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Haha believe me I know as I use my Barclays Contactless debit card and people are so accustomed to the flow of traffic when using oyster cards that the extra 800ms of the contactless card makes a huge difference when hundreds of people are going through the gate. Do you know how fast the Apple watch takes to register compared to a contactless card? If it is around the same I can live with that as I'm not expecting it to be faster than an Oyster card.
Used Apple Watch this morning to go through two ticket barriers. No discernible difference to Oyster card. Bit of a bugger swiping my left wrist over the designed-for-righties Oyster card reader though:)
 
Similarly with the watch. Double Clicking triggers some form of "listening" mode. Do not know how long before it times out, but from a tube perspective getting yourself sorted as you reach the top of the escalator is probably a good idea so you are not scrambling to do so at the barrier.
Exactly this.
 
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I can't believe it's not possible to set up Aliases for cards. I've about seven RBS cards alone and would never remember which is which from the digits. Just how technically difficult would this have been to make it usable? Now I won't be using it.
 
I can't believe it's not possible to set up Aliases for cards. I've about seven RBS cards alone and would never remember which is which from the digits. Just how technically difficult would this have been to make it usable? Now I won't be using it.

At least you can add your RBS cards, none of mine work, think yourself lucky.
 
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Used my watch at Pret and on the Tube. It seemed pretty instantaneous at Pret but the Oyster reader was noticeably slower to register. It does that with Oyster cards sometimes though so I will have to see how it goes over time. It's ridiculously convenient though.

What's a shame is that they don't somehow combine your Apple Pay device ID and your Oyster account so that you can use it as an Oyster Card substitute. I have a Zone 2-6 monthly travelcard so I can only use my watch if I'm going into Zone 1, like today.
 
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HOWEVER - I don't know if this has been answered of not, but are you still covered by Section-75 card protection if you use this? Or is it like if you use PayPal linked to your credit card you aren't covered?

As I understand it, as far as bank is concerned it's no different to directly using your card in any appreciable way.
 
Yeah, pretty happy, this is simple to use and was so simple to set up. Paid for lunch at my office canteen today and got some shopping at Morrisons. The watch is such a convenient way to pay.

I probably won't be using my Barclaycard at all until they get up and running and I was thinking of switching until they got a statement out about it.. running off current account for the Apple pay stuff but the extra security gives me peace of mind.
 
It turns out TfL do, apparently, have the ability to match DANs back to your PAN. If your PAN card is already registered in Oyster online then Apple Pay devices should automatically appear as different 'card records' in your Oyster account.

See: https://tfl.gov.uk/fares-and-paymen...of-contactless-payment/apple-pay?cid=applepay

They won't be combining journeys & touches made with different devices, however, as that would open up opportunities for fare evasion.

Thank you very much for the link. It must've shown up after I checked the site.

That's good news, but raises the interesting question of how TfL knows that a tokenized Apple Pay purchase matches your registered real card account number.

The banks would have to somehow feed back all related fare purchases to TfL (safest). Or give them the DAN token to match up themselves.
 
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You can buy goods up to the value of £20. You can’t buy something worth £200 with contactless, yet.

I imagine that this will be modified if there is a 2nd factor of authentication (such as say; a fingerprint) is in play.
We've got a whole country using contactless debit cards and who already know there is a £20 limit, I imagine they will treat Apple Pay the same way.
Also these terminals are pretty ubiquitous now so I think Apple Pay usage (per head) in the U.K. will overtake the US pretty quick

From Visa.co.uk -

Are contactless payments using Apple Pay, subject to the £20 contactless threshold?
No – Mobile payment services such as Apple Pay can be used for payments over the £20 contactless threshold, with a growing number of UK retailers supporting what we term ‘high value’ mobile contactless payment – which involve you verifying yourself using Touch ID (for Apple Pay) or another verification method, such as a passcode entered on your device. These cardholder verification methods add an additional layer of security for peace of mind, and act in much the same way as when you use ‘Chip and PIN’ to secure payments made in store with your Visa card. High value mobile payments are also widely supported in a growing number of retailers accepting contactless payment across Europe.
 
Also in case the original post wasn't clear - Apple Pay can be used anywhere regular contactless cards are accepted - the terminal doesn't know if you're using a card, android nfc phone or Apple pay.
 
I can't believe it's not possible to set up Aliases for cards. I've about seven RBS cards alone and would never remember which is which from the digits. Just how technically difficult would this have been to make it usable? Now I won't be using it.
Some people never happy.
Send Apple feedback via their website I'm sure it must be possible to implement.
 
From Visa.co.uk -

Are contactless payments using Apple Pay, subject to the £20 contactless threshold?
No – Mobile payment services such as Apple Pay can be used for payments over the £20 contactless threshold, with a growing number of UK retailers supporting what we term ‘high value’ mobile contactless payment – which involve you verifying yourself using Touch ID (for Apple Pay) or another verification method, such as a passcode entered on your device. These cardholder verification methods add an additional layer of security for peace of mind, and act in much the same way as when you use ‘Chip and PIN’ to secure payments made in store with your Visa card. High value mobile payments are also widely supported in a growing number of retailers accepting contactless payment across Europe.
Lots of outlets don't have any transaction limit already...

Update if you know more.

https://forums.macrumors.com/threads/uk-apple-pay-retailers-with-no-transaction-limits.1900601/
 
I can't believe it's not possible to set up Aliases for cards. I've about seven RBS cards alone and would never remember which is which from the digits. Just how technically difficult would this have been to make it usable? Now I won't be using it.

You don't just see a number, you see the entire card with whatever graphics are on that card. It's no different to looking in your wallet. However you organise your wallet, add the cards to Apple Pay in that order so that it looks just like your real wallet.
 
Apparently in August, M&S will be updating their terminals to accept Apple Pay for any amount, contactless cards up to £30 (from September), and also refunds back onto contactless and Apple Pay.
 
Used it first in the restaurant at work - it worked perfectly. The server was extremely bemused at my suggestion to pay with my phone at first and she closely examined the receipt when it printed.

When I tried at Waitrose my phone said it had worked and showed the amount paid but the payment terminal and recognise it and continued to prompt for payment. I reauthorised and it worked.

Morrisons was a disaster. TouchID recognition failed - probably due to sweaty fingers - and then when it finally did work the system went into processing mode and eventually the transaction declined. Again the phone said it was a success. Not sure what caused this seeing as it should work everywhere but Morrisons saying on Twitter that they will support from tomorrow. The slightly rude self checkout assistant tried to tell me that it was Apple Watch only.

It worked perfectly at Boots, M&S and Tesco.

Next time I'll go to the main checkout rather than self checkout to experience more bemusement from the checkout staff.

I did notice a non-detrimental delay compared to contactless card due to online authorisation.
 
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