That's almost verbatim what I said to the Target cashier, during my final visit, and the umpteenth time they tried to sign me up for their Red Card. I don't miss their filthy, always-out-of-their-own-brands, poor customer service, stores either.
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Apple Pay Holdout Target Launches New In-App Mobile Payments System
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That's almost verbatim what I said to the Target cashier, during my final visit, and the umpteenth time they tried to sign me up for their Red Card. I don't miss their filthy, always-out-of-their-own-brands, poor customer service, stores either.
There are 13 million point of sale devices in the US and 1.2 billion credit cards- thats a lot of cards and hardware to change out... But I am surprised that so many retailers have still not switched to chip readers. Credit card companies do not reimburse the retailer for fraud if they have not upgraded to chip readers.
Target on the other hand is one of the only US companies that uses the world standard credit card format - 'chip and pin' exclusively... not the chip and signature with magnetic stripe which is US standard and obviously less secure.
We could probably help things along by continually asking every retailer if they take Apple Pay to heighten the visibility.
The payment card system is ripe for disruption.
Target on the other hand is one of the only US companies that uses the world standard credit card format - 'chip and pin' exclusively... not the chip and signature with magnetic stripe which is US standard and obviously less secure.
We could probably help things along by continually asking every retailer if they take Apple Pay to heighten the visibility.
The payment card system is ripe for disruption.
I miss the Kmart in our little corner of the world
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Start laughing. I live in Indiana and lots of chain restaurants, grocery stores, mom & pop businesses, etc., in cities and towns; small and large, take checks.
BTW, I'm 40+ years younger than 98.
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This in a word, is stupid. And I say that as someone who actually uses and likes the Target app and cartwheel savings discounts. But to not support an industry standard and create their own system is just dumb. Could you imagine if we had to pay with a different app for each store we visited? This proprietary nonsense needs to go the way of the dinosaur.
Geez, everyone up in arms about a method of payment. The fact that some of you base your shopping habits around Apple pay is laughable. One has to wonder how some of you even got by prior to Apple pay being available.
Then again i'm one those that never really saw the allure of paying via electronic device IE. phone, watch, etc.
Then again i'm one those that never really saw the allure of paying via electronic device IE. phone, watch, etc.
Why?
Because Apple?
Why does an electronics/phone manufacturer get to own payment systems?
When the choice is just taking out my credit card and paying, or installing yet another app and using it to pay, I'm going to just take out my card.
It's ridiculous that this needs to be so complicated.
It's ridiculous that this needs to be so complicated.
You mean like registering for Apple Pay Cash, 2FA, SSN, ... ?
People will do anything for APPLE, King Apple, God Steve Jobs.
Some of you guys seem to be getting pretty dramatic about all of this. There already is one simple solution that works everywhere: cold hard cash is accepted everywhere. Also, "one simple solution" may sound great, but it also means that none of these places have any incentive to offer a discount for using one over the other.
Target offers a 5% discount on everything they sell simply by jumping through the smallest of hoops--pulling out your REDcard or using their app to pay. Seriously, this is such a big deal that you'll forgo $5 of savings on a $100 purchase just to use ApplePay?
Nowhere did this person mention Apple directly or indirectly, so not sure what that last part is about.
And they are 100% right about the Redcard—neither card has the normal fraud protections given by banks or Visa/MC/Discover. In addition, the Target app is totally unprotected by a PIN or biometric auth, so anyone can open it and get to the stupid barcode. And Target exposed millions of card numbers and personal info through sheer negligence. If the risk is worth a measly 5% to you that's fine.
However, its pretty well-accepted that Apple Pay as currently implemented is the most secure method of payment on the market. I'll take that over crappy EMV or a signature any day.
Don't tell the cashier- They can't do anything about any of that. Call Target guest services and tell them. They will send your issues to someone that can do something about it. You can find the phone number on the Target web site under contact us.
Apple Pay Cash has nothing to do with any of this, you certainly don't need to provide your SSN to use Apple Pay, and anyone who doesn't use 2FA for their important accounts is an absolute fool.
So have you let them know what it is you want? How can they provide it if they don't know what you want?
It still doesn't have the same fraud protections as major banks (if any), and the app provides no means of securing your clunky barcode.
Come back and talk to us AFTER you have your card data stolen. I bet you will have a different take.Geez, everyone up in arms about a method of payment. The fact that some of you base your shopping habits around Apple pay is laughable. One has to wonder how some of you even got by prior to Apple pay being available.
Then again i'm one those that never really saw the allure of paying via electronic device IE. phone, watch, etc.
People commenting on MacRumors is a small subset of the people that even read MR, which is a small subset of the population itself. The average person has never used Apple Pay and doesn't even care that it exists. I'm gonna guess that Target knows more about its customer base than a random guy on an Apple forum.
They can still do like Walgreens and have their incentive card tied to Apple Pay. I use it I tap once it automatically applies any discount and then second tap automatically pays. Much easier than an app per store
They still print r
Geez, everyone up in arms about a method of payment. The fact that some of you base your shopping habits around Apple pay is laughable. One has to wonder how some of you even got by prior to Apple pay being available.
Then again i'm one those that never really saw the allure of paying via electronic device IE. phone, watch, etc.
I understand your point of view and agree with it as well. I won't not shop somewhere cause I can't pay with my phone. I am sure many of these people you speak of shop on Amazon which doesn't do Apple Pay either. I do, however, like Apple Pay and if it's available in store or online, I will use it, mostly cause all I have to do is wave my watch. I don't do it cause I am vain, it's just easier. If I can avoid storing credit card data online cause of Apple Pay, I would rather do it that way than find out that data was hacked. I think the whole purpose of Apple Pay isn't convince, it's security of those credit card numbers.
And here I thought Target was about to follow the footsteps of K-Mart. They are really doing a great job on that.
Target today launched its own payments platform, allowing customers to pay for purchases in Target stores using a new Wallet feature in the dedicated Target app available on iOS and Android devices.
Target's Wallet feature lets customers pay with their Target REDCard and get Cartwheel discounts and benefits all in one phone scan during checkout.
To use the feature, Target customers need to add a Target REDCard to the Wallet in the Target app. REDCard is Target's store-branded credit card, which offers customers discounts on purchases.
When checking out in a retail store, Target customers will need to open up the Target app, tap on Wallet, scan coupon barcodes and then scan the wallet barcode to make a purchase.
Target's payments service is a barcode-based system, similar to Walmart's dedicated Walmart Pay option, which uses QR codes. While Walmart Pay supports any major credit, debit, pre-paid or Walmart gift card, Target's Wallet appears to be limited to its own REDCards. Target claims that its new Wallet feature is up to four times faster than other payment types when checking out.Target, like Walmart, is one of the few remaining major companies that have opted not to adopt Apple Pay, Apple's mobile payments service.
As a result, Apple Pay is not available in Target's retail stores, but Target does offer Apple Pay as a payment option in the Target app when making online purchases.
Target is a founding member of the Merchant Customer Exchange (MCX), a now defunct consortium of retailers that planned to launch a payment platform called CurrentC to compete with Apple Pay. CurrentC has been delayed indefinitely, and many MCX members like Best Buy and Rite-Aid have begun accepting Apple Pay.
Earlier this year, Target said it had "no plans" to add in-store support for Apple Pay.
Article Link: Apple Pay Holdout Target Launches New In-App Mobile Payments System
Until they have another breach like they did 3 years ago.
Don't bet the farm on it.
I worked in retail, marketing, and sales over half of my life; management, peon, etc. Some of the best ideas I ever saw implemented did not come from a bunch of suits analyzing their "customer base".
They don't own anything. NFC payments are used by a bunch of manufacturers and contactless cards, Apple and Android are just the most popular. Target is not supporting any NFC payments at all.