the physical card appears to have a mag stripe, from which you can read card number, expiration date and name using a $10 mag stripe reader ...
I believe you can also freeze your card and change your card number, but that could just be the virtual card number.
Thanks for sharing! I figured that they were pretty rare or at least “uncommon”.
Considering that there are hundreds of different credit cards out there and only 20 or so are metal, I think it’s safe to say that they’re rare.
That only applies to thevirtual number. There is no way to change the number of the physical card without exchanging it.
Got it, finally. Just so you know, I have just moved to US (not a citizen) and barely have any credit history (one secured card because could not get anything else - ironically, need more cards in the history first but cannot get cards without history lol) but also been paying small student loan for few years without missing a payment which put me around 740 (TU). Feel bad for others with super high scores that I got the same APR, that’s BS. But again, I would never like to pay interest even if I had <10 APR. Pretty high balance will help me to build some history, will really improve my credit utilization rate calculation and I will also have no international fees while traveling to visit my family. Cashback is so small that I will get one free coffee a month lol
Definitely not the best credit card out there, but in my case, it really helps to have it. Also, pretty hyped for titanium card (apple said coming in 8-10 business days), will be one of early adopters and will walk around streets braggin about it. Just kidding of course..
Definitely not the best credit card out there, but in my case, it really helps to have it. Also, pretty hyped for titanium card (apple said coming in 8-10 business days), will be one of early adopters and will walk around streets braggin about it. Just kidding of course..
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It's metal with a thick plastic shell on both sides! Mine peeled off unfortunately...