Just bought lunch in my local shop with Apple Pay. This is will be my primary paying method. Me and my wife share only one card.
— Do you accept contactless?
— Yes (smiling, reaching for my card)
— I have this new thing... Apple Watch (I am double clicking and showing my little card)
— I never done this before (smile is gone)
Awkward pause ...
— Will I get receipt?
— Yes! Don't worry it's like a card, same technology
Entering numbers and giving me the terminal (finally!). I touched terminal with my Apple Watch, it worked instantly. Than we nervously wait for it to process (same wait time as we the card).
— It worked! (what a relief).
Specs: Santander personal account, iPhone 5, Apple Watch, US region App Store, Visa, iOS 8.4