So Walmart has their own, and there is CVS Pay. Now Target has theirs.
Some of the ghosts of MCX are now each making their own payment system.
It's funny how they all started as one big consortium... but they ended up going it solo.
So Walmart has their own, and there is CVS Pay. Now Target has theirs.
I actively avoid CVS and walk to Walgreens even though it's about a 1/4 mile farther away because CVS doesn't take Apple Pay.Walgreens is the best implementation I've seen: ApplePay Walgreens rewards card + ApplePay payments. I just scan my watch twice for each sale, once with my Walgreens rewards card and once with with my credit card. Walgreens is across the street from my office downtown, so I stop in a few times a week for small purchases. And I know when I'm out on a run, I can stop in any Walgreens for an emergency beverage.
I actively avoid CVS and walk to Walgreens even though it's about a 1/4 mile farther away because CVS doesn't take Apple Pay.
Target:
Apple Pay:
- Add any of the existing credit card to Wallet app by clicking "+" on the Wallet app then fill out the form.
- At the store, double click to open the Wallet app and place the phone near the payment terminal and use FaceID, TouchID to authorize.
You don’t have to interact with the chip reader at all here, it allows you to skip all that. It’s not as fast as Apple Pay, but a lot faster than their chip and pin system.Coming from the company that just got hacked and have the slowest chip readers in the world. I say no to shopping there at all.
Apparently they have the freemium version of security on their system too...hence the hack they had a few years back. LoLzTheir app only supports the REDcard, which I presume costs them less to run than a regular debit or credit card. It's why they offer 5% back on Target purchases using it.
Why give them credit for doing it their way? I’ll give anyone credit for doing something the right way. But the two aren’t always the same. In this case, they seem to be making a move that they think will be good for them at the expense of their customers. Boo.Defiant till the end. I gotta give them credit for doing things their way and not following what the majority of contactless payment systems are using now.
Not True. My Red Card is a store credit card. It's not linked to my bank account. I pay it off every month like every other credit card. Please don't spread false information.
I agree, though I think Apple Pay would really take off if Apple could find a way to seemlessly integrate loyalty cards and retailer specific discounts while using Apple Pay. Otherwise, it will remain one of a dozen options that all have pluses and minuses.I refuse to open a separate app for every company I do business with. Apple pay is still my preferred method. I hope all of these companies come around. It's so convenient.
Sony used to be the king of creating one-off, exclusive formats.Yeah! Good idea Target! Let's just make more apps and make things even more complicated for the customers. Let's just download an app for each store we shop at so that we can use their version of mobile payment instead of just using one universal method.
I wish companies would get it through their heads that we should STANDARDIZE stuff like this and let EVERYONE use it. Imagine if USB were exclusive to Apple or having to buy a samsung video player to play samsung discs instead of blu-ray. Imagine if each company had it's own movie format? Oh, I want a certain movie, but it's not available for my specific device... darn.
Everyone needs to use ONE THING.
iTunes stranglehold didn’t come from Apple abusing monopoly power. It came from everyone else being completely lame and not offering viable alternatives.After iTunes' stranglehold on the music industry until streaming services, companies are uneasy about giving them any sort of control
Good analysis. They will add Apple Pay once enough people start using it and complain that they’ll just shop at X if they don’t. But unless that happens, there’s not much leverage.Target's executives have the goal of increasing the profits for the company and increase the bonuses they take home for themselves. They do not have any incentive to increase the convenience for a small group of tech oriented customers. Their profits do not increase from transactions that occur with the use of Apple Pay.
They happen to see their way of doing this as the right way. I don't agree with them in terms of convenience for the customers. I gave them credit only for doing it their way, even if you think it's wrong. If you've read some of the comments on here, some have found it kinda useful. I, for one, find Apple Pay the most convenient for my own use and where I use them. That doesn't mean it's wrong to keep defying the trend. Only time will tell and we'll soon be talking about "Told you so" article about this.Why give them credit for doing it their way? I’ll give anyone credit for doing something the right way. But the two aren’t always the same. In this case, they seem to be making a move that they think will be good for them at the expense of their customers. Boo.
It’s a middle finger to you as well since it’s much less secure. Guessing it won’t belong before ne’erdowells figure out how to exploit it.And this is why I like Samsung Pay.
It's a middle finger to those stores and their proprietary garbage like this.