No problem. I was guilty of not reading the Face ID article last week.
Got a tip for us?
Let us know
Become a MacRumors Supporter for $50/year with no ads, ability to filter front page stories, and private forums.
Apple Pay Cash Coming in Future Update to iOS 11 and watchOS 4
- Thread starter MacRumors
- Start date
- Sort by reaction score
This is one area where I'll be keen to see how Face ID works. What if I'm just looking to make sure I've done it right and then it authenticates? I can't be the only person who has thought you should stick out your tongue to confirm payment?
On a related note, used Touch ID for the first time on a website a couple of weeks ago, was simply brilliant - didn't need to fill in any credit card, address/delivery details or create a log in. Just selected something, went to the basket and selected pay by Touch ID (MBP) - done. That's the Apple 'slickness' I love.
Yeah, Someone accidentally types an extra 0 and press Pay, then still looking at phone it Okays it by Face ID, but then they notice it was $200 instead of just $20. LOL. And if you didn't know the person, like a craigslist transaction. Hey... can you pay be back 180 please. The person on the other end never responds back after that.....
great. i've been wanting this capability since apple pay was first announced.
i currently use Chase QuickPay (for 1 person) but it's not that quick and a hassle to get both parties set up.
with ApplePay, i'm guessing i'll use this a few times per week and it will very likely be my, and people i know, most used style of applePay
i currently use Chase QuickPay (for 1 person) but it's not that quick and a hassle to get both parties set up.
with ApplePay, i'm guessing i'll use this a few times per week and it will very likely be my, and people i know, most used style of applePay
I was concerned about accidental in-app purchases here, but just did some testing and see a "Confirm" button -- I'm scared to actually click that, but I imagine you confirm and then it'll try to auth with either Touch ID or FaceID respectively. Some apps are somewhat sly about their buttons and can get you into a purchase flow so fast you might accidentally auth, but if you have at least that Confirm step it should stop that...
iMessage Payment doesn't appear to have that outside of selecting the amount, but that should be enough to stop any accidental transactions.
I'm assuming this is also to get around people just sending each other money back and forth and racking up basically unlimited credit card points.
Still, if you have a credit card that's running a 5% cashback promotion or something, it'd still be worth it.
Absolutely. Looking at the video, it seems like you can use cards you have in Apple Pay to send cash on iMessage. I assumed it was only going to be possible to send money via an Apple Pay Cash card.
In what way does Square Cash support Apple Pay? I can use TouchID to authenticate funds transfers but I see no way that this interacts with Apple Pay.
Should’ve mentioned you had to signup for the Cash card, but this aspect doesn’t matter anyway since Apple Pay Cash requires SSN; so you can’t just say “my name is Bob and my email is x@gmail.com, sign me up!”
I use it daily. There is an option to add Square Card to your wallet.
I just hope this works internationally. I travel to Colombia quite often, and iTunes gift cards don't even work there!
interesting...how do they define instantly...can I send someone $100 and then transfer it to someone's bank/checking in seconds? I used the Cash app from Square every week and for that type of delivery ("instant cash") they charge 1% for debit and 3% for credit cards. If the person is willing to wait 1-2 days then the service for debit cards its free.
now that's an interesting question. I assumed it would bea straight charge like any other Apple Pay transaction, but now I'm wondering.
With a debit card, you'll have no fee.
[doublepost=1505763899][/doublepost]
It'll be available as an Apple Pay credit, if you will, immediately. They can then use those funds anywhere Apple Pay is accepted.
The article says the funds can be withdrawn to a bank account, which I assume would take a couple of days.
But they could go buy something at Walgreens or McDonald's or Nordstrom, for that matter, within minutes.
Should’ve mentioned you had to signup for the Cash card, but this aspect doesn’t matter anyway since Apple Pay Cash requires SSN; so you can’t just say “my name is Bob and my email is x@gmail.com, sign me up!”
Oh, how interesting! Not really functionality I need but it’s cool to see. Thanks!
[doublepost=1505766160][/doublepost]G-zuz, come to Brazil
Apple today confirmed that Apple Pay Cash will be released as part of a future update to iOS 11 and watchOS 4.
Apple added a "Coming This Fall" label to Apple Pay Cash on its website recently, so it was already likely the new feature won't be available on iOS 11 launch day tomorrow, and now we know for certain.
Apple Pay Cash is a new peer-to-peer payment service that enables iPhone, iPad, and Apple Watch users to send and receive money.
When the feature launches, users will launch the Messages app, tap on the App Store icon, select Apple Pay from the app drawer, set the dollar amount, tap pay, select a payment card, and securely authenticate with Touch ID or Face ID.
The payment card can be any debit or credit card linked to Apple Pay in the Wallet app, or the Apple Pay Cash card.
The recipient taps on the message to receive the funds, which are instantly added to the Apple Pay Cash card in the Wallet app. The card's funds can be used to make purchases using Apple Pay, or withdrawn to a bank account.
Apple Pay Cash will be free to use with the Apple Pay Cash card and debit cards, but it will have an industry standard three percent fee for credit card transactions to cover processing costs, according to Recode.
Apple Pay Cash will only be available in the United States at launch. Apple has yet to share details about a wider rollout.
Article Link: Apple Pay Cash Coming in Future Update to iOS 11 and watchOS 4
My guess is just like Square, you can use it instantly Apple Pay is accepted. Would be great if they provide a virtual credit card number just like square does. I use that all the time. With the physical debit card option too, you literally can use it anywhere instantly.
Apple Pay Cash seems easier than setting up Venmo, not to mention the fact that is isn't owned by PayPal. Obviously, existing Venmo users don't need to set it up, but it would simplify things considerably for new users.