If you have Apple Card and get 2% back daily for tapping, you tap. I am at $3,313.34 in cash back, $1,424.57 is from vendors at 1% because they didn't offer tap. That is $1,424.57 that I missed out on because they are not caught up to cashless technology.I am kind of jealous of those folks for whom this process works so flawlessly.
Best use case for me has been around 75% success.
Since I have to carry the cards anyway, I usually use those.
Every so often I will give it a try for another week or so.
btw - Google Pay has about the same success rate for me.