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Apple Pay Now Supports HSBC and First Direct in the UK
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For me Apple Pay will come into its own when it can do high value purchases. I keep my phone in a wallet so it's no easier than getting a card out my wallet so for £20/£30 purchases it will still be contact less for me
Using the watch would be good but they are such a neiche product its it really the typical use case
Using the watch would be good but they are such a neiche product its it really the typical use case
Why is it sarcastic?
Pull out your wallet, hold it near reader. Done. Heck if it’s the only card in there you don’t even have to open it.
Good job those contactless cards come with a free Apple Watch Edition, no reason not to get one then is there?
It’s all about the compromises and choices you are willing to make. There some advantages to plastic you know.
I'd take that bet. I won't believe it's in Canada until I start seeing it here.
LOL, this is what I’ve been wondering with these people. Also, the best one - what happens when the shop you are at doesn’t take Apple pay but is significantly cheaper.
Do they pull out their wallets or stick to their guns and go where they can use the phone?
I know which I’d do, just wondering how long the, ‘I’ll boycott them if they don’t accept ApplePay’ brigade would last before they gave in.
Oh no problem!
Although HSBC have just rung me back and tried to blame VISA for all the problems, you have to laugh really don't you.
£20 limit is pretty useless when shopping for food, diesel or electrical goods. £200 limit much more useful. No limit more useful again, but in the UK highly unlikely to be achieved.
The government shouldn't need to do anything since the liability shift should eventually sort everything out.
Or we find out that the banks were shouldering a ton of fraud after all and the number of small businesses that end up going under as a result of the liability shift causes a recession. Resulting in Visa/MC having to cancel said shift or the government banning such a shift. I'd say that's unlikely though.
..but with a £20 limit on Apple pay transaction who wants to bother getting the phone out. Our weekly shopping bill is rarely less than £150. £20 limit for a supermarket . Waste of time.
But as I understand it, it's just a software update on the terminals thats required to tell it thats its an Apple Pay fingerprint verified payment, then the limit can be lifted and the payment treated just like a chip & PIN.
I think there's a list somewhere on this site (in a forum) of shops that have already done that.
I'm not sure what point you're trying to make.
The UK contactless market is bigger, that's all I'm saying. That drives decision making.
People regularly buy their lunches from express supermarkets.
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And out f those only Morrisons accepts contactless. Tesco has been conducting a year long 'trial' in its London stores with contactless but has no plans to roll out further.
Most of Asdas terminals are capable of taking contactless payments as are Sainsburys.
So frustrated they won't roll contactless out. Especially for express stores and self service checkouts where payments are likely to be less than £20 (or £30 from Sept). I continually hassle them on Twitter and suggest others do the same.
My local Asda accepts contactless on the self service checkouts, Apple Pay works as well as long as you stay below £20, makes up for the constant unexpected item in packing area announcements
So lets get this straight.. The watch does this without the phone? A card that takes 2 seconds to read and you don't need to take it out of it's wallet. But I can see where you are coming from to justify your expenditure.
As someone else suggested, it sounds like perhaps there is an issue/fault with your phone. I added my Nationwide debit card and have used it successfully at every attempt and I use it multiple times daily. I go to Pret and M&S each morning, Coop each evening plus I've used it at a bunch of other stores with contactless ((official retailers and other) and the only slight issue I had with the phone is once or twice (out of about prob 20-30 transactions to date) it said I wasn't close enough to the reader so it too and extra sec or two to approve.
TBH the best Apple Pay experience is with the Apple Watch. I caved and got one on Saturday and I just love it for Apple Pay. You literally just quickly double tap the bottom button (don't need to be touching the reader or anywhere near it at this point) and then you just literally touch it near the reader when ready and you get a little 'ding' noise when its done which is like almost instant, even faster than with the iPhone/finger print approval. I used it again tonight at the Coop and the women on the checkout loved it. It really is quite amazing that I can just pay with a simple wave of my watch.
Will it be easier for some people to just pull out their card? Quite possibly, especially if your the type that keeps your phone buried in your handbag or rucksack, but if like me your always on your phone or its in my pocket, its way quicker.
I wonder if Tesco's plans to not roll them out (if that is indeed definitely the case) down to their shoddy implementation of it. My Tesco's local has it on the self checkout and its annoying because they have separated out the payment options such as cash, debit/credit cards etc and contactless is a separate button to debit and credit cards and easily missed, so much so I was ranting and raving at the checkout yesterday attempting to use it (my actual card on this occasion not Apple Pay).
What we really need is Apple to get one of the big supermarkets on board as an official partner, that would help push the others to step up.