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Apple Pay Officially Launches in the United Kingdom Today
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well I just been on with Natwest and anyone with a blue card CANNOT use apple pay because it requires contactless cards. after a 11 min call I was told I'm eligible and new cards are in the post and once they arrive I will then be able to use apple pay 
The Touch ID authorisation stays valid for 60 seconds, or until you quit the Passbook app or tap on a different card.
And the misinformation by UK media begins.
http://blogs.channel4.com/geoff-white-on-technology/apple-pay-profits/1807
http://blogs.channel4.com/geoff-white-on-technology/apple-pay-profits/1807
Yep - I'm really surprised as well
Have you noticed that the website when you logon says the staff have been in training for years now I'm really thinking of leaving the One Account as you can't even export your transactions etc. But I really like the fact my current account is my mortgage account.. So not sure who to move to..
I have no interest in that boondoogle, I'm afraid.
A question for current Apple Pay users: I see that transactions are listed under settings. Can one email or export a copy of this as a pdf? That would be very handy.
My thoughts on Apple Pay: it's fine. I'm not sure that it's worthwhile for Apple, as I don't see them making money off it. I haven't used it in a shop, and probably won't for years, but I probably will use it on an iPad.
And the misinformation by UK media begins.
http://blogs.channel4.com/geoff-white-on-technology/apple-pay-profits/1807
Ugh.
I had to post a comment there.
Apple had more revenue in one quarter than Google did in an entire year. When you make your money by selling your product, you can afford to give your customers all the privacy you can technically provide.
Well first impressions are good.
I was certainly surprised that MBNA credit cards (both Amex and Visa) were registered on launch day as MBNA was not a launch partner, but shortly after I registered I got an email from them saying their support. Big thumbs up!
I use HSBC but as all my purchases go through Credit Cards I didn't care all that much.
So far I used it at:
Have used it at Pret (where it failed on first try)
Tfl (both buses and tube) - everything worked smoothly
And used it at a non Apple pay location with just a contactless machine. Worked flawlessly there too. The reaction I got from the lady at the cashier was priceless.
Haven't had the need to take out my wallet as of yet. I think UK is in a far better position to use Apple pay than the US as all infrastructure is there even with the limit most everyday purchases don't need to take out your wallet.
Even without a limit, there is still plenty of time until contactless is everywhere so a normal wallet will still be needed regardless.
I was certainly surprised that MBNA credit cards (both Amex and Visa) were registered on launch day as MBNA was not a launch partner, but shortly after I registered I got an email from them saying their support. Big thumbs up!
I use HSBC but as all my purchases go through Credit Cards I didn't care all that much.
So far I used it at:
Have used it at Pret (where it failed on first try)
Tfl (both buses and tube) - everything worked smoothly
And used it at a non Apple pay location with just a contactless machine. Worked flawlessly there too. The reaction I got from the lady at the cashier was priceless.
Haven't had the need to take out my wallet as of yet. I think UK is in a far better position to use Apple pay than the US as all infrastructure is there even with the limit most everyday purchases don't need to take out your wallet.
Even without a limit, there is still plenty of time until contactless is everywhere so a normal wallet will still be needed regardless.
Jeez, I think that dude was joking lol
Or shall I just go the full way and take my iMac down to my local McDonalds and pay with that?
iMac to Big Mac:
"Hello."
Shocking performance from such a major bank. I'm hoping its just tech / server issues. What a disappointment, HSBC I'm going to switch banks today just to spite you for ruining Apple Pay launch day!
Your down-heartedness is noted.
I don't think it's worth the hassle of switching banks. It's annoying and I'd rather they just said it was due to technical issues or something. Keeping customers in the dark is one sure fire way to erode loyalty!Shocking performance from such a major bank. I'm hoping its just tech / server issues. What a disappointment, HSBC I'm going to switch banks today just to spite you for ruining Apple Pay launch day!
I was tempted to use this to pay for my coffee and cake in M&S Cafe but there was a huge queue and I could imagine something going wrong. I did use my contactless card, which drew some looks from the older people in the queue.
Yep.
The Apple Watch is worse for Apple Pay as you need two hands. Such a pointless device.
It turns out TfL do, apparently, have the ability to match DANs back to your PAN. If your PAN card is already registered in Oyster online then Apple Pay devices should automatically appear as different 'card records' in your Oyster account.
See: https://tfl.gov.uk/fares-and-paymen...of-contactless-payment/apple-pay?cid=applepay
They won't be combining journeys & touches made with different devices, however, as that would open up opportunities for fare evasion.
Not sure really. If it's just to get Apple pay a few weeks ahead of your own bank and you are otherwise happy with your bank then it's not worth it. If however your bank is a while away from getting it or aren't getting it then why not? Switching banks is a lot easier these days, it has to be complete within 5 days now and most banks offer to swap everything over for you as it is with your current bank.
Banking is all about access and protection of your money and finances, if the convience of Apple pay and/or the security of it is important to you then I don't see why it shouldn't be used as a reason to switch banks. Banks are there to work for us.
I got the same message in Boots, tried it it on my Apple Watch with both my Santander and Nationwide credit cards. Used it successfully in M&S, McDonalds and Costa though.
Yes.
It's a bit cumbersome and flaps around a bit. I’ll see if sellotape is strong enough to keep it on.
Ok, this might be interesting info. I live in Gibraltar and have managed to add my Gibraltar and UK cards and successfully used apple pay today at a contactless terminal using my apple watch which was awesome. I did have a fail at the local morrisons ( yes we have morrisons here) after attempting to use my watch and getting the tick and sound alert on my watch it didn't seem to go through and the cashier didn't get an approval so she ended up canceling. We tried twice and I ended up paying contactless with the card instead.
Switching banks is very easy now and nothing like it used to be. You just sign up to a new bank, select transfer account and in seven days they will transfer all SO's, DDs balance etc and then proxy all payments to/from the old account for a further 3 years.
I switched from HSBC this morning (after being with them over 25 years) in about 10 minutes and will be up and running on the new account well before HSBC pull their thumbs out of their asses and support Apple Pay.
Yep - I'm really surprised as well
I'm really thinking of leaving the One Account as you can't even export your transactions etc. But I really like the fact my current account is my mortgage account.. So not sure who to move to..
I'm so sold on the concept of an offset mortgage that I don't think I'll change. I'm taking the fact that hardly any banks offer offset mortgages as evidence that they are great for customers, not so good for banks
I guess the reason for the 3 years of staff training is down to the same issue. Going to call back to see if I can get an update on activation.
Quicker than easier than Apple Pay on an iPhone, yes.
But with the Apple Watch you get to skip the cumbersome "dig around in pockets/purse/wallet to find card" routine. There's something to be said for the convenience of having your payment method strapped to your wrist at all times.